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All Journal Asy-Syir'ah: Jurnal Ilmu Syari'ah dan Hukum
M. Fakhri Husein
Fakultas Syariah dan Hukum Universitas Islam Negeri Sunan Kalijaga Yogyakarta
Religion Law, Crime, Criminology & Criminal Justice

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Analisis Kluster Perkembangan Bank Perkreditan Rakyat Syariah (BPRS) di Pulau Jawa M. Fakhri Husein
Asy-Syir'ah: Jurnal Ilmu Syari'ah dan Hukum Vol 49, No 1 (2015)
Publisher : Faculty of Sharia and Law - Sunan Kalijaga State Islamic University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/ajish.2015.49.1.193-210

Abstract

There is little empirical evidence about the concentration of sharia rural credit banks development in Indonesia. This research is aimed to investigate about the development of sharia rural credit bank, whether is concentrated in the certain cities (as a center of economic growth) or in municipal areas. This research also explores the cluster of sharia rural development bank by using income growth, market share growth and asset growth variables. By analysing 68 sharia rural credit bank (BPRS) in 32 cities and municipals, this research found several interesting facts. First, there is no difference between cities and municipal in Java in terms of income growth, market share growth and asset growth. Second, there are two clusters of BPRS in terms of income growth, market share growth and asset growth variables. This research can be benefited by government and regulators to design and implement the sharia bank development strategy.
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