Garuda - Garba Rujukan Digital

SOCIETY’S PREFERENCE CONCERNS WITH CASHLESS AND CARDLESS TRANSACTIONS IN MATARAM, WEST NUSA TENGGARA Dahlia Bonang; Any Tsalasatul Fitriyah
Jurnal MD Vol 7, No 2 (2021)
Publisher : UIN Sunan Kalijaga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/jmd.2021.72-05

Perkembangan teknologi digital di dalam kehidupan manusia memberikan dampak signifikan di dalam berbagai lini kehidupan termasuk transaksi keuangan digital. Penelitian ini bertujuan untuk mengeksplorasi preferensi masyarakat dalam perilaku transaksi cashless dan cardless. Studi ini menggunakan uji Z untuk menganalisis adanya perbedaan antara pengguna transaksi cashless dan cardless. Penelitian ini menggunakan metode kuantitatif dengan jenis penelitian perbandingan. Pengujian hipotesis dalam penelitian ini menggunakan uji Z yang bertujuan untuk mengkomparasi satu variable dengan dua sampel yang berbeda yaitu pengguna transaksi cashless dan cardless. Jumlah sampel yang digunakan dalam penelitian ini berjumlah 100 responden yang tersebar di Kota Mataram Nusa Tenggara Barat. Variabel yang digunakan dalam penelitian ini diadopsi berdasarkan toeri TAM (Technology Accpetance Models) yaitu; perceived ease of use (PEOU), perceived usefulness (PU), perception of privacy (PP), and perceived risk. Hasil pengujian dengan uji z pada keempat varibel preferensi masyarakat pengguna cardless dan cashless diperoleh bahwa tidak terdapat perbedaan antara preferensi masyarakat dalam prilaku transaksi cashless dan cardless. Penelitian ini memberikan implikasi agar pemangku kebijakan pada Lembaga Jasa Keuangan baik perbankan atau lembaga yang terkait agar meningkatkan layanan variasi fitur teknologi dan peningkatan keamanan dalam bertransaksi.

Bayan Traditional Library as the Source of Information, Education, and Cultural Preservation Dahlia Bonang; Any Tsalasatul Fitriyah
Khizanah al-Hikmah : Jurnal Ilmu Perpustakaan, Informasi, dan Kearsipan Vol 10 No 1 (2022): June
Publisher : Program Studi Ilmu Perpustakaan UIN Alauddin

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/kah.v10i1a4

This case study is aimed at exploring the development and role of Bayan traditional library as the source of information, education, and cultural preservation. The data were gathered through observation, interviews, and documentation. The study engaged traditional leaders, library managers, and Pokdarwis (tourism awareness group) as the informants. The study showed that Bayan traditional library was present among indigenous peoples due to the modernization which shifted the younger generation's paradigm to continue preserving culture. The library functions are as a forum to foster public interest in reading, a vehicle for Bayan traditional museum, and facilities for Bayan community to meet the book needs related to formal and informal education. It also provided numerous references for researchers to conduct research, learning facilities for local wisdom, and the arts of the native community. The library services are of course still conventional, as it can be seen from the concept of open library space, and circulation services are not organized technologically. Moreover, the role of the library in preserving culture is carried out by documenting various cultural activities, which are then translated into writings or works to increase the spirit of the younger generation to maintain cultural existence.

THE EFFECT OF TRUST, BRAND AWARENESS, AND SOCIAL PIETY IN DONATION DECISIONS THROUGH DIGITAL PLATFORMS Dahlia Bonang; Muhammad Baihaqi
ULUL ALBAB Jurnal Studi Islam Vol 23, No 2 (2022): Islamic Law and Economic
Publisher : Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/ua.v23i2.17596

This article identifies the effect of trust, brand awareness, and social piety before doing donation using the Fintech platform. Therefore, this explanatory research examined the influence of four variables. The data were collected through a purposive sampling technique involving 250 societies across Lombok Island as respondents, as well as applying a case study approach. The data analysis technique is implemented through SEM (Structural Equation Modelling). The article shows a positive and significant impact among trust, brand awareness, and social piety in donation decisions through the fintech platform. However, brand awareness and trust do not affect social piety. Hence, this article recommends the fundraising institutions that actively collect funds through fintech platforms to always prioritize the openness principle in managing public funds. A transparent attitude can increase public trust to utilize the platform whenever they want to channel funds spontaneously.

Perception of Muslim Students on Learning Management System Dahlia Bonang; Any Tsalasatul Fitriyah; Dewi Sartika Nasution
Indonesian Journal of Islamic Education Studies (IJIES) Vol. 5 No. 1 (2022): Indonesian Journal of Islamic Education Studies (IJIES)
Publisher : Faculty of Tarbiyah Universitas Islam Tribakti Lirboyo Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33367/ijies.v5i1.2384

Learning Management System (LMS) is essential for knowledge acquisition and learning management in the digital era. Users are regarded as significant stakeholders who impact the system's longevity, and their attitudes regarding the system are considered. This study compares student satisfaction levels across Moodle and Google Classroom learning platforms. This study employs a quantitative approach. A survey questionnaire was specially designed to collect data from the sample. The sample of 322 students was divided into two groups: 161 using Google Classroom and 161 using Moodle. The PIECES framework was used to quantify satisfaction. STATA's Z-test was used to examine the data in this study (mean-comparison test). According to the data, there was a difference in satisfaction with Moodle versus Google Classroom. Only one of the six criteria used to measure satisfaction shows that using Moodle with Google Classroom leads to the same level of satisfaction.

