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All Journal Jurnal Multidisiplin Indonesia Jurnal Insan Pengabdian Indonesia Hidmah : Jurnal Penelitian dan Pengabdian Masyarakat
Biyati Ahwarumi
Unknown Affiliation
Religion Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences

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Digital Transformation of Islamic Economy: Potential and Challenges of Fintech and Blockchain in Islamic Financial System Biyati Ahwarumi
Jurnal Multidisiplin Indonesia Vol. 2 No. 4 (2024): Desember : Jurnal Multidisiplin Indonesia
Publisher : PT. ALHAFI BERKAH INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62007/joumi.v2i4.533

Abstract

This study aims to analyze the strategic role of fintech and blockchain in Islamic finance, focusing on the effectiveness of Islamic financing, smart contract implementation, and asset tokenization such as digital sukuk and zakat. The method used is descriptive qualitative research with a literature study approach and content analysis of secondary data from academic articles, official reports, and case studies of Islamic fintech platforms. The results of the study indicate that Islamic fintech has succeeded in bringing financial services closer to the unbanked and underbanked, while blockchain technology provides transparency and transaction efficiency in accordance with the values ​​of maqashid sharia. However, there are still structural challenges such as unpreparedness of regulations and minimal collaboration between stakeholders. This study contributes to the development of a technology-based Islamic economy and recommends the establishment of a Shariah Digital Sandbox and the development of an interdisciplinary curriculum as a strategic step forward.
Melek Digital untuk Santri: Pelatihan Literasi Digital dan Etika Bermedia Sosial di Pondok Pesantren Sunan Drajat Lamongan Biyati Ahwarumi
Hidmah : Jurnal Penelitian dan Pengabdian Masyarakat Vol. 3 No. 3 (2025): Juni
Publisher : PUSAT PUBLIKASI ILMIAH SEKOLAH TINGGI AGAMA ISLAM (STAI) AL-YASINI PASURUAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55102/hidmah.v3i3.7002

Abstract

This article aims to improve the digital literacy and media da'wah skills of students at the Sunan Drajat Islamic Boarding School through community-based training. The activity was carried out for three days with a participatory approach, involving 30–50 final year students. The training methods included interactive lectures, simulations, content production practices, and evaluations through pre-tests, post-tests, questionnaires, and digital portfolios. The results showed a significant increase in digital literacy scores, increased awareness of media ethics, and the ability of students to produce creative and moderate da'wah content. The collective account @santrisundra is evidence of the active involvement of students in digital da'wah. This program shows that the integration of digital literacy in Islamic boarding school education is effective in forming students who are capable, wise, and responsible in facing the challenges of the digital world. Keywords: Digital literacy, Students, Islamic boarding schools, Media ethics, Digital da'wah
Strengthening Digital Sharia Financial Literacy through a PAR Approach at Sunan Drajat Islamic Boarding School, Lamongan Biyati Ahwarumi
Jurnal Insan Pengabdian Indonesia Vol. 2 No. 4 (2024): Desember : Jurnal Insan Pengabdian Indonesia
Publisher : PT. ALHAFI BERKAH INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62007/jouipi.v2i4.534

Abstract

This study aims to evaluate the effectiveness of Islamic financial literacy training based on Participatory Action Research (PAR) in improving students' understanding, skills, and awareness of Islamic financial management according to Islamic principles in the context of digitalization of Islamic boarding school economy. The study was conducted at the Sunan Drajat Islamic Boarding School in Lamongan by involving students and cooperative administrators through three stages: needs assessment, workshop and simulation-based application training, and reflective mentoring. Data were collected through pre-post tests, observations, interviews, and documentation, then analyzed quantitatively and qualitatively. The results showed a significant increase in four indicators of financial literacy, as well as the emergence of microeconomic initiatives pioneered by students. Active involvement of participants is a key factor in success. These findings emphasize the importance of integrating participatory approaches and digital technology in Islamic financial education, as well as its contribution to strengthening the Islamic boarding school economic ecosystem. The limitations of duration and coverage of the area indicate the need for broader and more sustainable follow-up studies.
Co-Authors Tjiptohadi Sawarjuwono