Nopirin Nopirin
Universitas Gadjah Mada

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PROSPEK SEKTOR PERBANKAN INDONESIA: BEBERAPA AGENDA PENTING Nopirin Nopirin
Journal of Indonesian Economy and Business (JIEB) Vol 13, No 1 (1998): January
Publisher : Faculty of Economics and Business, Universitas Gadjah Mada

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (60.116 KB) | DOI: 10.22146/jieb.39175

Abstract

Globalization and the development of information technology has led to changes in the world financial system into an integrated market. The implication of this phenomenon is that the competition is getting fiercer. The restructuring of Indonesian banking is necessary in order to increase efficiency. The direction of banking activities toward electronic banking. The dominance of private banking is bigger and bigger. Merger is likely to happen. Credit allocation need to be scrutinized and directed more on productive activities not for consumtive purposes. Prudential credit policies should be taken in order to reduce bad loans. The banking sector should be sound. Another aspect for improving banking activities is monitoring by Bank Indonesia. Through improving stqf quality and using information technology monitoring and evaliation could be conducted efficiently. Last but not least is the human resource development through education and training. Well trained staff, able to utilized high technology together with high moral, ethic and have futuristic perspective is necessary condition for sound banking.
ANALISIS PERMINTAAN AKAN UANG KAS DI INDONESIA 1975-1996 Nopirin Nopirin
Journal of Indonesian Economy and Business (JIEB) Vol 13, No 2 (1998): April
Publisher : Faculty of Economics and Business, Universitas Gadjah Mada

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Abstract

Before deregulation 1983 the monetary sector was dominated by the government bank Controlling money supply is directly influenced by Bank Indonesia, so as the interest rate and commercial bank ceiling credit. About 85% of banking assets was dominated by the state bank.Banking deregulation 1983 resulted in a more flexible banking sector. Ceiling credit was abolished and interest rates become market determined. As a result funds mobilization increased, more variety of banking product and competition is getting keen.The banking development has led a dramatic change in the demand for money. Using a fairly standard money demand model, this study attempt to analize:a. Whether there is a liquidity trap (as indicated by high interest elasticity of money demand)b. Whether there is also an economies of scale of holding moneyc. Stability of the demand for moneyUsing data for the period 1975 - 1996 and then disagregated into before andafter deregulation, the empirical results arc:a. For the periode 1975 - 1996 interest rate was significance factor affectingdemand for money and the elasticity is greater than one especially afterderegulation.  This indicate that there is a liquidity trap, so that fiscal policy ismore effective.b.  There is also an economies of scale as indicated by less elastic demand formoney with respect to income.   The reason is that a rapid development in thepayment system, such as the use of credit card.c.  Finally,  using Chow-test shows thai the demand for money is unstable.  Theimplication is that real sector policy is more appropriate than monetary policy.
THE ROLE OF JAPAN IN THE INDONESIAN ECONOMIC DEVELOPMENT Nopirin Nopirin
Journal of Indonesian Economy and Business (JIEB) Vol 10, No 1 (1995): September
Publisher : Faculty of Economics and Business, Universitas Gadjah Mada

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (2944.38 KB) | DOI: 10.22146/jieb.39945

Abstract

The role of Japan in the development of the Indonesian economy is inevitably getting bigger. Japan is the biggest market for Indonesian exports. As it does in exports, Japan is also the biggest sources of import. From the bilateral sources of debts, it is obvious that Japan is also the biggest sources of loan. In regard of getting the role of Japan, a certain kinds of awareness should be taken by the Japanese Government to lessen the negative feeling of the society that might rise to that which happened in 1974 will never take place again.
AKUNTAN PUBLIK DALAM ERA PERDAGANGAN BEBAS NOPIRIN NOPIRIN
Journal of Indonesian Economy and Business (JIEB) Vol 12, No 2 (1997): April
Publisher : Faculty of Economics and Business, Universitas Gadjah Mada

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Abstract

Idea perdagangan bebas itu didasarkan ada konsep opportunity costMenghasilkan (mengkonsumsi sesuatu barang selalu ada yakni tidakmenghasilkan mengkonsusmi) barang lain. Dasar pemikirannya adalah satu masyarakat/negara memiliki sumber daya yang berbeda jumlah dan jenisnya dan negara lain. Oleh karena itu, setiap masyarakat/negara akan memperoleh keuntungan dengan melakukan spesialisasi yang didasarkan pada keunggulan relative (comparative advantage) yang kemudian dilanjutkan dengan perdagangan secara bebas. Spesialisasi cenderung meningkatkan efisiensi. Dengan demikian setiap Negara akan lemperoleh keuntungan (gains from trade) yang berupa kenaikan pendapatan dan konsumen memperoleh harga yang lebih murah alternatif barang yang lebih banyak perdagangan bebas akan merupakan motor pertumbuhan ekonomi (Trade is an engjne of growt.) Pemikiran bersebut melandasi: apabila satu negara ingin meningkatkan pertumbuhan ekonomi maka negara tersebut tidak seharusnya menghambat perdagangan bebas, lebih-lebih apabila negara tersebut kecil sebagai "price taker" dalam perdagangan dunia. Dalam menuju perdagangan bebas (liberalisasi perdagangan) ini sering muncul masalah politik dalam pasar luar negeri, karena selalu saja ada yang dirugikan. Meskipun hal ini dapat dikompensasi namun prakteknya tidak semudah itu. Satu negara memperoleh keuntungan dari perdagangan bebas bahkan lebih besar, apabila juga diikuti oleh negara lain. Hal inilah yang mendorong negara-negara melakukan perjanjian perdagangan multilateral. Satu negarabesar, dapat memperoleh keuntungan yang lebih tinggi dengan menggunakan tarif apabila negara tersebut dapat mempengaruhi harga pasar dunia. Namun negara lain tentu akan mengikutinya dengan mengenakan tarif juga. Apabila hal ini terjadi (perang tarif) semuanya malah rugi. Oleh karena itu negara besarpun cenderung akan mengurangi hambatan perdagangan. Untuk itulah maka muncul GATT dan kemudian dilanjutkan dengan The World Trade Organiaation (WTO).