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All Journal Kinerja Management and Sustainable Development Journal
Murti Lestari
Universitas Kristen Duta Wacana
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Social Sciences

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DAMPAK KRISIS EKONOMI DAN MASUKNYA BANK UMUM PADA PASAR KREDIT USAHA MIKRO KECIL TERHADAP KINERJA BANK PERKREDITAN RAKYAT (BPR) DIY Murti Lestari
KINERJA Vol. 18 No. 1 (2014): Kinerja
Publisher : Faculty of Business and Economics Universitas Atma Jaya Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24002/kinerja.v18i1.517

Abstract

The economic crisis and the entry of commercial banks in the small micro-credit market is estimated to have an impact on rural banks (BPR) business. By using time series data, and using performance measures such as the performance of rural banks lending, third-party funds (savings and deposits), lending rates, and spreads, the study concluded that the entry of commercial banks in the small micro-credit markets do not interfere (negative affect) the performance of BPR DIY. In terms ofthe economic crisis, the response performance of BPR DIY show mixed reactions. In terms of lending and third-party funds, the economic crisis actually makes BPRis able to raise his credit and increase the ability to collect deposits. While in the case of the determination of interest rates, the crisis negatively affect the interest rate (lower lending rates). Similarly, for a variable spread, the crisis also have negative impacts, which means that with the economic crisis, the ability of BPR take spread decreases.Keywords: rural bank, micro and small enterprises credit, crisis economy
sebuah Pengembangan Ekonomi Jemaat melalui Revitalisasi Aset Gereja: Studi Kasus Retreat Centre GBKP. Frebin Thea Rona; Murti Lestari
Management and Sustainable Development Journal Vol. 7 No. 1 (2025): Management and Sustainable Development
Publisher : Department of Management - Institut Shanti Bhuana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46229/msdj.v7i1.1012

Abstract

This research aims to examine how the church can play an active role in the economic empowerment of the congregation through the management of its assets. The Karo Protestant Batak Church (GBKP) through its service unit, namely the Retreat Center GBKP Suka Makmur, is the object of study in this research. Using a qualitative approach and case study method, this research highlights the potential for revitalizing church assets in improving the welfare of the congregation holistically. Data were collected through interviews, participatory observation, and documentation studies. The results show that the GBKP Retreat Center has great potential that has not been fully utilized. Revitalization through strengthening management, diversifying programs, and external collaboration are key strategies to realize a church that is able to empower spiritually and economically.
Co-Authors Frebin Thea Rona