Muhammad Ziyad
Fakultas Ekonomi Dan Bisnis Universitas Lambung Mangkurat

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ANALISIS MANAJEMEN RISIKO TERHADAP KEBERLANGSUNGAN USAHA UMKM DI KOTA BANJARMASIN Sufi Jikrillah; Muhammad Ziyad; Doni Stiadi
JWM (JURNAL WAWASAN MANAJEMEN) Vol. 9 No. 2 (2021)
Publisher : Universitas Lambung Mangkurat

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (66.397 KB) | DOI: 10.20527/jwm.v9i2.24

Abstract

The purpose of this research is to identify the risk management process and the sources of risk, to assess the risks that may arise and to analyze the strategies that will be carried out by MSMEs in dealing with or managing these risks in the city of Banjarmasin. This research was conducted in accordance with the risk management process (ISO 31000:2018), namely risk identification, risk analysis, risk evaluation and risk treatment. The population of this research is all MSME business actors in Banjarmasin City. Based on this population, a stratified random sampling method was used for the sampling method of MSME business actors. This is done to reduce the error rate. The use of this sampling method is because the MSMEs that are the research subjects are MSMEs with different types of businesses and occupying different geographical locations. According to Roscoe (1975) quoted by Uma Sekaran (2006). To obtain good results, the number of samples is between 30 and 500. So the number of samples used in this study is 30 SMEs. Home industry products of Tanggui, Crackers and Sasirangan in Banjarmasin City. The results of the identification and risk analysis show that there are 6 main risks faced by MSMEs. The research data are: (1) Capital Risk: (a) lack of capital, and (b) difficulties in accessing capital and capital assistance from banks. (2) HR risk: (a) lack of experts in the production process, (b) lack of training from related parties, and (c) conventional financial management. (3) The risk of raw materials: (a) The price of raw materials continues to rise (expensive), and (b) the durability of raw materials is not long. (4) Process/Operational Risks: (1) limited supply of raw materials, (b) lack of development innovation, and (c) limited expertise in certain production processes. (5) The risk of equipment/machinery: (a) the machine used is not optimal, and (b) the technology used is generally manual.
INTELLECTUAL CAPITAL AND BUSINESS PERFORMANCE (STUDY IN SASIRANGAN SME) Muhammad Ziyad; Maya Sari Dewi; Redawati
JWM (JURNAL WAWASAN MANAJEMEN) Vol. 8 No. 1 (2020)
Publisher : Universitas Lambung Mangkurat

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (134.596 KB) | DOI: 10.20527/jwm.v8i1.49

Abstract

This study aims to research aimed at analyzing the effect of Intellectual Capital on the business performance of Sasirangan UKM in Banjarmasin City. TheElement Intellectual Capitalin this study consists of Human Capital, Structural Capital, and Customer Capital contained in a business company. This research is a type of causal research that aims to get evidence about causal relationships (causal relationships) and is carried out using a quantitative approach. The population in this study were all UKM sasirangan in Banjarmasin City. according to Roscoe (1975) in Uma Sekaran (2006) In general, for correlational research the minimum number of samples to obtain good results is between 30 to So the number of samples used in this study is as many as 40 Sasirangan SMEs in Banjarmasin . Sampling based on purposive sampling with the criteria of UKM Sasirangan who are older than 1 year. The results showed that, Human Capital and Structural Capital had a positive effect on the performance of Sasirangan UKM in Banjarmasin while Customer Capital had no effect on Sasirangan UKM.
PENGARUH STRUKTUR MODAL, KEBIJAKAN DIVIDEN DAN SIZE TERHADAP NILAI PERUSAHAAN (Studi Pada Perusahaan Properti Di Bursa Efek Indonesia) Zainal Abidin; Meina Wulansari Yusniar; Muhammad Ziyad
JWM (JURNAL WAWASAN MANAJEMEN) Vol. 3 No. 1 (2015)
Publisher : Universitas Lambung Mangkurat

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (408.72 KB) | DOI: 10.20527/jwm.v3i1.159

