Article Per Year (5 Year)
p-Index From 2021 - 2026
0
P-Index
This Author published in this journals
All Journal UNIVERSUM El-Qist : Journal of Islamic Economics and Business (JIEB)
Sulistyowati Sulistyowati
STAIN Kediri
Religion Humanities Economics, Econometrics & Finance Library & Information Science Social Sciences

Published : 3 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 3 Documents
Search

 1 
MANAJEMEN LIKUIDITAS BANK SYARI’AH (Upaya Peningkatan Good Corporate Governance) Sulistyowati Sulistyowati
UNIVERSUM : Jurnal KeIslaman dan Kebudayaan Vol 9, No 1 (2015)
Publisher : IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/universum.v9i1.71

Abstract

Both of conventional and syari’ah bank have an obligation to reassure the customers that the money they save is secured. Thus, in order to provide security to the customers, the bank should have a liquidity management which forces the bank to meet the current or the future obligation in the event of withdrawal or redemption of liability asset. So it is able to meet its obligations, particularly a short term fund obligation. From the point of asset, liquidity is an ability to change the entire assets into cash. While liability is an ability to meet the financing need through an increase in a portfolio liability.There are some liquidity instruments that can be run by the syari’ah bank in order to meet its obligation, namely: the first is the Statuary Reserve Requirement (SRR). It is a minimum deposit of a commercial bank in a current account as has been stipulated by Bank Indonesia based on a certain percentage of the third party fund; the second is the so called cliring which is understood as an activity which has been going since the time of a transactional agreement to a completion of such agreement (an agreement between financial institution regarding with a payable account in a financial transaction). In order to improve the management of the bank’s fund, namely the advantage and disadvantage of the fund management, it needs the Inter-Bank Money Market. Based on the principles of syari’ah and to manage the advantage and disadvantage of the fund efficiently, it is necessarily in need of the Inter-Bank Money Market which uses the mudharabah investment for inter-bank; the third is the instrument of the wadi’ah certificate of Bank Indonesia which can be used as a means of deposit short-term fund, especially for those that have an excess of liquidity; and the fourth is the syari’ah capital market which has relationship with the offering and trading of the stock exchange, the public companies related to the issuance of the stock exchange, and the institution and profession of the stock exchange in accordance with the syari’ah principles.Keywords : Likuiditas, Manajemen Likuiditas, Instrumen Likuiditas
DINAMIKA DAN PROBLEMATIKA ASURANSI SYARIAH: Mekanisme Kerja Asuransi Syariah & Prosedur Pembayaran Klaim Sulistyowati Sulistyowati
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 2 No. 2 (2012): eL-Qist:
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2012.2.2.337-366

Abstract

The mechanism of action of sharia insurance is essential to distinguish between Shariah insurance with conventional insurance lies in how the work is done from the premium deposits, investment funds, to the payment of insurance claims to participants stricken or disaster. Everything is summed up in the concept of the working mechanism Shariah insurance. Discussion about the mechanism of action or Shariah insurance, will be divided in two basic discussion in accordance with Shariah insurance payment itself, the family insurance and insurance Shari'ah common. This division is very important to do considering the mechanism of action of these two Shariah suransi it memuliki little difference, namely in the management of premiums paid to insurance companies Shari'ah. Difference arises because "something" that is to be insuranced is different, if in general insurance (loss) the insured's property or the property insurance participants, whereas in family insurance (life) which is self-insured insurance participants themselves. While the claims payment procedure is no difference between a family Takaful and Takaful general. The difference lies in the source of payment of claims. For the payment of claims to family Takaful insurance participants apart from savings and profit sharing of investment is also sourced from the savings tabarru', whereas in the general Takaful is not a savings tabarru' but the pristine source of savings and profit sharing insurance participants, while the payment of claims to do participants at the stricken insurance or out of contract or insurance participants withdrew into Islamic insurance company clients and most importantly Takaful insurance is not the same as conventional.
EXISTENCE OF VENTURE CAPITAL: Alternative Financing Solutions Micro, Small & Medium Enterprises Sulistyowati Sulistyowati
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 5 No. 1 (2015): eL-Qist
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2015.5.1.980-1003

Abstract

to contain the risk for investment through venture capital mechanism is not accompanied by a guarantee (collateral) so that prudence is needed by venture capital firms in selecting prospective venture is to be serve its business partners, in addition to a venture capital financing business is multidimensional ie as financial institutions (financial institution), Institute for equity investment company (corporate institution) and the Institute for entrepreneurs helper weak (humanistic institution). Venture capital in the financing of such financing has several characteristics aimed primarily at small companies or are new, but it has great potential to grow and has bright prospects, the field of technology or non-technology or business containing new breakthroughs which have difficulty in obtaining bank credit, pembiaayan who do venture capital temporary (generally long-term of 5 (five) to 10 (ten) years) to be divested its time, venture capital firms involved in corporate management pasanagn financed business, financing is not in the form of loans (loan) but inclusion capital (equity participation), given the high-risk financing for venture capital (risk capital) is not backed by collateral (collateral) so that the main motive is the finance business to profit (capital gain) is relatively high in return high risk financing, venture capital firms keuali which is funded from the government (public sector funds), PT Bahana. The parties involved in the venture capital financing Venture Capital Company (PMV) which is a party to provide financial assistance to companies that need funds. Couples who keduaPerusahaan Enterprises (PPU) as companies that need assistance to be able to expand its business dam that ketigaPihak Funders consisting of Bank Captive Fund, Investment Funds Captive Institution, Independent Funds, Public Sector Funds, International Funds, and funds from other sources, ie from other financial companies such sale of shares in the stock market, bonds, and other Iain, the four parties Accountant Publik.Adapun type of financing venture capital firm committed to his business partner companies there are three types namely Equity (Equity Participation), Obligasi Konversi (ConvertibleBond) and Sharing (profit and loss sharing)
Co-Authors