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All Journal Al-Amwal : Jurnal Ekonomi dan Perbankan Syari\'ah Dimasejati: Jurnal Pengabdian Kepada Masyarakat Jurnal Kajian Ekonomi dan Perbankan Syariah
Mohamad Ghozali
IAIN Syekh Nurjati Cirebon
Humanities Computer Science & IT Economics, Econometrics & Finance Education Public Health Social Sciences

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Pengaruh Permintaan e-Money terhadap Pendapatan per Kapita di Indonesia Mohamad Ghozali; Triaji Pambudi
Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah Vol 10, No 2 (2018)
Publisher : IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (220.153 KB) | DOI: 10.24235/amwal.v10i2.3358

Abstract

This research aims to analyze the effect of e-money demand on per capita income in the long and short term in Indonesia. This research method is quantitative descriptive. This research was conducted with secondary data and observation time in 2013: Q1 - 2017: Q4. Data was obtained from Bank Indonesia publication data and the Indonesian Central Statistics Agency (BPS). Data analysis techniques using Error Correction Model (ECM). The results of the analysis show that in the long run per capita income has a positive and significant effect on e-money demand. In the short term, per capita income has a positive and insignificant effect on e-money demand. The implication of the conclusions above is that first, the government needs to disseminate the Non-Cash Direct Aid program so that all people begin to recognize non-cash instruments. Secondly, Bank Indonesia needs to pay attention to the interconnection system of the reader machine and pay attention to the amount of currency circulating in order to realize a less cash society.
Faktor Kualitas Pelayanan, Kualitas Produk Dan Margin Terhadap Minat Nasabah Pembiayaan Murabahah Di Bank Syariah Mohamad Ghozali
Dimasejati: Jurnal Pengabdian Kepada Masyarakat Vol 3, No 1 (2021)
Publisher : IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/dimasejati.v3i1.8566

Abstract

Penelitian ini bertujuan untuk menganilis Pengaruh Kualitas Pelayanan, Kualitas Produk dan Margin terhadap Minat Nasabah Pembiayaan Murabahah di BJB Syariah KCP Arjawinangun. Metode penelitian yang digunakan adalah metode penelitian kuantitatif. Populasi yang digunakan adalah seluruh nasabah pembiayaan murabahah di BJB Syariah KCP Arjawinangun yang berjumlah 400 orang. Teknik pengambilan sample menggunakan accidental sampling sebanyak 80 orang untuk semua populasi yang ada. Adapun teknik analisis data yang digunakan yaitu analisis deskriptif, analisis statistik berupa uji validitas, uji reliabilitas, uji asumsi klasik, uji regresi linear berganda, dan uji hipotesis berupa uji t, uji f dan uji koefisien determinasi, dimana semua proses pengujian tersebut menggunakan alat bantu berupa SPSS 23. Hasil penelitian ini menunjukkan secara parsial terdapat pengaruh positif signifikan antara Kualitas Pelayanan terhadap Minat Nasabah sebesar  85,5%, terdapat pengaruh positif namun kurang signifikan antara Kualitas Produk terhadap Minat Nasabah sebesar 1,3%, dan secara parsial tidak memiliki pengaruh positif dan signifikan antara Margin terhadap Minat Nasabah sebesar -3,9%. Secara simultan terdapat pengaruh positif dan signifikan antara variabel Kualitas Pelayanan, Kualitas Produk dan Margin terhadap Minat Nasabah Pembiayaan Murabahah sebesar 82,9%.
Pengaruh Permintaan e-Money terhadap Pendapatan per Kapita di Indonesia Mohamad Ghozali; Triaji Pambudi
Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah Vol 10, No 2 (2018)
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/amwal.v10i2.3358

Abstract

This research aims to analyze the effect of e-money demand on per capita income in the long and short term in Indonesia. This research method is quantitative descriptive. This research was conducted with secondary data and observation time in 2013: Q1 - 2017: Q4. Data was obtained from Bank Indonesia publication data and the Indonesian Central Statistics Agency (BPS). Data analysis techniques using Error Correction Model (ECM). The results of the analysis show that in the long run per capita income has a positive and significant effect on e-money demand. In the short term, per capita income has a positive and insignificant effect on e-money demand. The implication of the conclusions above is that first, the government needs to disseminate the Non-Cash Direct Aid program so that all people begin to recognize non-cash instruments. Secondly, Bank Indonesia needs to pay attention to the interconnection system of the reader machine and pay attention to the amount of currency circulating in order to realize a less cash society.
Co-Authors Triaji Pambudi