Article Per Year (5 Year)
p-Index From 2020 - 2025
0.23
P-Index
This Author published in this journals
All Journal E-Jurnal Matematika
RIZKA AULIA NOVALINDA
Universitas Udayana
Mathematics

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
PENERAPAN HUKUM DE MOIVRE PADA PENENTUAN NILAI CADANGAN PREMI ASURANSI JIWA JOINT LIFE RIZKA AULIA NOVALINDA; I NYOMAN WIDANA; KETUT JAYANEGARA
E-Jurnal Matematika Vol 11 No 1 (2022)
Publisher : Mathematics Department, Faculty of Mathematics and Natural Sciences, Udayana University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24843/MTK.2022.v11.i01.p355

Abstract

Joint life insurance is a single policy that covers two lives. The benefit is paid out when the first person dies. Insurance companies need to calculate and assign premiums and a policy value in order to know. the expected value of the future loss. The study used the quantitative data of mortality for men and women obtained from the Indonesian Mortality Table (TMI) 2011. Data analysis techniques use the New Jersey method of prospects and a legal approach of mortality that is De Moivre’s law. The purpose of this study is to determine policy value on joint life insurance that applies to De Moivre's laws and compare policy value on joint life insurance that applies De Moivre's laws and without the application of De Moivre's laws. Research shows that joint life insurance policy value with New Jersey methods of prospective and application of De Moivre's law always come into value smaller than those without an application of De Moivre's law, but at the end of period both are worth the same according to the value of their benefits.
Co-Authors I Nyoman Widana Ketut Jayanegara