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All Journal PIRAMIDA Jurnal Ekonomi Kuantitatif Terapan E-Jurnal Ekonomi Pembangunan
I Nengah Kartika
Jurusan Ekonomi Pembangunan Fakultas Ekonomi Universitas Udayana
Economics, Econometrics & Finance Education

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Sanksi Adat pada Lembaga Perkreditan Desa dalam Kerangka Principal-Agent LPD (Lembaga perkreditan Desa) Se-Kecamatan Tembuku, Kabupaten Bangli Nengah Kartika; I Made Jember
Jurnal Ekonomi Kuantitatif Terapan 2017: Vol. 10, No. 2, Agustus 2017 (pp. 110 - 252)
Publisher : Universitas Udayana

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (728.544 KB) | DOI: 10.24843/JEKT.2017.v10.i02.p08

Abstract

LPD is a form of non-formal financial institution whose role has becoming very important in Bali. As credit dealer, LPD has several problems regarding its debtor and creditor which causes non-performing loans. This study discusses the causes of credit, the impact of sanction and rules from Balinese traditional custom, differences in return on asset (ROA) between LPDs which applied traditional customs and rules in all LPDs on Tembuku districts. We used the principal-agent theory to determine the differences on ROA between LPDs who applies the traditional custom and those who do not. We found out that there’s differences between the two. This study also found out that the biggest impact of sanction from traditional customs to failing debtor are psychological pressure and embarrassment.
Berbagai faktor yang melatarbelakangi kehidupan sehari-hari rumah tangga berdampak terhadap kekuasaan perempuan Bali dalam proses pengambilan keputusan rumah tangga. Tujuan penelitian adalah menguji faktor eksternal dan faktor internal yang mempengaruhi k Nengah Kartika
Jurnal Ekonomi Kuantitatif Terapan 2020: Vol. 13, No. 1, Februari 2020 (pp. 1-210)
Publisher : Universitas Udayana

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (755.977 KB) | DOI: 10.24843/JEKT.2020.v13.i01.p09

Abstract

The establishment of LPD Empowerment Institution (LPLPD) in Bali Province has caused a polemic, that polemic was LPD Desa Kedongan did not want to pay the empowerment fund because LPLPD could not open in empowerment fund management. This is a symptom of the main institutional problem - the agent model and overcoming dissatisfaction. This research will be conducted in Bangli Districy and Susut District of Bangli Regency. Therefore, it is necessary to decide the willingness to pay the contribution fee (WTP) to the LPLPD so that it can be determined the tariff that can satisfy all parties. In this study, to determine the tariffs related to public policy, the contingent valuation survey approach is also known as the willingness of the to pay (WTP survey). Looking at this will result in a tariff that will make most LPDs satisfied. This study uses multiple regression analysis to answer the problem formulation. The average WTP is Rp 11,779,000. Based on interviews with respondents, the average respondent willingness to pay the LPLPD empowerment fund to be around 2.95 percent of the profit generated from LPD profit. There are 3 significant variables impact to the willingness to pay LPLPD Empowerment Contributions. These variables include the income, savings and training variables that LPDs are expected to perform by LPLPD.
Co-Authors Agustina, I Made Ariwuni, Made Ade Dwi Budi Purwaka, AA. Ketut Budiarto, Yogi Pratama Darmayana, Komang Jodi Arta Dede Satrya Dharma Putra, Dede Satrya Didik Prastyo Dwipayanti, Ni Kadek Gusti Ayu Putu Arvi Veteriyanthi, Gusti Ayu Putu I MADE JEMBER I WAYAN SUARJANA I Wayan Wenagama Ida Bagus Adi Sutrisna Manuaba, Ida Bagus Adi Sutrisna Jaya, I Gede Surya Manik Jerry Paska Ambarita, Jerry Paska Kadek Cyntia Pratiwi Kadek Ivan Wiradinata, Kadek Ivan Komang Widya Nayaka Mega Sari, Ni Putu Yuli Mulyaputri, I Gusti Ayu Karina Nayaka, Komang Widya Ni Luh Emi Damayanti, Ni Luh Emi Prayati, Ni Made Via putri, sinta dharma Putu Gede Bayu Nugraha Putra Putu Yunny Lestari Kartini Rustiana Dewi, Ni Putu Linda Sadnyawati, Ida Ayu Made Sari, Ni Ketut Widya Purnama Suryaningsih, Kadek Ayu Syadona Putra, Putu Mahendra Teguh Pratama, I Gusti Ngurah Putu Wanda, Komang Herma Wiriana, I Gede