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All Journal Jurnal Online Mahasiswa (JOM) Bidang Ilmu Ekonomi
Azlina Nur
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Economics, Econometrics & Finance

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FAKTOR FAKTOR PENYEBAB TERJADINYA KREDIT MACET UED-SP (USAHA EKONOMI DESA SIMPAN PINJAM) DI KECAMATAN SENTAJO RAYA Ningrum Agustia Widya; Azlina Nur; Mela Fito Nanda
Jurnal Online Mahasiswa (JOM) Bidang Ilmu Ekonomi Vol 6, No 1 (2019): (Januari - Juni 2019)
Publisher : Jurnal Online Mahasiswa (JOM) Bidang Ilmu Ekonomi

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This research aims to test the influences: Internal factors, external factorsagainstnonperforming loans UED-SP (save the Village Economy Business loan) indistrict Sentajo Kingdom. The sample in this research totalled 63 Respondents. Method ofdetermination of the sample using the method of purposive sampling with certain criteria.Technique of data analysis in this study using multiple linear regression, t-Test and testthe assumptions of normality tests include classic, multikolonearitas, heteroskedastisitasand autocorrelation data management using program SPSS version 25.0 softwere.Fromthe test results indicates that the variable Internal factors (X 1) effect on bad credit (Y),variable external factors (X 2) effect on bad credit (Y)Keywords : Internal Factors, External Factors
ANALISIS FAKTOR PENYEBAB KREDIT MACET PADA USAHA EKONOMI DESA SIMPAN PINJAM (UED-SP) DI KECAMATAN RAMBAH SAMO KABUPATEN ROKAN HULU Ardiansyah Hari; Azlina Nur; Desmiyawati Desmiyawati
Jurnal Online Mahasiswa (JOM) Bidang Ilmu Ekonomi Vol 6, No 1 (2019): (Januari - Juni 2019)
Publisher : Jurnal Online Mahasiswa (JOM) Bidang Ilmu Ekonomi

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This research aims to test the influences: Character, Economic condition, capacity,Collateral, Time period against non-performing loans to Village’s Save and LendEconomics Businesses (UED-SP) at Rambah Samo Sub-district, Rokan Hulu Regency.The sample in this research totalled 100 Respondents. Method of determination of thesample using the method of accidental sampling. Technique of data analysis in this studyusing multiple linear regression, t-Test and test the assumptions of normality tests includeclassic, multikolonearitas, heteroskedastisitas and autocorrelation data managementusing program SPSS version 25.0 softwere. From the test results prove 1). Character(X1) significant effect partially to the non-performing loans (Y). 2). Economic Condition(X2) significant effect partially to the non-performing loans (Y). 3). Capacity (X3)significant effect partially to the non-performing loans (Y). 4). Collateral (x4) but notsignificant effect partially to the non-performing loans (Y). 5). Time Period (X5)significant effect partially to the non-performing loans (Y).Keywords : Non-Performing Loan, Character, Economic condition, capacity, Collateral,Time period.
ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI PERSIAPAN IMPLEMENTASI PP NOMOR 12 TAHUN 2019 DI KOTA PEKANBARU Joshua Joshua; Azlina Nur; Rofika Rofika
Jurnal Online Mahasiswa (JOM) Bidang Ilmu Ekonomi Vol 8, No 1 (2021): (Januari - Juni)
Publisher : Jurnal Online Mahasiswa (JOM) Bidang Ilmu Ekonomi

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This study aims to analyze the influence of human resource competence, organizational commitment, information technology, availability of infrastructure and the availability of incentives on the preparation for the implementation of PP number 12 of 2019 in Pekanbaru City. The population in this study were all Regional Apparatus Organizations in Pekanbaru City, amounting to 45 OPD. The sampling method used in this study was saturated samples. The data source of this research is primary data using a research instrument in the form of a questionnaire distributed to 180 respondents. The data analysis technique used in this research is descriptive statistics and multiple linear regression analysis. The results of this study indicate that human resource competence, organizational commitment, information technology, availability of infrastructure and availability of incentives affect the preparation for the implementation of PP number 12 of 2019.Keywords: Human Resources Competence, Organizational Commitment, Information Technology, Incentive Availability, Infrastructure Availability, Implementation of Government Regulation Number 12 of 2019
Co-Authors Ardiansyah Hari Desmiyawati Desmiyawati Joshua Joshua Mela, Nanda Fito Ningrum Agustia Widya Rofika Rofika