hasanah hasanah
Institut Agama Islam Negeri Palangka Raya

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

PENJUALAN PRODUK iB HASANAH CARD MELALUI PROMOTION MIX PADA BNI SYARIAH CAB. KOTA PALANGKA RAYA Jirhanuddin Jirhanuddin; Jelita Jelita; hasanah hasanah
AL-QARDH Vol 1, No 1 (2016): AL-QARDH
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Palangka Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (66.974 KB) | DOI: 10.23971/jaq.v1i1.625

Abstract

Promotion and selling is an important function that the key to successful banking operations. Banks should be able to see the needs and tastes of the dynamic market with highly competitive conditions. Moreover, products and services in Islamic banking is still new and is not widely known to the public so it must have its own character in the marketing and sales strategies. And here the authors are interested in researching the product sales iB Hasanah Card through the promotion, because it is supported also by the narrative of one of the employees of BNI sharia city of Palangkaraya stating that there is significant influence on variables Promotion product mix on sales volume iB Hasanah this card, plus another in 2015, Bank Indonesia (BI) has issued rules restricting the credit card ownership by age and income.The formulation of the problem in this research; (1) How does the product characteristics iB Hasanah card (2) How can the sale of products iB Hasanah Card. This field research using qualitative descriptive approach, which is the object of research is the sale of products through the iB Hasanah Card Promotion mix on BNI Syariah Cab. While the research subjects were 2 employees in positions related. Methods of data collection using observation, interviews, and documentation. While the validity of the data is also attested by the triangulation technique, and then the data were analyzed through the method of collection, reduction, display, and Conclusions.With a wide range of references theory used to support the research, the results showed that, the sale of products iB Hasanah Card through the promotion mix that has the largest percentage is advertising, which have a percentage of both is personal selling, the third is a public relations (public relations) or publicity and the percentage The fourth is a sales promotion. Where the largest percentage occurred in 2015 which amounted to 4.18% and the lowest percentage occurred in 2012 which amounted to 1.45%. Based on the results of the above data can be authors conclude also that in 2014 to 2015 only the advertising decreased from 65.97% to 60.38% it reinforces the reasons of the problems occurred that a change in Bank Indonesia Regulation No.14 / 2 / PBI / 2012 dated January 6, 2012 on Amendment to Bank Indonesia Regulation Number 11/11 / PBI / 2009 regarding Organization Card Payment Instrument.
Peluang dan Tantangan Financial Technology dalam Mendorong Pertumbuhan Ekonomi Syariah Adha Febriani; Berliyan Berliyan; Hasanah Hasanah; Muhammad Faisal; Mawar Yulianti Ningsih
Al-Aflah Vol 1, No 2 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Palangka Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23971/al-aflah.v1i2.5873

Abstract

Fintech adalah sosok transformasi penting dalam industri keuangan yang berkembang pesat didorong oleh konsep ekonomi, hukum yang menguntungkan, dan teknologi informasi. Latar belakang penulisan artikel ini berangkat dari maraknya perkembangan teknologi industri di dunia yang semakin merambah ke seluruh penjuru kehidupan terutama dalam kegiatan perekonomian, dan salah satunya adalah teknologi fintech, sejalan dengan hal tersebut penulis tertarik mengetahui peluang dan tantangan apa yang akan dihadapi ketika menerapkan teknologi ini sebagai salah satu alternatif dalam mengembangkan ekonomi Islam, sehingga menyebar luas ke seluruh lapisan masyarakat dan seluruh pelosok dunia. Tujuan yang ingin dicapai dalam penelitian ini adalah untuk mengetahui apa saja peluang dan tantangan yang akan dihadapi dalam penerapan financial technology sebagai alternatif yang turut serta mendorong pertumbuhan dan perkembangan ekonomi syariah. Penelitian ini menggunakan metode kepustakaan atau dalam bahasa Inggris disebut dengan library research. Penelitian ini menggunakan buku, jurnal, artikel, dan sumber lain yang relevan sebagai acuan. Fintech mewakili ekosistem bagian baru dalam kemitraan keuangan yang dapat menyediakan layanan keuangan kelas tinggi plus berpenghasilan rendah dan menciptakan dunia keuangan yang lebih beragam dan stabil.