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All Journal Excellent International Journal of Economics, Business and Accounting Research (IJEBAR)
Mamik Suharti
Institut Seni Indonesia Surakarta
Economics, Econometrics & Finance Other

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Pengaruh Prinsip 5 C Terhadap Pemahaman Kredit Pada Kantor Pusat PT BPR BKK Pati (Perseroda) Kabupaten Pati Siti Khayatun; Sutrisno Sutrisno; Cahyani Tunggal Sari; Mamik Suharti
EXCELLENT Vol 8, No 2 (2021): December
Publisher : STIE AUB Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36587/exc.v8i2.1118

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh prinsip 5C (character, capacity, capital, collateral, dan condition of economic) terhadap penilaian kredit pada Kantor Pusat PT BPR BKK PATI (Perseroda) Kabupaten Pati. Penilaian kredit adalah suatu sistem yang diterapkan oleh suatu lembaga pembiayaan atau bank untuk menilai kelayakan peminjam yang mengajukan pinjaman agar tidak terjadinya non performing loan.  Sampel dalam penelitian ini adalah karyawan kredit pada Kantor Pusat PT BPR BKK PATI (Perseroda) Kabupaten Pati. Teknik sampling yang digunakan adalah nonprobability sampling dengan metode sensus, dengan jumlah sampel berjumlah 60 karyawan. Variabel bebas (Independen) dalam penelitian ini adalah  character (X1), capacity (X2), capital (X3), collateral (X4), dan condition of economic  (X5) kemudian yang menjadi variabel terikat (dependen) adalah penilaian kredit (Y). metode analisi yang digunakan regresi linier berganda dengan uji hipotesis menggunakan uji t dan uji F. Berdasarkan hasil penelitian menunjukkan bahwa variabel character berpengaruh signifikan terhadap penilaian kredit, variabel capacity berpengaruh signifikan terhadap penilaian kredit, variabel capital berpengaruh signifikan terhadap penilaian kredit, variabel collateral berpengaruh signifikan terhadap penilaian kredit, dan variabel condition of economic berpengaruh signifikan terhadap penilaian kredit. 
MOTIVATION MODEL DISTORTION OF RAMAYANA BALLET PERFORMERS Mamik Suharti; Cahyani Tunggal Sari; Sulihanto Sulihanto
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 4, No 02 (2020): IJEBAR, VOL. 04 ISSUE 02, JUNE 2020
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v4i02.963

Abstract

This study reviews the conventional setting of Herzberg Two-Factors Theory and compare with research findings in the Ramayana Ballet show. This research is was done by observation and interview process. This study is a qualitative research that combines historical methods and economics research background. The hygiene factors consist of salary, company policy, good interpersonal relationship and quality of supervision, job security, working condition, and work life balance. The motivation factors consist of personal status, challenging, promotion, responsibility, and growth. This study shows that almost all art groups of Ramayana ballet have high hygiene factor and low motivation. but this findings still led to the high engagement of the artists towards Ramayana ballet show and it was proven by the existence of the art group and the Ramayana ballet show. Implementation of Two Factor Theory Herzberg in the arts group shows different with the factors that have been formed by Herzberg. The artists’ engagement from the art group Ramayana Ballet shows different characteristics.
Co-Authors Cahyani Tunggal Sari Cahyani Tunggal Sari, Cahyani Tunggal Siti Khayatun Sulihanto Sulihanto