Article Per Year (5 Year)
p-Index From 2021 - 2026
0
P-Index
This Author published in this journals
All Journal SINEKTIKA: Jurnal Arsitektur
Dyah Widi Astuti
PIPW LPPM Universitas Sebelas Maret Jl. Ir. Sutami No. 36A, Jebres, Surakarta
Arts Civil Engineering, Building, Construction & Architecture

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
LESSON LEARNT FROM KREDIT TRIGUNA: THE HOUSING FINANCE FOR LOW-INCOME COMMUNITY Dyah Widi Astuti
Sinektika: Jurnal Arsitektur Vol 14, No 1: Januari 2014
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (756.216 KB) | DOI: 10.23917/sinektika.v1i1.1139

Abstract

Financial aid or loan designed specifically for housing the low income community,especially they are working in informal sector, is necessary. To answer the need, abouttwo decades ago, Bank Tabungan Negara (BTN) or The State Savings Bank hadintroduced a loan package, named Kredit Triguna. Designed as a mixed microcreditpolicy, this loan implemented a fully concept of integrated approach. But it was onlyavailable for two years, and then discontinued. As one of the best practice microfinanceprograms at the time, this condition was considered as a unique case. This paper aimsto evaluate the previous microcredit policy, that was Kredit Triguna, in its implementation and to identify reasons for its success or failure in performance. As a sample of case study, a project of housing redevelopment in Kalianyar riverbank, Mojosongo, Surakarta using the loan is observed. The result of the study will help in developing new alternative scheme in housing finance for the low-income community.
Co-Authors