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Otentisitas Asuransi Syariah: Perspektif Hukum Islam dan UU No. 40 Tahun 2014 Tentang Perasuransian Rully Syahrul Mucharom
AL-IHKAM: Jurnal Hukum & Pranata Sosial Vol. 12 No. 1 (2017)
Publisher : Faculty of Sharia IAIN Madura collaboration with The Islamic Law Researcher Association (APHI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/al-lhkam.v12i1.1198

Abstract

Asuransi syariah (takâful) berdasar pada prinsip saling berbagi tanggung jawab. Berbagi tanggung jawab tersebut melalui premi yang dimiliki oleh masing-masing orang.  Dalam prinsip hukum Islam, asuransi merupakan konsep saling membantu antara satu orang dengan yang lainnya tanpa ghurûr dan maysir. Prinsip berbagi tanggung jawab dalam asuransi syariah merupakan tolong menolong dengan dasar-dasar sistem sebagaimana telah ditentukan dalam al-Qur’an dan hadits. Asuransi syariah di Indonesia diatur bersama-sama asuransi konvensional dalam Undang-undang No. 40 Tahun 2014 tentang perasuransian. Kondisi perundang-undangan tentang asuransi syariah yang diintegrasikan dengan asuransi konvensional merupakan kondisi yang tidak ideal mengingat perbedaan-perbedaan prinsipil di antara keduanya. Penerapan asuransi syariah (takâful) tidak semata-mata membutuhkan payung hukum tetapi juga aturan yang jelas dan khas. Selain membahas kedudukan asuransi syariah dalam Undang-undang No. 40 Tahun 2014 Tentang Perasuransian, kajian ini juga membahas asuransi dalam persepktif hukum Islam.(Sharia insurance (takâful) is based on the principle of sharing responsibility. It is done through premiums owned by each party. In the Islamic law principle, insurance constitutes the concept of mutual help between one person and another without ghurûr (deceiving) and maysir (gambling). The principle of sharing responsibility in the sharia insurance is helping each other on the basis of a system as defined in the Qur'an and hadith. Sharia insurance in Indonesia as well as conventional insurance are regulated in Law No. 40/2014 on insurance. The legislation of sharia insurance which is integrated with conventional insurance can be seen as a condition that is not ideal considering the principal differences between the two. The Implementation of sharia insurance (takâful) does not merely require a legal footing but also clear and specific rules. In addition to discussing the status of takâful in the Law No. 40/2014 on insurance, this paper also discusses the insurance in the perspective of Islamic law)
Kesiapan Perlindungan Merek Pelaku Usaha Menuju UMKM Unggulan di Kota Serang Inge Dwisvimiar; Rully Syahrul Mucharom; Anbar Nurzahira
UNES Law Review Vol. 6 No. 2 (2023): UNES LAW REVIEW (Desember 2023)
Publisher : LPPM Universitas Ekasakti Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/unesrev.v6i2.1134

Abstract

The ease of access to trademark registration and the special treatment of reduced registration fees given to Micro, Small and Medium Enterprises have not made the employers register their brands as a form of preparedness towards legal protection of brands.The aim of this research is to analyze the readiness that must be met by Micro, Small and Medium Enterprises based on local food ingredients in legal brand protection and their efforts towards leading enterprises in Serang City. The research method used is the empirical normative method. The data sources used are primary and secondary data with data collection techniques in the form of field studies and literature and analyzed descriptively qualitatively. The research results show that the readiness of Micro, Small and Medium Enterprises in legal protection of brands is to prepare for trademark registration, fulfill the requirements and carry out trademark registration to obtain a brand certificate as proof of ownership of brand rights and obtain brand protection. The efforts of Micro, Small and Medium Enterprises towards excellence are by innovating in improving product quality, finding funding sources, using technology in product marketing, taking advantage of programs created by the government, and paying attention to legal aspects.