Deasy Lestary Kusnandar
Fakultas Ekonomi Universitas Siliwangi

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PEREMPUAN DAN PERBANKAN: SEBUAH TINJAUAN TENTANG PERAN INKLUSI KEUANGAN TERHADAP PENGUSAHA UMKM PEREMPUAN DI INDONESIA Deasy Lestary Kusnandar
Monex: Journal of Accounting Research Vol 7, No 1 (2018)
Publisher : Pusat Penelitian dan Pengabdian Masyarakat Politeknik Harapan Bersama

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30591/monex.v7i1.759

Abstract

Abstrak Inklusi keuangan merupakan salah satu cara untuk memasyarakatkan sektor keuangan khususnya memepermudah layanan perbankan dan akses keuangan bagi masyarakat. Peningkatan taraf hidup adalah salah satu hasil yang diharapkan jika inklusi keuangan berjalan baik dan menyeluruh. Program inklusi keuangan di Indonesia diharapkan memberi dampak yang signifikan bagi masyarakat yang kurang beruntung, di antaranya: masyarakat berpenghasilan rendah, pinggiran, minoritas, atau tidak mempunyai legal identitas, serta kaum perempuan dan kaum muda. Fokus tulisan adalah bagaimana inklusi keuangan dapat memberi dampak yang signifikan terhadap para pengusaha UMKM perempuan di Indonesia, serta bagaimana program inklusi keuangan dapat meningkatkan dan memperkuat perekonomian Indonesia secara keseluruhan. Penelitian menggunakan metode deskripsi kuantitatif. Analisis perbandingan dilakukan berdasarkan data sekunder dari berbagai sumber. Penelitian menyimpulkan agar inklusi keuangan dapat dijalankan secara menyeluruh di Indonesia dan dapat berdampak secara signifikan terhadap pengusaha UMKM, khususnya bagi para pengusaha perempuan.  Kata kunci: inklusi keuangan, akses perbankan, layanan perbankan, pengusaha UMKM perempuan, Perekonomian Indonesia
PENGARUH GREEN MARKETING TERHADAP PENGAMBILAN KEPUTUSAN (Studi Empiris pada Greenhost Boutique Hotel Yogyakarta) Deasy Lestary Kusnandar
Neraca Vol. 12 No. 1 (2016): NERACA
Publisher : FEB Universitas Muhammadiyah Pekajangan Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.48144/neraca.v12i1.449

Abstract

This study aims to determine the effect of green marketing on purchasing decisions with gender as a moderating variable. The location of this research is in Greenhost Boutique hotel located in Jl. Jl. Guerilla No. 629 Yogyakarta Prawirotaman II Brontokusuman This research is a quantitative research using surveys given to hotel guests. Then, the object of this research is a green product, green price, green place, green promotion and purchasing decisions. Determination of the number of samples in this study was 120 respondents to the sampling method used is to use random sampling. Measurement tool in this study using a 1-7 scale interval. Respondents gave answers on the answer ranges from strongly disagree to strongly agree. Then, the analysis is the analysis of Structural Equation Modeling (SEM). This analysis is aided by using a computer program AMOS 21. SEM analysis of the results of model-based development known theory in this study were 5 variables and 20 indicators. Path diagram drafting and preparation of structural and measurement equations are derived from the development of three models of research substructure. Input matrix used is covariant and the estimation technique used is the Maximum Likelihood (ML) Estimation, which has been available in the computer program AMOS 21. At this stage of Confirmatory Factor Analysis (CFA) no indicator is omitted, namely X16. Then, the construct validity test consisting of construct reliability, variance extracted, convergent validity, and discriminant validity has been fully met. On the assumption that SEM consists of evaluating the normality of the data, outliers, and multicolinierity & singularity also has met the required criteria. From 8 index criteria suitability model (goodness of fit test) were used as reference in this study, the ChiSquare, Probability, CMIN / DF, GFI, AGFI, TLI, CFI and RMSEA, there are eight criteria were categorized as good and the remaining two criteria categorized as marginal. Based on the results of hypothesis testing are known: (1) Green Product influence on purchasing decisions, (2) Green Price influence on purchasing decisions, (3) Green Place influence on purchasing decisions, (4) Green Promotion influence on purchasing decisions