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All Journal PALITA: Journal of Social - Religion Research Al-Kharaj: Journal of Islamic Economic and Business
Zainuddin S
Institut Agama Islam Negeri Palopo
Religion Economics, Econometrics & Finance Social Sciences

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Social Responsibility Perguruan Tinggi Islam dalam Masyarakat Heterogen di Kota Palopo Zainuddin S
Palita: Journal of Social Religion Research Vol 1, No 2 (2016): Palita: Journal of Social Religion Research
Publisher : Institut Agama Islam Negeri Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/pal.v1i2.72

Abstract

Social Responsibility Islamic college in a heterogeneous society is very important where there are various permaslahan ranging from social, religious, cultural, ethnic, and so on. Implementation of social responsibility programs implemented by IAIN college Palopo in the form of community service programs through research and community empowerment as a portion of Tridharma college. Various problems and constraints faced by IAIN Palopo is the lack of cooperation with the government, the lack of coordination of the implementation of activities, disseminate the results of research which is still low, the lack of real information regarding the condition of society, the implementation of the work program based on individual initiative, work programs aimed at specific groups, and there has been no work program, appropriate and sustainable for society.
Analisis Character, Capacity, Capital, Collateral Dan Condition Dalam Efektivitas Pembiayaan Pada Koperasi Simpan Pinjam Di Kota Palopo Zainuddin S; Sitti Anugrahwati S; Mujahidin Mujahidin
Al-Kharaj: Journal of Islamic Economic and Business Vol 3, No 1 (2021)
Publisher : IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (894.292 KB) | DOI: 10.24256/kharaj.v3i1.1980

Abstract

Eksistensi Perkembangan koperasi simpan pinjam di kota palopo sebagai salah satu lembaga pembiayaan mikro bagi pelaku usaha kecil dan menengah sangat memberikan kontribusi kepada pertubuhan Ekonomi dengan menawarkan produk pembiayaan yang mengandung risiko pengembalian  yang cukup besar sehingga di butuhkan kemampuan  analisis penilaian terhadap calon Nasabah dengan tujuan untuk mengetahui kelayakan pembiayaan yang akan disalurkan. Hasil penelitian ini menunjukkan bahwa implementasi analisis character, capacity, capital, collateral dan condition yang berkaitan dengan pencegahan atau meminimalisir resiko pembiayaan bermasalah dalam penilaian kelayakan pemberian pembiayaan pada koperasi simpan pinjam di Kota Palopo telah menerapkan prosedur penilaian syarat kelayakan calon nasabah. Namun demikian mash terdapat kelemahan dalam proses analisis calon Nasabah dikarenakan kurangnya kompetensi sumberdaya manusia dalam menawarkan produk pembiayaan  dengan tingkat rosiko cukup besar,
Co-Authors Mujahidin Mujahidin Sitti Anugrahwati S