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All Journal Jurnal Media Hukum Law and Justice Jurnal Ius Constituendum JURNAL USM LAW REVIEW
Lastuti Abubakar
Padjadjaran University
Law, Crime, Criminology & Criminal Justice Social Sciences

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The Urgency of Strengthening Appraisal Regulations to Realize a Legal Protection for Appraiser Lastuti Abubakar; Tri Handayani
Jurnal Media Hukum Vol 26, No 2, December 2019
Publisher : Fakultas Hukum Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/jmh.20190129

Abstract

To provide legal protection and legal certainty for service users and Appraisers, the Government, in this case, the Ministry of Finance requires the Public Appraisal profession to obtain a permit in supporting financial service sector. The research describes the position and responsibility of Appraisers in assessing collateral for loan and  finance, that in practice, often requires Appraisers’ administrative, civil, and criminal responsibilities. The article uses a multi-interdisciplinary approach by applying status, comparative, and case study. The results show that a key for legal protection for appraiser comes from a legal relationship between an Appraiser and a Bank. The assessment of collateral for bank loan and financing, arises from collateral appraisal cooperation agreements; and from the legal provisions, including Regulation of the Ministry of Finance on Public Appraisal and the other related Laws. Furthermore, Legal responsibility of Appraiser's mistakes in appraising will be an administrative and civil sanctions. To provide legal certainty and legal protection for the Appraisal profession requires a strengthening of regulations by the issuance of Law on Public Appraisers such as other supporting professions, namely Public Notary, Legal Consultant, and Public Accountant.
PERCEPATAN PERTUMBUHAN PERBANKAN SYARIAH MELALUI IMPLEMENTASI TATA KELOLA SYARIAH lastuti abubakar; Tri Handayani
Law and Justice Vol.2 , No. 2, Oktober 2017
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/laj.v2i2.3417

Abstract

Pertumbuhan industri perbankan syariah  Indonesia menunjukkan grafik meningkat, walaupun mengalami perlambatan. Data yang dipublikasi oleh OJK menunjukkan bahwa perbankan syariah nasional  berkontribusi sebesar 4.81 % terhadap market share dengan pertumbuhan  assets mencapat 11.97 % per Juni 2016. Di tataran global, sektor jasa keuangan syariah termasuk perbankan, menguasai 3 % dan  bersama sama dengan Qatar, Arab Saudi, Malaysia, Uni Emirat Arab dan Turki menjadi kekuatan pendorong keuangan syariah di masa depan. Salah satu isu startegis yang menjadi hambatan adalah mispersepsi masyarakat terhadap perbankan syariah baik mengenai akad, produk dan layanan yang belum patuh terhadap prinsip syariah. Implementasi tatakelola merupakan upaya untuk mempercepat pertumbuhan perbankan syariah.Keywords : Perbankan syariah- tata kelola- percepatan pertumbuhan. 
Mapping Indonesian Business Law Research After The Job Creation Law: A Bibliometric Analysis Ayu Kholifah; Shelly Kurniawan; Lastuti Abubakar; Anita Afriana
Jurnal Ius Constituendum Vol. 11 No. 1 (2026): FEBRUARY
Publisher : Magister Hukum Universitas Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26623/jic.v11i1.13200

Abstract

This study maps and analyzes the development of Indonesian business law research following the enactment of Law Number 11 of 2020 on Job Creation, which significantly reshaped the national regulatory landscape and generated extensive academic debate. Despite growing scholarly attention, there remains limited empirical evidence systematically examining thematic trends, influential publications, and emerging research directions in this field. Using a bibliometric approach, this study analyzes 187 Scopus-indexed publications published between 2021 and mid-2024. Bibliometric indicators, including citation analysis, keyword co-occurrence, and network visualization, were examined using VOSviewer to identify dominant themes, leading journals, and research clusters. The findings reveal that research has grown steadily, with fintech regulation, micro and small enterprise governance, halal business, and banking law emerging as dominant themes. The International Journal of Law and Management was identified as the most influential publication outlet. The analysis also highlights emerging scholarly attention to Perseroan Perorangan as a new legal entity introduced by the Job Creation Law, while areas such as consumer protection and insolvency remain underexplored. This study contributes to the literature by providing the first comprehensive bibliometric mapping of Indonesian business law research in the post-Job Creation Law era. The findings offer valuable insights for scholars, policymakers, and regulators in understanding research trajectories, identifying gaps, and supporting evidence-based legal development to enhance regulatory effectiveness and sustainable business governance in Indonesia.
Akibat Hukum Terhadap Bank Atas Pembatalan Hak Tanggungan Melalui Putusan Pengadilan Berkekuatan Hukum Tetap Ryan Dwitama Hutadjulu; Lastuti Abubakar; Tri Handayani
JURNAL USM LAW REVIEW Vol. 6 No. 1 (2023): APRIL
Publisher : Universitas Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26623/julr.v6i1.6646

