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All Journal Jurnal Edukasi Universitas Jember Equilibrium: Jurnal Ekonomi-Manajemen-Akuntansi Jurnal Analisa Akuntansi dan Perpajakan Utsaha: Journal of Entrepreneurship Innovative: Journal Of Social Science Research
Lilik Mardiana
FKIP UNEJ
Humanities Computer Science & IT Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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THE ROLE OF FINTECH AND FINANCIAL LITERACY ON MSME PERFORMANCE: Study on F&B MSMEs in Surabaya Jamilah, Hesti Miftakhul; Mardiana, Lilik
UTSAHA: Journal of Entrepreneurship Vol. 3 Issue 2 (2024)
Publisher : jfpublisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56943/joe.v3i2.560

Abstract

The role of fintech may pose a good impact on MSMEs and society in carrying out financial transactions and services digitally, easily and quickly. This requires improving inadequate financial literacy to encourage inappropriate financial decisions and avoid fraud or loss of funds from using fintech. This condition can play a big role for MSME players and society in economic growth which is able to apply digital technology well. The purpose of this study is to analyze and determine whether financial technology influences MSME players' financial literacy and performance, as well as how financial technology affects MSMEs' performance indirectly through financial literacy. This research sample was taken using purposive sampling, with the criteria being MSMEs that sell food and beverage products and those that have used financial technology products. There were 100 MSME units used as samples in the research obtained from the Surabaya City Cooperatives, SMEs and Trade Department. Research data collection uses a questionnaire and the data analysis technique for this research uses path analysis. The findings of the research indicate that financial literacy may moderate the impact of financial technology on the performance of food and beverage MSMEs in Surabaya and has a noticeable beneficial impact on MSMEs' performance. This explains that increasing adaptation to the use of financial technology needs to be supported by increasing financial literacy by MSME players to have the ability to enhance MSMEs' performance.
Pengaruh Biaya Lingkungan, Corporate Social Responsibility (CSR), Ukuran Perusahaan, Dan Kinerja Lingkungan Terhadap Profitabilitas Pada Perusahaan Ekstraktif Yang Terdaftar Di BEI Tahun 2023 Darmawan, Uli Zul’hi Diwanti; Mardiana, Lilik
Innovative: Journal Of Social Science Research Vol. 5 No. 1 (2025): Innovative: Journal Of Social Science Research
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v5i1.18049

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh biaya lingkungan, corporate social responsibility (CSR), ukuran perusahaan, dan kinerja lingkungan terhadap profitabilitas pada perusahaan ekstraktif yang terdaftar di BEI tahun 2023. Metode kuantitatif digunakan dalam penelitian ini. Dari total 153 data terdapat 30 perusahaan yang memenuhi kriteria dengan menggunakan metode purposive sampling. Melalui web www.idx.co.id data sekunder dalam penelitian ini dikumpulkan. Teknik analisis data dalam penelitian ini ada uji normalitas, uji asumsi klasik dan uji hipotesis. Penelitian ini menunjukkan hasil bahwa biaya lingkungan, corporate social responsibility (CSR), ukuran perusahaan, dan kinerja lingkungan berpengaruh terhadap profitabilitas secara simultan, untuk biaya lingkungan secara parsial berpengaruh terhadap profitabilitas, sedangkan corporate social responsibility (CSR) tidak berpengaruh terhadap profitabilitas, sama halnya dengan ukuran perusahaan tidak berpengaruh terhadap profitabilitas, namun kinerja lingkungan berpengaruh terhadap profitabilitas.
Co-Authors Darmawan, Uli Zul’hi Diwanti Hobri Jamilah, Hesti Miftakhul omega, tabita nanda S Suharto Sukamto Sukamto