Rina Anggraini
IAIN BUKITTINGGI

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Sinergi Pengelolaan Zakat dan Wakaf Produktif dengan Mengembangkan Lembaga Keuangan Mikro Finance Syariah di Indonesia Awaluddin Awaluddin; Iiz Izmuddin; Rusyaida Rusyaida; Rina Anggraini; Vewi Julita
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 4 No 6 (2022): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (435.61 KB) | DOI: 10.47467/alkharaj.v4i6.1092

Abstract

This research is entitled Synergy for the Management of Productive Zakat and Waqf with the Development of Sharia Micro Finance by using descriptive research methods with a qualitative approach. The sources of data in this study are in the form of observation and reviewing several books and readings related to this discussion and comparing them with expert opinions and materials from seminars that discuss the issues under study. Data analysis was carried out qualitatively by interpreting data, facts and information that had been collected through intellectual understanding empirically and then studied in an in-depth way so as to produce a picture of the actual data. The management of zakat and productive waqf is generally under the control of amil zakat agencies and waqf institutions through Nazir waqf. The formula developed in the management of zakat and waqf has not been unified and combined in the management aspect between zakat management and waqf management. The utilization of productive zakat and waqf through Islamic microfinance institutions can be described by a model of adjusting zakat and waqf management in the aspect of zakat and productive waqf utilization through Islamic microfinance institutions. With the adjustment model of zakat and waqf management, it will be expected to give birth to an agreement in the management of zakat and productive waqf through sharia microfinance institutions
Aplikasi Prinsip Ekonomi Islam Dalam Menyelesaikan Persoalan Ekonomi Yefri Joni; Awaluddin Awaluddin; Sinky Adella; Rina Anggraini
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 4 No 6 (2022): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (312.605 KB) | DOI: 10.47467/alkharaj.v4i6.1458

Abstract

As a religion and a system of life, Islam has provided a solution to today's economic problems. Poverty, unemployment, scarcity and economic inequality are economic problems that never end, and even raise new problems. Instruments and principles of Islamic teachings such as Tauhi, Khilafah, Togetherness and justice are basic values ​​that will give happiness to humans in meeting their needs. The principle of monotheism teaches an attitude to always be protected from everything that will damage human life. This principle is revealed to be an integral part of the behavior of consumers, producers and distributors. Absolute Ownership or absolute ownership is Allah SWT and is realized by humans, so this value becomes a part in realizing benefit in fulfilling needs and reducing or even eliminating economic problems such as poverty, unemployment and economic inequality. This problem arises because humans feel that they have all the economic resources and are free to use them without any binding value, even though humans are only given temporary rights in controlling these resources (relative ownership). Real analysis of economic problems will be realized through awareness as a servant of God who is given the mandate to manage this nature, it will bring about sufficient simplicity. The caliphate aspect as an Islamic economic principle provides a way to solve economic problems by maximizing the function of the state as an economic control and controller in order to achieve mutual benefit. While the aspect of justice contributes to solving economic problems by providing space proportionally by always encouraging economic growth through existing economic potential and poverty protection through income distribution (zakat, infaq and shadaqah), justice will be realized together in the frame of brotherhood. Keywords: Islamic Economic Principles; Solving Economic Problem