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All Journal Eksos LPPM Journal of Ekonomics, Finance, and Management Studies
Marita Marita
Universitas Pembangunan Nasional “Veteran” Yogyakarta
Religion Economics, Econometrics & Finance Social Sciences

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Analisis Pengaruh Transparansi, Akuntabilitas, dan Peran Perangkat Desa terhadap Pengelolaan Dana Desa Lita Yulita Fitriyani; Marita Marita; Windyastuti Windyastuti; Mustholihul Absor
Eksos LPPM Vol 2, No 2 (2020): November
Publisher : Lembaga Penelitian dan Pengabdian Kepada Masyarakat UPN Veteran Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31315/eksos.v2i2.4163

Abstract

This study aims to examine the influence of the variables Transparency, Accountability, and the Role of Village Officials on Village Fund Management in Kedewan District. This study uses a purposive sampling method with 30 respondents in five villages in Kedewan District. They are Kedewan district, Beji district, Hargomulyo district, Kawengan district and Wonocolo district. Data collection techniques in this study were in the form of questionnaires. The analysis used is multiple regression analysis using SPSS (Statistical Package for Social Science) version 20. The results of this study indicate that the variables Transparency, Accountability, and the Role of Village Officials affect the Village Fund Management variable.
Pengaruh Implementasi Green Banking, Risiko Likuiditas, dan Risiko Kredit, Terhadap Kinerja Keuangan Sektor Perbankan Alya Ghania Rahma; Marita Marita
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 1 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v7i1.10544

Abstract

This study aims to analyze the impact of Green Banking implementation, Liquidity Risk, and Credit Risk on the financial performance of banks in Indonesia in the period 2023–2024, taking into account the increase in sustainable practices and existing global challenges. This study uses a quantitative method with secondary data obtained from sustainability reports and financial reports, with a total of 89–92 data points after removing outliers. The analysis was conducted using multiple linear regression on three financial performance indicators, namely Return on Assets (ROA), Return on Equity (ROE), and Capital Adequacy Ratio (CAR). The results show that, simultaneously, all independent variables have a significant effect on the three financial performance indicators. Partially, green banking has a positive effect on financial performance. Liquidity risk also has a positive effect on financial performance. On the other hand, credit risk has a negative effect on financial performance. Overall, this study concludes that green banking practices and risk management can affect financial performance, although their contribution to financial performance variation is still limited, so more optimal sustainability and risk control strategies are needed in the future.
Co-Authors Alya Ghania Rahma Lita Yulita Fitriyani Mustholihul Absor Windyastuti Windyastuti