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PELATIHAN PENGENALAN KEWIRAUSAHAAN BAGI USAHA KECIL AYAM JONTOR BANG RUDI KELURAHAN CIKOKO KECAMATAN PANCORAN JAKARTA SELATAN Syofriza Syofyan; Henny Setyo Lestari; Srie Wijihastuti
Jurnal AKAL : Abdimas dan Kearifan Lokal Vol. 3 No. 2 (2022): Jurnal AKAL : Abdimas dan Kearifan Lokal
Publisher : Universitas Trisakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (565.901 KB) | DOI: 10.25105/akal.v3i2.13871

Abstract

The implementation of PKM (Community Service) aims to improve community /SME understanding of entrepreneurship and provide capital assistance for the continuity of small and medium-sized enterprises during the Covid-19 pandemic. This activity is in the form of counseling and training at The Frozen Chicken UKM and Sambal Uda located on Jl Cikoko Barat No. 49, Pancoran district, South Jakarta. The number of participants who participated in training and counseling activities was 10 SME members who pioneered frozen chicken and chili sauce businesses. They will be given additional funds for business capital to buy adequate equipment in order to serve market demand that has begun to expand outside the province and the use of these funds is accompanied by the Chairman of the Partner. Participants will be given material on tips for resilient entrepreneurship, and how to use social media to promote the resulting product. Thus, it is hoped that this PKM activity can improve participants' understanding and expertise about entrepreneurship.
THE DETERMINANTS OF SAVINGS IN INDONESIAN HOUSEHOLDS (USING IFLS DATA) Syofriza Syofyan; Mahjus Ekananda
Media Ekonomi Vol. 29 No. 2 (2021): Oktober
Publisher : Lembaga Penerbit Fakultas Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (446.232 KB) | DOI: 10.25105/me.v29i2.10308

Abstract

The growing concern among researchers and analysts with regard to the decline in savings amounts is not without intention, interest and purpose. As saving is a personal and individual matter, an approach in which people are urged to augment their savings cannot be taken for granted. Yet while everyone has their own unique set of needs, preferences, motives and habits, this research aims to identify the typical factors that determine household saving in Indonesia. The model to test which factors are the most important is saving as a function of income, consumption, demographic status, psychological, institutional, and financial literacy. The respondents were derived from the Indonesian Family Life Survey (IFLS) from  periods 2007 and 2014. Using quantile regression, we found income to be the most significant factor for saving in 2007 followed by education attainment, employment status and past saving experience. In 2014, the most influential factors were income, risk preference, employment status, urban/rural location and disincentives for going to the bank. Access to finance may offer the potential to resolve the whole of the financial issue for both sides, the demanders and suppliers of microfinancing, both individually and institutionally