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All Journal Masalah-Masalah Hukum JURNAL USM LAW REVIEW
Diah Sulistyani Ratna Sediati
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Law, Crime, Criminology & Criminal Justice Social Sciences

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IMPLIKASI UU NO. 42 TAHUN 1999 TENTANG JAMINAN FIDUSIA TERHADAP PERLINDUNGAN HUKUM BANK SEBAGAI KREDITUR Diah Sulistyani Ratna Sediati
Masalah-Masalah Hukum Vol 39, No 1 (2010): Masalah-Masalah Hukum
Publisher : Faculty of Law, Universitas Diponegoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (3330.518 KB) | DOI: 10.14710/mmh.39.1.2010.78-86

Abstract

The existence of the legal regulation no, 42 in 1999 is the first input which is very strategic, since the legal regulation is the product of the reformation or the product of the democrazation which has tried to accommodate comprehensively some aspiration, not only superstructure, infrastructure aspiration (society who need), expertise aspiration but also the global aspiration as it is hoped by the society or the international organization based on the value of the democrazy namely the supremacy of the law. Inthis case, the role of the legal regulation beside as both the mechanism of integration and as the role of the society change (law as a tool of policy or social enginerting) in order to create the certainty of the law and the justice which is difficult to be achieved just by the jurisprudence, as it happens before the legal regulation is legalized. that is why, the legal regulation no. 42 in 1999 also brings the mission on the achievement of the political law like the importance of economy, the certainy and the protection of the law for the parties (goal attainment). On the way, there are a lot of handicaps to implement the legal regulation no. 42 in 199 about the guaranty of the fiducia which is out of maximum in accommodating especially in the field of the credit matter, it is expected to amend the regulation to give the protection of the law for the creditor especially in the field on the credit matter and banking in Indonesia
PERANAN PEJABAT LELANG KELAS II DALAM PELAKSANAAN LELANG DI INDONESIA Diah Sulistyani Ratna Sediati
Masalah-Masalah Hukum Vol 39, No 2 (2010): Masalah-Masalah Hukum
Publisher : Faculty of Law, Universitas Diponegoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (2790.868 KB) | DOI: 10.14710/mmh.39.2.2010.139-146

Abstract

Based on regulation of Finance Minister No: 119/PMK.07/2005 about Auctioneer Class II, the definition of Auctioneer Class ti is a person who is specially given an authority by Finance Minister to conduct the sale of the goods by auction way relied on the order of the Auction House as the authority of the sale of the goods' owner who is located in the Office of Auctioneer Class II The Auctioneer Class II is promoted and dismissed by The General Director on behalf of Finance Minister. The auctioneer is demanded to do injustice and does not take sides, so, his role must reflect a sense of justice and a certainty of law. Therefore, The auctioneer should take apart to support an effort of Law Enforcement in civil law, tax law, state administration law, and law of state asset management. The certainty of law is related to Authentic Act which is made by the auctioneer as the instrument of the most pertect evidence. The certainty of law is only able to occur if the auctioneers especially The Auctioneer Class II posses a high dignity and moral, a deep knowledge, and a skill of law and auction so that he can run his job fairly, strictly and consequently, autonomously non-sided, never-having dual job beyond his authority, keeping the importance of all the parties. The implementation of auction has to give a protection of law for those who have the same interest. Every implementation of auction must be made the report of the auction by the auctioneer as the authentic act. The report of auction is used to defend the seller or the goods' owner, the purchaser and the auctioneer to defend and to implement his right and responsibility
Pelaksanaan Eksekusi Jaminan Fidusia Dalam Praktik Pada Debitur Yang Wanprestasi Apul Oloan Sipahutar; Zaenal Arifin; Kukuh Sudarmanto; Diah Sulistyani Ratna Sediati
JURNAL USM LAW REVIEW Vol. 5 No. 1 (2022): MAY
Publisher : Universitas Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26623/julr.v5i1.4254

Abstract

This study aims to analyze the mechanism for implementing the execution of fiduciary guarantees on defaulting debtors, the obstacles to implementing the execution of fiduciary guarantees, and the ideal mechanism for implementing the execution of fiduciary guarantees on defaulting debtors. The research method used in this research is normative juridical. The results showed the execution of fiduciary guarantees on debtors who defaulted using the standard operation procedure (SOP) in each company. The ideal way for the execution of fiduciary guarantees is to combine the handling, either by using company SOPs combined with settlement through the courts. Various obstacles in the execution of fiduciary guarantees, such as non-compliance and awareness of the debtor with the applicable rules. in addition to the existence of a decision of the Constitutional Court which is used as an excuse for the debtor; and excessive use of the external collection by creditors in carrying out production.Penelitian ini bertujuan untuk menganalisa mekanisme pelaksanaan eksekusi jaminan fidusia pada debitur yang wansprestasi, kendala-kendala dan mekanisme yang ideal dalam pelaksanaan eksekusi jaminan fidusia pada debitur yang wansprestasi. Metode penelitian yang digunakan dalam penelitian ini adalah yuridis normatif. Hasil penelitian menunjukkan bahwa pelaksanaan eksekusi jaminan fidusia pada dibitur yang wansprestasi menggunakan standart operation procedure (SOP) pada masing-masing perusahaan. Cara yang ideal bagi eksekusi jaminan fidusia adalah dengan mengkombinasikan penanganan, baik dengan menggunakan SOP perusahaan yang dipadukan dengan penyelesaian melalui peradilan. Berbagai kendala dalam   pelaksanaan eksekusi jaminan fidusia, seperti: ketidak patuhan dan kesadaran debitur dengan aturan yang berlaku. Selain itu   keberadaan putusan Mahkamah Konstitusi yang kerap dijadikan alasan bagi debitur; serta penggunaan eksternal collection oleh pihak kreditur yang berlebihan dalam menjalankan tugasnya.  
Co-Authors Apul Oloan Sipahutar Sudarmanto, Kukuh Zaenal Arifin