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All Journal Media Ekonomi SENADA : Semangat Nasional Dalam Mengabdi
Ida Busneti
Universitas Trisakti
Chemical Engineering, Chemistry & Bioengineering Economics, Econometrics & Finance Environmental Science Social Sciences Other

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KOMPARASI KINERJA DAN KETAHANAN KREDIT ANTARA PERBANKAN KONVENSIONAL DAN PERBANKAN SYARIAH Frisky Elisa; Ida Busneti
Media Ekonomi Vol. 23 No. 1 (2015): April
Publisher : Lembaga Penerbit Fakultas Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (328.475 KB) | DOI: 10.25105/me.v23i1.3296

Abstract

This research aims to know the factors affecting the performance and credit resilience at cinvensional and Islamic banks. In addition to comparing the performance and credit resilience of the convensional and Islamic banks. Using Pooled methods.  This research uses the return on asset (ROA) for performance bankings are measure non-performing loan (NPL) / non-performing finance (NPF) to credit resilience. Factor that are used to looking at banking performance, among others, the lain net interest margin (NIM), non-performing loan (NPL) atau non-performing finance (NPF), Loan to deposit ratio (LDR), dan BOPO. While credit resilience, fators that are used among others inflation, exchange rate, Loan to deposit ratio (LDR) dan capital adequacy ratio (CAR). This research uses a conventional five banks and five Islamic banks from 2010 quarter 01 – 2013 quarter 02. The data used in this study were obtained from quarterly report of the bank for 2010-2013. Badan Pusat Statistik and Bank Indonesia. Result of analysis of this study that the performance of conventional banks is influential NPL and BOPO while in credit resilience is inflation, in a ratio impact on Islamic banking performance as BOPO and influencing credit resilience is CAR
PENGARUH RASIO KEUANGAN TERHADAP JUMLAH BAGI HASIL SIMPANAN MUDHARABAH PADA PT BANK SYARIAH MANDIRI TAHUN 2006-2013 Retno Oktapiani; Ida Busneti
Media Ekonomi Vol. 23 No. 3 (2015): Desember
Publisher : Lembaga Penerbit Fakultas Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (254.706 KB) | DOI: 10.25105/me.v23i3.3523

Abstract

Banks as institutions of trust are not only needed or beneficial for individuals and society as a whole but also play a role in the growth and economic development of a country. In addition, banks can also help facilitate transaction, production and consumption activities through their functions as institutions that carry out payment traffic. Similarly, banks also play a role in implementing monetary policy. The effectiveness of monetary policy can work well influenced by the health and stability of the banking business. This study wants to see the effect of financial ratios on the number of profit sharing of mudharabah deposits in Islamic banks by using the bank's financial ratio variables, namely Liquidity Ratio in the form of FDR and Current Ratio, Solvency Ratio (Capital) in the form of CAR, Earning Ratio (Earning) in the form of ROA and ROE, and Business Efficiency Ratios in the form of NIM and BOPO at BSM in 2006-2013. The method used is a descriptive method and hypothesis testing. Hypothesis testing method, using multiple linear regression (multiple regression). The model used will be estimated using the Ordinary Least Squares (OLS) model and the Classic Assumption Test. The results of this study are the Ratio of Liquidity, Solvability, Profitability, and Efficiency of Business significantly influence the amount of profit sharing of mudharabah savings
PENGARUH KINERJA PERBANKAN TERHADAP JUMLAH PENYALURAN KREDIT ATAU PEMBIAYAAN PADA BANK KONVENSIONAL DAN SYARIAH Yunita Hasanah; Ida Busneti
Media Ekonomi Vol. 24 No. 2 (2016): Oktober
Publisher : Lembaga Penerbit Fakultas Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (258.779 KB) | DOI: 10.25105/me.v24i2.3797

Abstract

The goal this research to analyze comparing of factors that influence credit distribution at PT. Bank DKI and finance at PT. Bank Syariah Mandiri. The variable that influence credit distribution is: Third Party Funds, NonPerforming Loan/NonPerforming Finance and Capital Adequacy Ratio.This research used secondary data quertaly during the period 2008-2015 at the case study PT. Bank DKI and PT. Bank Syariah Mandiri from Finance Annual Reports of each Bank. The Methodology used is multiple regression analyze. This research shows is Third Party Funds and Capital Adequacy Ratio significantly and positive influence for the credit distribution and financing. NonPerforming Loan/NonPerforming Finance has a negative and significant effect for credit distribution and financing. 
Peningkatan Kualitas Emping Melinjo di Kecamatan Jiput Menuju Pasar Eksport Ida Busneti
SENADA : Semangat Nasional Dalam Mengabdi Vol. 2 No. 2 (2021): SENADA : Semangat Nasional Dalam Mengabdi
Publisher : Politeknik Bina Madani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56881/senada.v2i2.98

Abstract

Latar belakang pelaksanaan pengabdian kepada masyarakat (PkM) adalah sebagai kewajiban dosen dalam Tridarma Perguruan Tinggi yang telahdi laksanakan dari bulan Maret sampai Juni 2021.Kegiatan di lakukan di Kabupaten Jiput Desa Tenjolahang, hampir 90 persen penduduk di desa ini sebagai pengrajin emping. Pengrajin Emping ini dalam berproduksi kurang memperhatikan kualitas jika dibandingkan Emping Kebumen. Tujuan dari kegiatan ini adalah meningkatkan kualitas produksi Emping Melinjo mulai dari ukuran, kecerahan warna, tingkat ketebalan dan kemasan dan diharapkan bisa bersaing dengan Emping Kebumen . Metode yang digunakan dalam PkM ini adalah melalui peyuluhan, pendampingan dan survey pasar terhadap persepsi konsumen terhadap kualitas Emping Jiput. Hasil survey pasar konsumen lebih menyukai Emping Kebumen dibandingkan Emping Jiput karena kualitas Emping Kebumen lebih baik. Melakukan penyuluhan membuat emping dengan kualitas produksi emping menjadi lebih baik. Produksi Emping di Kecamatan Jiput dalam 1 bulan mampu menghasilkan 250 ton dan di pasarkan di wilayah Jabodetabek, dengan peningkatkan kualitas produksi, kemasan dan higenitas produk diharapkan mampu memasuki pasar eksport.
Co-Authors Frisky Elisa Retno Oktapiani Yunita Hasanah