Zulfanetti Zulfanetti
Department of Economics, Faculty of Economics and Business, Universitas Jambi, Indonesia

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An effect of credit to entrepreneurship and micro small and medium enterprises performance in Jambi Province Etik Umiyati; Zulfanetti Zulfanetti
Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Vol. 9 No. 5 (2021): Jurnal Perspektif Pembiayaan dan Pembangunan Daerah
Publisher : Program Magister Ilmu Ekonomi Pascasarjana Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (795.567 KB) | DOI: 10.22437/ppd.v9i5.11225

Abstract

This research aimed at analyzing 1) an effect of micro small and medium enterprises on entrepreneurship activity, 2) an effect of micro small and medium enterprises on its performance, 3) an effect of entrepreneurship on micro small and medium enterprises performance, 4) an indirect effect of micro small and medium enterprises credit to micro small and medium enterprises through Jambi Province. This research is conducted in Jambi Province by sampling approximately 276 business owners selected according to regional representatives with purposive random sampling. PLS-SEM analysis is used in this research in which the results are 1) micro small and medium enterprises credit has a positive and significant influence on entrepreneurship, 2) micro small and medium enterprises credit has a positive and significant to micro small and medium enterprises performance, 3) micro small and medium enterprises credit has significantly positive influence to micro small and medium enterprises performance, 4) the effect of entrepreneurship to micro small and medium enterprises performance are significantly positive.
A Sustainable model for community-based tourism in the Muaro Jambi Temple Area, Jambi Province Zulfanetti Zulfanetti; Heriberta Heriberta; Etik Umiyati; Jurnia Minati
Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Vol. 12 No. 2 (2024): Jurnal Perspektif Pembiayaan dan Pembangunan Daerah
Publisher : Program Magister Ilmu Ekonomi Pascasarjana Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/ppd.v12i2.25231

Abstract

This study investigates community participation concerning the potential and benefits of the Muaro Jambi Temple tourism area, identifying key success factors in community-based tourism (CBT). Employing Structural Equation Modeling-Partial Least Square (SEM-PLS) analysis on primary data, this research combines descriptive and quantitative approaches. The findings reveal that variables related to interest, opportunity, and innovation significantly and directly impact economic conditions, while environmental factors notably influence social conditions. In contrast, cultural and political variables do not significantly affect social conditions. Both economic and social factors significantly influence CBT participation. Indirect effects analysis shows that interest, opportunity, innovation, and environmental factors significantly influence CBT participation, whereas cultural and political variables do not exhibit significant indirect effects. Moreover, over 95% of the communities in the villages surrounding Muaro Jambi Temple perceive the basic principles of CBT positively, with 85% recognizing the potential and benefits of supporting the CBT model. These results underscore the importance of fostering interest, opportunity, and innovation to enhance economic conditions and community participation in CBT initiatives.