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All Journal Jurnal Ilmiah Manajemen dan Bisnis (JIMB) AL-ARBAH: Journal of Islamic Finance and Banking Journal of Fundamental Management (JFM)
Riska Rosdiana
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Industrial & Manufacturing Engineering Social Sciences Other

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PENERAPAN POLA BAGI HASIL PADA SISTEM PENGUPAHAN DI RESTORAN PADANG SEDERHANA Riska Rosdiana
Jurnal Ilmiah Manajemen dan Bisnis Vol 4, No 3 (2018): Jurnal Ilmiah Manajemen dan Bisnis
Publisher : Universitas Mercu Buana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22441/jimb.v4i3.5617

Abstract

Tesis ini secara spesifik dimaksudkan untuk mengetahui formulasi pembagian bagi hasil, mengurai dan menganalisis pola bagi hasil ditinjau dari konsep islam dan mengukur kepuasan pekerja yang menerima upah dengan pola bagi hasil di Restoran Sederhana. Ketertarikan penulis untuk melakukan penelitian ini yaitu dikarenakan melihat fenomena aksi buruh yang tiada henti atas tuntutan kenaikan upah minimum setiap tahunnya, sehingga harapannya penelitian ini dapat menjadi referensi untuk mencari solusi alternatif menyelesaikan masalah tersebut secara islam yaitu penerapan upah bagi hasil. Dalam penelitian ini dipergunakan metode deskriptif dengan pendekatan kuantitatif. Adapun yang menjadi variabel independent adalah kepuasan kerja dan yang menjadi variabel dependen adalah bagi hasil. Responden berjumlah 50 orang pekerja Restoran sederhana. Hasil dari penelitian ini adalah Pembagian hasil usaha yang dilaksanakan Restoran sederhana adalah setiap 100 hari sekali. Adapun formulasi pembagian nisbah bagi pekerja Restoran Sederhana yaitu dengan penentuan poin oleh manajer menggajian. Setelah diperoleh jumlah poin per pekerja, selanjutnya dihitung jumlah pendapatan per 100 hari yang diperoleh dari nilai nominal per poin dikalikan dengan jumlah poin. Setelah diketahui total pendapatan kemudian dibagi 100 untuk mengetahui pendapatan per hari. Karena pendapatan per hari akan dijadikan nominal pengurangan atas ketidakhadiran pekerja per hari. Selain potongan ketidakhadiran, ada potongan lain yang akan mempengaruhi pengurangan total pendapatan, diantaranya sebagai berikut: Pinjaman untuk kebutuhan sehari-hari, “Dayo” Pekerja dan Hari Ferai (absen). Sistem dan mekanisme bagi hasil yang diterapkan Restoran sederhana dalam ekonomi Islam dikenal dengan al-musyarakah, persentase bagi hasil yang diperoleh pekerja Restoran Sederhana sebesar 50% dari total profit bersih perusahaan. Selain itu, upah yang diperoleh pekerja sudah memenuhi kriteria upah secara Islam, yaitu adil dan layak. Berdasarkan hasil statistik menunjukkan bahwa bagi hasil memberi pengaruh secara signifikan terhadap kepuasan kerja sebesar nilai R square = 0.764 (pada Tabel 4.7). Hal ini menunjukkan bahwa 76.4% dari varians Kepuasan Kerja dapat dijelaskan oleh perubahan dalam bagi hasil.
PENGARUH RETURN ON EQUITY, DEBT TO EQUITY RATIO, DAN CURRENT RATIO TERHADAP RETURN SAHAM (Studi Kasus Pada Perusahaan Sektor Perindustrian yang Tercatat di Bursa Efek Indonesia Periode 2016-2020) Melinda S. Meliala; Riska Rosdiana
Journal of Fundamental Management (JFM) Vol 3, No 2 (2023): JULI 2023
Publisher : Universitas Mercu Buana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22441/jfm.v3i1.20233

Abstract

This study aims to analyze the effect of Return on Equity, Debt to Equity Ratio, and Current Ratio on Stock Return. The population in this study are industrial sector companies listed on the Indonesia Stock Exchange for the 2016-2020 period with the sample used as many as 13 companies. The sampling method used purposive sampling. The data collection method uses the documentation method, using data in the form of stock prices, net income, equity, total debt, current assets and current liabilities obtained through the websites finance.yahoo.com and idx.co.id. The data analysis method uses the panel data regression analysis method with the help of Eviews 9 software. The results of this study indicate that Return on Equity has a positive effect on stock returns, Debt to Equity Ratio and Current Ratio have no effect on stock returns.
The Impact Of Islamic Banking On Financial Inclusion In Developing Countries: A Systematic Literature Review Fathihani; Wafi, Inngamul; Riska Rosdiana
AL-ARBAH: Journal of Islamic Finance and Banking Vol. 7 No. 1 (2025)
Publisher : Universitas Islam Negeri (UIN) Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/al-arbah.2025.7.1.25711

Abstract

Purpose - This literature review aims to systematically analyze and synthesize existing research on the impact of Islamic banking on financial inclusion in developing countries, with a specific focus on four Southeast Asian nations: Indonesia, Malaysia, Brunei Darussalam, and Singapore. The study seeks to identify key patterns, challenges, and opportunities in the relationship between Islamic banking development and financial inclusion outcomes. Method - The review employs a systematic literature review methodology, analyzing peer-reviewed articles, policy documents, and institutional reports published between 2013 and 2024. The analysis focuses on four key dimensions: regulatory frameworks, technological innovation, market penetration, and socio-economic impact. A structured content analysis approach was used to synthesize findings from 87 selected publications. Result - The review reveals a significant positive correlation between Islamic banking development and financial inclusion metrics across the studied countries. Malaysia demonstrates the most advanced integration of Islamic banking with financial inclusion initiatives, supported by comprehensive regulatory frameworks and technological innovation. Indonesia shows rapid growth potential but faces infrastructure challenges, while Brunei Darussalam exhibits high market penetration within a smaller market. Singapore's unique position as a regional Islamic finance hub contributes differently to financial inclusion through sophisticated product development and cross-border services. Implication - The findings suggest that successful integration of Islamic banking with financial inclusion objectives requires a holistic approach encompassing regulatory reform, technological advancement, and market development strategies. The review identifies best practices and lessons learned that can inform policy development in other developing nations seeking to leverage Islamic banking for financial inclusion. Originality - This review provides the first comprehensive cross-country analysis of Islamic banking's impact on financial inclusion in Southeast Asia, synthesizing recent empirical evidence and theoretical frameworks. It contributes to the literature by identifying patterns of successful implementation and challenges across different market contexts, offering valuable insights for policymakers and practitioners.
Co-Authors Fathihani Melinda S. Meliala Wafi, Inngamul