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All Journal Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics)
Abdur Rauf
Himpunan Ilmuan dan Sarjana Syariah Indonesia (HISSI)
Religion Economics, Econometrics & Finance Social Sciences

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PENERAPAN TEORI AKAD PADA PERBANKAN SYARIAH Abdur Rauf
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol 4, No 1: January 2012
Publisher : Faculty of Shariah and Law, UIN Syarif Hidayatullah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (503.699 KB) | DOI: 10.15408/aiq.v4i1.2536

Abstract

This article discuss about theory concept of transactions in Islamic banking products. In collecting and distributing funds, Islamic banking used variety of transactions, such as deposit transactions (wadî’ah yad amânah, wadî’ah yad dhamânah), transactions for results (mudhârabah, musyârakah), buying and selling  (murâbahah, salâm, istishnâ’), lease transactions (ijârah, ijârah wa iqtinâ’, atau ijârah muntahiyah bi al-tamlîk), loan transactions (qardh), and transactions with other patterns (wakâlah, kafâlah, hiwâlah, rahn). Murâbahah and salâm transactions are used for collecting the funds and mudhârabah muthlaqah and wadî’ah are used for funding. Meanwhile, ijârah and wakâlah are used in loan transactions that implemented in a bank guarantee.DOI: 10.15408/aiq.v4i1.2536
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