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All Journal Jurnal Paradigma Ekonomika Jurnal Intelektualita: Keislaman, Sosial, dan Sains Indonesian Journal of Behavioral Studies JEBI (Jurnal Ekonomi dan Bisnis Islam)
Ulil Amri
Universitas Islam Negeri Raden Fatah Palembang
Religion Arts Humanities Economics, Econometrics & Finance Education Public Health Social Sciences

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Pengaruh Religiusitas dan Pengetahuan terhadap Keputusan Menabung di Bank Syariah dengan Minat Sebagai Variabel Intervening Parastika Parastika; Titin Hartini; Ulil Amri
Intelektualita Vol 10 No 1 (2021): Jurnal Intelektualita: Keislaman, Sosial dan Sains
Publisher : Wakil Rektor III Bidang Kemahasiswaan dan Kerjasama

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/intelektualita.v10i1.8609

Abstract

Penelitian ini bertujuan untuk mengetahui seberapa besar pengaruh religiusitas dan pengetahuan terhadap keputusan menabung di bank syariah dengan minat sebagai variabel intervening (study pada bank syariah Indonesia kota Palembang). Dalam penelitian ini data dikumpulkan dengan meyebarkan kuesioner terhadap 180 responden nasabah dan non nasabah di kota palembang menggunakan metode explanatory research untuk mengetahui tanggapan responden terhadap variabel yang ada. Analisis dilakukan dengan menggunakan metode Structural Equation Modelling (SEM) berbasis Analysis of Moment Structure (AMOS 21). Hasil analisis menunjukkan bahwa religious berpengaruh positif signifikan terhadap keputusan menabung di Bank Syariah, pengetahuan berpengaruh positif dan signifikan terhadap keputusan menabung di Bank Syariah, Dan variabel Minat berpengaruh positif dan signifikan dalam mediasi antara religiusitas dan pengetahuan terhadap keputusan menabung di bank syariah dengan minat sebagai variabel intervening.
Analisis peran pembiayaan BMT Syariah Al-Azhaar terhadap peningkatan kesejahteraan anggota perspektif Maqashid Syariah Rahmat Imanto; Maftukhatusolikhah Maftukhatusolikhah; Ulil Amri
Jurnal Paradigma Ekonomika Vol. 16 No. 4 (2021): Jurnal Paradigma Ekonomika
Publisher : Program Studi Ekonomi Pembangunan Fakultas Ekonomi dan Bisnis Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jpe.v16i4.14641

Abstract

This study aimed to analyze the role of financing products at BMT Syariah Al-Azhaar Lubuklinggau city, which was rolled out to members and customers of BMT Syariah in improving customer welfare. This study uses a descriptive qualitative method with a case study approach at BMT Syariah Al-Azhaar, Lubuklinggau City, as a research object. The sample used in this study is the customers/members of BMT Syariah Al-Azhaar who get financing products. The data collection of this research used an in-depth interview method. The data obtained were then analyzed using descriptive analysis. The results of this study are BMT Syariah Al-Azhaar, through financing, plays a significant role in improving the welfare of its members. Interest is measured using five indicators of the maintenance of basic needs based on the objectives of maqashid sharia, namely the care of religion, the maintenance of the soul, the maintenance of the mind, the maintenance of offspring, and the maintenance of a property. The increase in welfare experienced by members varies. In general, there is an increase in welfare as measured by the five indicators.
Pengaruh Employee Engagement, Job Design, dan Organizational Culture terhadap Kinerja Karyawan Bank Syariah Indonesia KC Palembang Demang Dila Khairunnisa; Ulil Amri; Muhammad Iqbal
Indonesian Journal of Behavioral Studies Vol 1 No 4 (2021): Indonesian Journal of Behavioral Studies
Publisher : Fakultas Psikologi, Universitas Islam Negeri Raden Fatah Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (417.352 KB) | DOI: 10.19109/ijobs.v1i4.10695

Abstract

This study aims to determine whether there is a relationship between employee engagement, job design, and organizational culture on the performance of employees of Bank Syariah Indonesia KC Palembang Demang. This study uses quantitative methods. The population is 60 employeesby using non-probability sampling, meaning that all employees have the same opportunity to be selected as samples. Based on the results of the study, it was concluded that 1) Employee engagement positive and significant effect on employee performance, as evidenced by the results of the t-test of 3.383, which is greater than t-table of 2.003 with a significance of 0.001 and a regression coefficient of 0.459. This shows that the higher the employee engagement, the higher the resulting performance. 2) Job design positive and significant effect on employee performance, as evidenced by the results of the t-test 2.114 which is greater than t-table 2.004 with a significance of 0.038 and a regression coefficient of 0.379. This shows that the higher the employee's job design value, the higher the resulting performance. 3) Organizational culture positive and significant effect on employee performance, as evidenced by tcount 2.463 which is greater than ttable 2.003 with a significance of 0.016 and a regression coefficient of 0.563. This shows that the better the organizational culture in an organization, the better the resulting performance.
IMPLEMENTATION OF DSN-MUI FATWA ON SHARIA INSURANCE PRODUCTS AT PT. ASURANSI TAKAFUL PALEMBANG BRANCH Ulil Amri; Anggita Dwi Hanum; M Iqbal
JEBI (Jurnal Ekonomi dan Bisnis Islam) Vol 7, No 2 (2022): Juli - Desember 2022
Publisher : Universitas Islam Negeri Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (502.623 KB) | DOI: 10.15548/jebi.v7i2.267

Abstract

Insurance problems do not only stop at transactions, but also at investments. Most of the insurance purchased by the public is actually insurance that contains maysir, gharar, and usury. This means that the money received from the investment received by the customer is also not maintained as halal. It is different from investing in Sharia insurance because there is a Sharia Supervisory Board which ensures that all insurance mechanisms and investment allocations do not conflict with Sharia law. Sharia Insurance Companies are entrusted by the participants to manage premiums, develop in a lawful way, provide compensation to those who experience disasters according to the contents of the agreed agreement deed, based on the characteristics of takafuli, tabarru and mudharabah.This study aims to analyze how the implementation of the DSN-MUI fatwa regarding general guidelines for sharia insurance at PT Asuransu Takaful.This study uses a Qualitative Approach that is related to phenomena that refer to the actions of economic actors, namely humans who act around economic phenomena as well as in consumption, production and distribution with all kinds of transaction derivatives and their interactions. The research results show thattabarru funds that has been collected is managed by the company on the basis of wakalah through insurance invested in various sharia investment instruments so that the funds are more productive. The results of the tabarru' investment are actually purely the rights of the participants, while the insurance company can obtain profit sharing from the investment through a tijarah contract. Companies can also benefit from wakalah bil ujrah contracts. This is in accordance with the DSN MUI fatwa No.DSN-MUI No.21/DSN-MUI/X of 2001 concerning General Guidelines for Sharia Insurance
Co-Authors Anggita Dwi Hanum Dila Khairunnisa MAFTUKHATUSOLIKHAH MAFTUKHATUSOLIKHAH Muhammad Iqbal Parastika Parastika Rahmat Imanto Titin Hartini