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Iswardono S. Permono
Universitas Gadjah Mada
Economics, Econometrics & Finance

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ANALISIS EFISIENSI INDUSTRI PERBANKAN DI INDONESIA (Studi Kasus Bank-Bank Devisa di Indonesia Tahun 1991-1996) Iswardono S. Permono; Darmawan Darmawan
Journal of Indonesian Economy and Business (JIEB) Vol 15, No 1 (2000): January
Publisher : Faculty of Economics and Business, Universitas Gadjah Mada

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Abstract

Pembangunan nasional merupakan rangkaian upaya pembangunan yang terencana dan berkesinambungan dimana tersusun dalam Repelita, bertitik tolak dari hal tersebut industri perbankan memegang peranan sangat penting dalam pembangunan ekonomi tidak hanya di Indonesia, di banyak negara industri perbankan sangat dibutuhkan dalam pembangunan ekonomi, terutama sekali dalam membiayai aktivitas yang berhubungan dengan uang. Berkaitan dengan aktiviatas perbankan tersebut dimana tidak terlepas dari berbagai macam risiko yang dihadapi maka dunia perbankan perlu bertindak rasional dalam artian memperhatikan masalah efisiensi.  Masalah efisiensi dirasakan sangat penting pada saat ini dan di masa mendatang, karena antara lain disebabkan (1) permasalahan yang timbul sebagai akibat berkurangnya sumber daya, (2) kompetisi yang bertambah ketat dan (3) meningkatnya standar kepuasan konsumen. Oleh karena itu analisis efisiensi mendesak dilakukan untuk mengetahui dan menentukan penyebab perubahan tingkat efisiensi serta selanjutnya mengambil tindakan korektif supaya terlaksana peningkatan efisiensi.
EKONOMI KERAKYATAN: SEKEDAR JARGON POLITIK Iswardono S. Permono
Journal of Indonesian Economy and Business (JIEB) Vol 14, No 3 (1999): July
Publisher : Faculty of Economics and Business, Universitas Gadjah Mada

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This paper examines the communal economy development in Indonesia byreviewing several related literatures developed by George and Shorey (1978), Wijaya (1987), Ranuwihardjo (1999), and Baswir (1999). This issue emanates since an ambiguous and pessimistic question still remains regarding what, why, how, whatpurpose, and for whom the communal economy is aimed to; nevertheless, economists agree that the issue only ends up as a political commodity in order to draw attention from civilians in the 1999 General Election in the country. Further, the literatures reviewed by the author suggest that there is no need to formulate a brand-new concept; rather, the issue should be covered only by empowering the concept of welfare economics as an analysis tool at the micro level. In vrder to establish this thought, the welfare economics should employ the Pareto Optimality (PO), of which prerequisites are: (1) The economy is in its production frontier, or it reaches its production efficiency, (2) Consumers is at their contract curve, or their consumption efficiency are established, (3) Technically, the slope of the preference curve at its contract-curve should equal with the slope of the production-frontier at certain point that represents a particular number of goods produced, or mathematically is represented by the following equation: MRSxy = MRTSxy. This paper concludes that today the communal economy still remains as a political jargon; however, a more important step is to establish triple-togetherness: co-ownership, co-determination, and co-responsibility.
SEBUAH CATATAN ATAS ANALISIS EKONOMI FERTILITAS MODEL BECKER Iswardono S. Permono
Journal of Indonesian Economy and Business (JIEB) Vol 2, No 1 (1987): September
Publisher : Faculty of Economics and Business, Universitas Gadjah Mada

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Abstract

Kepustakaan yang menganalisis masalah fertilitas, baik di negara maju maupun di negara berkembang sudah sangat banyak. Berbagai kepustakaan itu menyebutkan beberapa faktor yang bersifat kompleks yang mempengaruhi fertilitas. Hal ini disebabkan oleh banyaknya faktor seperti biologi, sosial, psikologi dan ekonomi yang mempengaruhi perilaku manusia.Dari berbagai kepustakaan tersebut, pendekatan terhadap fertilitas dapatdikelompokkan ke dalam beberapa model sebagai berikut: (1) Model Sosio-Demografis, (2) Model Becker (Ekonomi Rumah Tangga), (3) Model Leibenstein, (4) Model Easterlin, (5) Model Caldwell, (6) Model Sosio-Psikologis, (7) Model Strukturalis, dan (8) Model "Threshold".
Co-Authors Darmawan Darmawan