Determinants of Zakat Compliance among Business Owners in Indonesia Dahlia Bonang; Muhammad Baihaqi; Martini Dwi Pusparini
Share: Jurnal Ekonomi dan Keuangan Islam Vol 12, No 2 (2023)
Publisher : Faculty of Islamic Economics and Business, Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/share.v12i2.16917

This study aims to identify the factors that affect the compliance of Indonesian business owners with zakat payments. Data were collected from 205 individuals using a purposive sampling technique through an online survey. The results of the data analysis, conducted using Structural Equation Modeling (SEM), indicate that social piety, zakat literacy, Islamic egalitarianism, and moral norms significantly influence the intentions and compliance of business owners regarding zakat payments. These factors play a crucial role in shaping the intentions and behaviors of business owners concerning their zakat obligations. The findings offer valuable insights for both business owners and policymakers in efforts to improve compliance with zakat payments, which ultimately contributes to economic sustainability and social justice. Business owners can utilize these results to enhance their understanding of zakat obligations, thereby increasing their compliance. For policymakers, the results can serve as a foundation for designing more effective strategies to encourage compliance among business owners, such as implementing zakat literacy programs, socialization activities, and approaches that reinforce the values of egalitarianism and moral norms within the context of zakat.============================================================================================================ABSTRAK – Determinan Kepatuhan Zakat Para Pemilik Bisnis di Indonesia. Penelitian ini bertujuan untuk mengidentifikasi faktor-faktor yang mempengaruhi kepatuhan pemilik bisnis Indonesia dalam membayar zakat. Data dikumpulkan dari 205 individu menggunakan teknik sampling purposif melalui survey online. Hasil analisis data dengan Structural Equation Modeling (SEM) menunjukkan bahwa kesalehan sosial, literasi zakat, egalitarianisme Islam, dan norma moral memiliki pengaruh signifikan terhadap intensi dan kepatuhan pemilik bisnis dalam membayar zakat. Faktor-faktor ini memainkan peran penting dalam membentuk niat dan perilaku pemilik bisnis terkait dengan kewajiban zakat. Temuan ini memberikan wawasan yang berharga bagi pemilik bisnis dan pembuat kebijakan dalam upaya meningkatkan kepatuhan pembayaran zakat, yang pada akhirnya berkontribusi pada keberlanjutan ekonomi dan keadilan sosial. Pemilik bisnis di Indonesia dapat menggunakan hasil kajian ini untuk meningkatkan pemahaman mereka tentang kewajiban zakat, sehingga meningkatkan kepatuhan mereka dalam membayar zakat. Bagi pembuat kebijakan, temuan ini dapat dijadikan sebagai dasar untuk merancang strategi yang lebih efektif yang dapat mendorong kepatuhan pemilik bisnis dalam membayar zakat, seperti program literasi zakat, aktivitas sosialisasi, dan pendekatan yang memperkuat nilai-nilai egalitarianisme dan norma moral dalam konteks zakat.

STRATEGI PEMASARAN PRODUK PEMBIAYAAN MURABAHAH DALAM PENINGKATAN DANA RITEL KONSUMER (Studi pada KSPPS Karya Mandiri Jerowaru) Intan Oktaviani; Sanurdi Sanurdi; Dahlia Bonang
Jurnal Perbankan Syariah Vol. 1 No. 2 (2022): Jurnal Perbankan Syariah
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar

The purpose of this study is to find out how the strategy and effectiveness of the implementation of marketing of murabahah financing products carried out by KSPPS Karya Mandiri Jerowaru. The research method used is qualitative, with data collection techniques, namely observation techniques, interviews and documentation. The subject of this study was the chairman of the board and field employees of KSPPS Karya Mandiri. The results of this study show that the marketing strategy of murabahah financing products is to use a marketing mix and is quite effective.

Perception of Muslim Students on Learning Management System Dahlia Bonang; Any Tsalasatul Fitriyah; Dewi Sartika Nasution
Indonesian Journal of Islamic Education Studies (IJIES) Vol. 5 No. 1 (2022): Indonesian Journal of Islamic Education Studies (IJIES)
Publisher : Faculty of Tarbiyah Universitas Islam Tribakti Lirboyo Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33367/ijies.v5i1.2384

Learning Management System (LMS) is essential for knowledge acquisition and learning management in the digital era. Users are regarded as significant stakeholders who impact the system's longevity, and their attitudes regarding the system are considered. This study compares student satisfaction levels across Moodle and Google Classroom learning platforms. This study employs a quantitative approach. A survey questionnaire was specially designed to collect data from the sample. The sample of 322 students was divided into two groups: 161 using Google Classroom and 161 using Moodle. The PIECES framework was used to quantify satisfaction. STATA's Z-test was used to examine the data in this study (mean-comparison test). According to the data, there was a difference in satisfaction with Moodle versus Google Classroom. Only one of the six criteria used to measure satisfaction shows that using Moodle with Google Classroom leads to the same level of satisfaction.

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