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RM.Riadi Riadi
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PENGARUH USAHA EKONOMI DESA-SIMPAN PINJAM (UED-SP) TERHADAP PENINGKATAN PENDAPATAN MASYARAKAT DI DESA KUALU KECAMATAN TAMBANG KABUPATEN KAMPAR Nur Aisyah Aisyah; Gusnardi '; RM.Riadi Riadi
Jurnal Online Mahasiswa (JOM) Bidang Keguruan dan Ilmu Pendidikan Vol 2, No 2 (2015): Wisuda Oktober Tahun 2015
Publisher : Jurnal Online Mahasiswa (JOM) Bidang Keguruan dan Ilmu Pendidikan

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Abstract: This  study was conducted to test the Ruler Ekonomic Business Influence-Savings And Loans (UED-SP) Against Public Revenue Improvement In the village Kualu Mining District of Kampar regency. Population in this research are 221 beneficiaries who borrow additional funds or venture capital. Of these 68 people taken sampled and composed of different sectors Data analysis technique using quantitative descriptive method. The result showed that the Rular Economy-Savings and Loans (UED-SP) Business Development influential Socienty Against Increased Revenue In the village Kualu Mining District of Kampar regency. Great contribution of independent variable to improve household incomes in addressed by the numbers (R square) of 10,4%. This figure gives the sense that the independent variables are UED-SP are used in the regression equation was able to explain the increase in people’s income by 10,4% the remaining 89,6% is influenced by othet  factors not examined in this study. Furthermore, the results obtained from the regression equation is Y= 395,307,725 + 0,171, thus the analysis of the effect is positive. Great influence in the amount of 0,171. The next test of significance is 0.007 significantly smaller than that formed the basis of 0,05. To see the close relationship or correlation between UED-SP (X) to Income (Y) Poeple in the village kualu Mining District of Kampar district in numbers indicated by the correlation coefficient (R) of 0,323 or 32,3% Keywords: Economic Enterpries-Village Savings and Loans (UED-SP), Income Communities
PENGARUH CAPITAL ADEQUACY RATIO (CAR) DAN NON PERFORMING LOAN (NPL) TERHADAP RETURN ON ASSETS (ROA) PADA BANK UMUM SWASTA NASIONAL (BUSN) DEVISA YANG TERDAFTAR DI BURSA EFEK INDONESIA Widia Sinta Sinta; Makhdalena '; RM.Riadi Riadi
Jurnal Online Mahasiswa (JOM) Bidang Keguruan dan Ilmu Pendidikan Vol 2, No 2 (2015): Wisuda Oktober Tahun 2015
Publisher : Jurnal Online Mahasiswa (JOM) Bidang Keguruan dan Ilmu Pendidikan

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Abstract: This study was conducted to examine the effect of the Capital Adequacy Ratio (CAR) and the Non Performing Loan (NPL) to Return on Assets (ROA). Sample in this study are 22 National Private Banks (BUSN) Foreign exchange listed in the Indonesia Stock Exchange which the research period 2009-2013. The type of data used is quantitative data. Data analysis technique using multiple linear analysis, t test and F test with significance level of 0.05%. The result showed that the Capital Adequacy Ratio (CAR) and the Non Performing Loan (NPL) simultaneously affect the Return on Assets (ROA). It is based on the results of the analysis, which shows the calculation result Fcount > Ftable (11.093> 3.08). Furthermore, the partial results of the study show the Capital Adequacy Ratio (CAR) effect on Return on Assets (ROA). This is evidenced by the t test where the variable tcalculation 4.086 to 1.659 ttabel value. This shows that tcount > ttable. As for the Non Performing Loan (NPL) shows that Non Performing Loan (NPL) have an influence on the Return on Assets (ROA). This is evidenced by the t test where t count variable with the value ttabel -1.659 and tcount-2.402. This shows that -tcount < -ttable. Predictive ability of both variables on Return on Assets (ROA) in this study only 17.2%, while the remaining 82.8% is affected by other factors not included in the model study. Keywords: Return on Assets (ROA), Capital Adequacy Ratio (CAR), Non Performing Loan (NPL)    
Co-Authors Gusnardi &#039; Makhdalena Makhdalena Nur Aisyah Aisyah Widia Sinta Sinta