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Wati Kusuma
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Economics, Econometrics & Finance

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ANALISIS PENGARUH FAKTOR INTERNAL (INTELEGENSI, MINAT, BAKAT, MOTIVASI, USIA) DAN FAKTOR EKSTERNAL (LINGKUNGAN, PENDIDIKAN, PENGALAMAN, PELATIHAN) TERHADAP PEMAHAMAN PEMBIAYAAN MUDHARABAH DAN MURABAHAH (STUDI PADA BMT DI KABUPATEN KEBUMEN) Kusuma, Wati
Fokus Bisnis Vol 12, No 2 (2013): Fokus Bisnis
Publisher : Fokus Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (125.374 KB)

Abstract

This study was conducted at Baitul Maal Wa Tamwil (BMT) employee who join in BMT Association of Kebumen Regency. This study is entitled ‘The Effect Analysis of Internal Factors (Intelligence, Interests, Talent, Motivation, Age) and External Factor (Environment, Education, Experience, Training) toward Understanding of Mudharaba and Murabahah " (Case Study at BMT’s employee of Kebumen Regency). This study aims to determine the BMT employee’s understanding of mudharabah and murabahah finance, and also the effect of intelligence, interests, talents, motivation, age, environment, education, experience and training toward the understanding of mudharabah and murabahah finance. The sample method used in this study is sampling purposive, i.e., BMT employee consists of Operations Manager, Marketing Manager, Finance Manager and Marketing who are in 60 respondents with a minimum term of 1 year. The analytical tool used is multiple regression analysis. Based on the study and data analysis, it can be concluded that BMT employee understands on mudharabah finance. Intelligence, talent, and training signficantly effect to mudharabah finance, whereas interests, motivation, age, environment, education and experience insignificantly effect to mudharabah finance. It can be known that BMT employee understands on murabahah. Intelligence, talent, motivation and training significantly effect to murabahah, whereas interest, age, environment, education and experience insignificantly effect on the understanding of murabahah.
ANALISIS PENGARUH FAKTOR INTERNAL (INTELEGENSI, MINAT, BAKAT, MOTIVASI, USIA) DAN FAKTOR EKSTERNAL (LINGKUNGAN, PENDIDIKAN, PENGALAMAN, PELATIHAN) TERHADAP PEMAHAMAN PEMBIAYAAN MUDHARABAH DAN MURABAHAH (STUDI PADA BMT DI KABUPATEN KEBUMEN) Kusuma, Wati
Fokus Bisnis : Media Pengkajian Manajemen dan Akuntansi Vol 12 No 2 (2013): Fokus Bisnis
Publisher : P4M STIE Putra Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (125.374 KB) | DOI: 10.32639/fokusbisnis.v12i2.12

Abstract

This study was conducted at Baitul Maal Wa Tamwil (BMT) employee who join in BMT Association of Kebumen Regency. This study is entitled ‘The Effect Analysis of Internal Factors (Intelligence, Interests, Talent, Motivation, Age) and External Factor (Environment, Education, Experience, Training) toward Understanding of Mudharaba and Murabahah " (Case Study at BMT’s employee of Kebumen Regency). This study aims to determine the BMT employee’s understanding of mudharabah and murabahah finance, and also the effect of intelligence, interests, talents, motivation, age, environment, education, experience and training toward the understanding of mudharabah and murabahah finance. The sample method used in this study is sampling purposive, i.e., BMT employee consists of Operations Manager, Marketing Manager, Finance Manager and Marketing who are in 60 respondents with a minimum term of 1 year. The analytical tool used is multiple regression analysis. Based on the study and data analysis, it can be concluded that BMT employee understands on mudharabah finance. Intelligence, talent, and training signficantly effect to mudharabah finance, whereas interests, motivation, age, environment, education and experience insignificantly effect to mudharabah finance. It can be known that BMT employee understands on murabahah. Intelligence, talent, motivation and training significantly effect to murabahah, whereas interest, age, environment, education and experience insignificantly effect on the understanding of murabahah.
ANALISIS PENGARUH FAKTOR INTERNAL (INTELEGENSI, MINAT, BAKAT, MOTIVASI, USIA) DAN FAKTOR EKSTERNAL (LINGKUNGAN, PENDIDIKAN, PENGALAMAN, PELATIHAN) TERHADAP PEMAHAMAN PEMBIAYAAN MUDHARABAH DAN MURABAHAH (STUDI PADA BMT DI KABUPATEN KEBUMEN) Wati Kusuma
Fokus Bisnis : Media Pengkajian Manajemen dan Akuntansi Vol 12 No 2 (2013): Fokus Bisnis
Publisher : P4M STIE Putra Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32639/fokusbisnis.v12i2.12

Abstract

This study was conducted at Baitul Maal Wa Tamwil (BMT) employee who join in BMT Association of Kebumen Regency. This study is entitled ‘The Effect Analysis of Internal Factors (Intelligence, Interests, Talent, Motivation, Age) and External Factor (Environment, Education, Experience, Training) toward Understanding of Mudharaba and Murabahah " (Case Study at BMT’s employee of Kebumen Regency). This study aims to determine the BMT employee’s understanding of mudharabah and murabahah finance, and also the effect of intelligence, interests, talents, motivation, age, environment, education, experience and training toward the understanding of mudharabah and murabahah finance. The sample method used in this study is sampling purposive, i.e., BMT employee consists of Operations Manager, Marketing Manager, Finance Manager and Marketing who are in 60 respondents with a minimum term of 1 year. The analytical tool used is multiple regression analysis. Based on the study and data analysis, it can be concluded that BMT employee understands on mudharabah finance. Intelligence, talent, and training signficantly effect to mudharabah finance, whereas interests, motivation, age, environment, education and experience insignificantly effect to mudharabah finance. It can be known that BMT employee understands on murabahah. Intelligence, talent, motivation and training significantly effect to murabahah, whereas interest, age, environment, education and experience insignificantly effect on the understanding of murabahah.
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