Abstract

The research was conducted to analyze the legal impact on the position and obligations of the bank as the holder of mortgage rights (HT) for HT which has been determined to have no legal force by a court decision. With regard to lending, the existence of guarantees is a matter of sufficient concern to banks. Until now, land has been highly favored by banks as collateral for loans with mortgage rights. Cancellation of land ownership certificates can be submitted for land that has become HT. By canceling the mortgage right, the bank will lose the guarantee for the credit that has been issued, especially if the debtor is in bad credit status. Normative juridical is the method been used in this research. It is concluded from the discussion result that the legal consequences of the mortgage rights that have been determined to be non-forceable by a court decision on the position and obligations of the bank as the mortgage holder is that the bank will lose its position as preferred creditor. The cancellation of the agreement on the transfer of land rights also causes the cancellation of the mortgage agreement, considering that the object of the agreement does not meet the legal requirements of the agreement. The contractual relationship between the debtor and the bank as the creditor in the said rights agreement is considered non-existent and must be returned to its original state before the mortgage agreement. Penelitian dilakukan untuk menganalisis dampak hukum terhadap kedudukan dan kewajiban bank sebagai pemegang hak tanggungan (HT) untuk HT yang telah ditetapkan tidak memiliki kekuatan hukum oleh putusan pengadilan. Terkait pemberian kredit, keberadaan jaminan menjadi hal yang cukup diperhatikan oleh bank. Tanah hingga saat ini menjadi sangat disukai bank sebagai jaminan kredit dengan hak tanggungan. Pembatalan atas sertifikat kepemilikan atas tanah dapat diajukan terhadap tanah yang telah menjadi HT. Dengan pembatalan hak tanggungan, bank akan kehilangan jaminan atas kredit yang telah dikeluarkannya terlebih jika debitur dalam status kredit macet. Yuridis normative adalah metode penelitian yang digunakan dalam penelitian ini. Kesimpulan yang dapat diambil dari hasil pembahasan bahwa akibat hukum terhadap hak tanggungan yang telah ditetapkan tidak berkekuatan hukum oleh putusan pengadilan terhadap kedudukan dan kewajiban bank selaku pemegang hak tanggungan adalah bahwa bank akan kehilangan kedudukan sebagai kreditur preferen. Pembatalan perjanjian peralihan hak atas tanah turut menyebabkan pembatalam perjanjian hak tanggungan, mengingat objek perjanjiannya menjadi tidak memenuhi syarat sah perjanjian. Hubungan kontraktual antara debitur dan bank selaku kreditur dalam perjanjian hak tersebut dianggap tidak ada, sehingga keadaannya harus dikembalikan seperti semula. 
Peran Pengendali Dalam Melindungi Kepentingan Investor Melalui Pelaksanaan Prinsip Tata Kelola Perusahaan Yang Baik Muhammad Vikri Setiawan; Lastuti Abubakar; Ema Rahmawati
JURNAL USM LAW REVIEW Vol. 6 No. 2 (2023): AUGUST
Publisher : Universitas Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26623/julr.v6i2.6829

Abstract

The aim of this study is to find out and analyze the role of controllers in protecting the interests of publicly-listed company investors by ensuring the implementation of good corporate governance principles. The delay of the implementation of the Annual General Meeting of Shareholders and the publication of annual financial statements are two examples of non-fulfillment of the principles of good corporate governance namely transparency and accountability, which resulting temporary suspending trading of its shares by Indonesia Stock Exchange. When the role of the controller as shareholder who has the ability to control the company is ineffective because the shareholding of the company is less than 50%, the undertake of investors protection become an issue. This research was conducted based on a juridical-normative approach with analytical descriptive specifications based on secondary data. The results of this study revealed that the controller has several mechanisms to control the company to reduce losses for shareholders. However, the determination of a controller with less than 50% shareholding of the company’s shares results in the controlling role towards the company become ineffective and potentially detrimental to the interests of investors. The difference between this research and the previous lies in the object of this study which discusses the role of controllers in ensuring the fulfillment of the principles of good corporate governance so that they can provide protection to investors.
Co-Authors Anita Afriana Ayu Kholifah Ema Rahmawati Muhammad Vikri Setiawan Ryan Dwitama Hutadjulu Shelly Kurniawan Tri Handayani Tri Handayani Tri Handayani