Abstract

Perusahaan mempunyai tujuan normatif memaksimalkan nilai perusahaan, yang bertujuan untuk memaksimumkan kemakmuran pemegang saham. Penelitian ini bertujuan untuk menganalisis faktor-faktor yang mempengaruhi nilai perusahaan. Variabel-variabel yang digunakan dalam penelitian ini adalah Debt to Equity Ratio (DER), Dividend Yield (DYD) dan Size. Penelitian ini dilakukan pada perusahaan properti yang terdaftar di BEI dengan periode tahun 2009 sampai dengan tahun 2011. Variabel dependen dalam penelitian ini adalah nilai perusahaan yang diukur dengan Price to Book Value (PBV). Variabel independen dalam penelitian ini adalah struktur modal yang diukur dengan Debt to Equity Ratio (DER), kebijakan dividen yang diukur dengan Dividend yield (DYD) dan Size. Pengambilan sampel dilakukan dengan menggunakan metode purposivesampling yang menghasilkan 17 perusahaan sebagai sampel penelitian dari populasi sebesar 52 perusahaan. Metode penelitian yang digunakan dalam penelitian ini adalah analisis linier berganda. Hasil penelitian menunjukkan bahwa secara bersama-sama DER, DYD dan Size berpengaruh terhadap PBV. Secara parsial menunjukkan bahwa DER berpengaruh positif dan signifikan terhadap PBV. Size berpengaruh positif dan tidak signifikan terhadap PBV. DYD berpengaruh negatif dan signifikan terhadap PBV.
KEBERLANGSUNGAN USAHA UMKM BERDASARKAN MANAJEMEN RISIKO KEUANGAN DI DAERAH LAHAN BASAH KOTA BANJARMASIN Sufi Jikrillah; Muhammad Ziyad; Doni Stiadi
JWM (JURNAL WAWASAN MANAJEMEN) Vol. 11 No. 1 (2023)
Publisher : Universitas Lambung Mangkurat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20527/jwm.v11i1.229

Abstract

Abstract The purpose of this research is to identify the process of financial risk management, to assess the financial risks that may arise and to analyze the strategies that will be carried out by MSMEs in dealing with or managing these financial risks. This research was conducted in accordance with the risk management process (ISO 31000:2018), namely financial risk identification, financial risk analysis, financial risk evaluation and financial risk treatment. In this study, using Census Sampling, which is a sampling method when all members of the population are used as samples. The number of population and sample is the same (saturated sample) from this study are MSME business actors around the coast of the Martapura river in Banjarmasin City. The number of samples used in this study were 50 MSMEs located on the coast of the Martapura river in Banjarmasin City. The results of the risk analysis show that there is capital risk, and liquidity risk is included in the categoryUnacceptable (red)that is Financial risk treatment must be carried out immediately even though the costs are high because it involves the continuity of the company so that capital risk and liquidity risk become the main focus and also because these financial risks have a major impact on MSMEs. Market risk and credit risk fall into the categoryUnacceptable (red) then risk treatment needs to be done so that the financial risk is minimized. Keywords: Finance Risk Management, SWOT Analysis, SMEs. ABSTRAK Tujuan dari penelitian ini adalah mengidentifikasi proses manajemen risiko keuangan, melakukan penilaian terhadap risiko keuangan yang kemungkinan muncul dan melakukan analisa terhadap strategi yang akan dilakukan oleh UMKM dalam menangani ataupun mengelola risiko keuangan tersebut. Penelitian ini dilakukan sesuai dengan proses manajemen risiko (ISO 31000:2018) yaitu identifikasi risiko keuangan, analisis risiko keuangan, evaluasi risiko keuangan dan perlakuan risiko keuangan. Pada penelitian ini menggunakan Sampling Sensus yaitu metode penarikan sampel bila semua anggota populasi dijadikan sebagai sampel. Jumlah populasi dan sampel adalah sama (sampel jenuh) dari penelitian ini adalah pelaku usaha UMKM sekitar pesisir sungai Martapura di Kota Banjarmasin. Jumlah sampel yang digunakan dalam penelitian ini adalah sebanyak 50 UMKM yang berada di pesisir sungai Martapura di Kota Banjarmasin. Hasil analisis risiko terdapat risiko permodalan, dan risiko likuiditas termasuk dalam kategori Unacceptable (merah) yaitu perlakuan risiko keuangan harus segera dilakukan walaupun biaya mahal karena menyangkut kelangsungan perusahaan sehinga risiko permodalan dan risiko likuiditas menjadi fokus utama dan juga dikarenakan risiko keuangan tersebut berdampak besar pada UMKM. Risiko pasar dan risiko kredit masuk dalam kategori Unacceptable (merah) maka perlakuan risiko perlu dilakukan agar risiko keuangan tersebut menjadi minimal. Kata Kunci : Manajemen Risiko Keuangan, Analisis SWOT, UMKM