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Gani Haryana Haryana
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PENGARUH PENGEMBALIAN KREDIT TERHADAP TINGKAT PROFITABILITAS DI PT BPR TUAH NEGERI PEKANBARU Resti Indrahayu Indrahayu; Henny Indrawati Indrawati; Gani Haryana Haryana
Jurnal Online Mahasiswa (JOM) Bidang Keguruan dan Ilmu Pendidikan Vol 2, No 2 (2015): Wisuda Oktober Tahun 2015
Publisher : Jurnal Online Mahasiswa (JOM) Bidang Keguruan dan Ilmu Pendidikan

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Abstract : This study aims to determine the effect of the repayment of the level of profitability in the PT BPR Tuah Negeri Mandiri  Pekanbaru. This research in the BPR Tuah Negeri Mandiri  Pekanbaru from March 2015 until June 2015. The methode research used is descriptive quantitative methode. Population is financial statement and rcap report loans per type of use PT BPR Tuah Negeri Mandiri  Pekanbaru and a sample financial statement and recapreport loans per type of use PT BPR Tuah Negeri Mandiri  Pekanbaru periode January 2012 until December 2014. Data analysis technique used is simple linear regression. The result showed that loans repayments affect the level of profitability. This is based on the result of analyzes, calculations showed t hitung > t tabel (5,347>2,040). So it can be concluded that the loans repayment affect the level of profitaqbility with a contribution 45,7% and the remaining 54,3% is affect by others variabels unobserved variables like interest income, credit provision and others. Keywords: effect, credit refund, level of profitability
ANALISIS EFEKTIVITAS PENGELOLAAN PIUTANG PT SUZUKI FINANCE INDONESIA (SFI) PEKANBARU Lidia Fitriani Fitriani; Sumarno '; Gani Haryana Haryana
Jurnal Online Mahasiswa (JOM) Bidang Keguruan dan Ilmu Pendidikan Vol 2, No 2 (2015): Wisuda Oktober Tahun 2015
Publisher : Jurnal Online Mahasiswa (JOM) Bidang Keguruan dan Ilmu Pendidikan

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Abstract: Receivables arise because of the system of credit sales. Accounts receivable is an asset that is quite material. Therefore, it is necessary that an effective management of accounts receivable and efficiently so that the amount of funds invested in the accounts in accordance with the level of ability of the company so as not to interrupt the flow of cash. In the end, receivables management implemented the company will look at financial ratios pertaining to receivables acquired. PT Suzuki Finance Indonesia (SFI) Pekanbaru is a leasing company engaged in official financing for the brand Suzuki motorcycle. This study aims to measure how effective the company in managing its resources. The method used is quantitative descriptive analysis method, to get a clearer picture and detailed based on the data and information obtained. The data used is secondary data, sales data of credit, consumer finance data and the data of bad debts of the company. The results showed PT Suzuki Finance Indonesia (SFI) Pekanbaru is still not optimal in managing its accounts receivable. PT SFI Branch Pekanbaru should make improvements or changes to the strategy in collecting accounts receivable in order to collect the receivable is less than the maturity and reduce the amount of bad debts of the company. Keywords: Receivable, management
Co-Authors Henny Indrawati Indrawati Lidia Fitriani Fitriani Resti Indrahayu Indrahayu Sumarno '