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All Journal Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Mimbar Kampus
Ami Radianti
UIN Sumatera Utara
Religion Economics, Econometrics & Finance Education Social Sciences Other

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Analisis Faktor-Faktor Yang Mempengaruhi Perilaku Konsumen Dalam Memilih Produk Asuransi Syariah Ami Radianti; Nuri Aslami
Mimbar Kampus: Jurnal Pendidikan dan Agama Islam Vol 21 No 2 (2022): Mimbar Kampus: Jurnal Pendidikan dan Agama Islam
Publisher : Fakultas Tarbiyah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (413.108 KB) | DOI: 10.47467/mk.v21i2.885

Abstract

This study focuses on consumer behavior, sharia insurance, and the factors that influence consumer behavior in sharia insurance. The research objectives are (1) to determine consumer behavior, (2) to determine what factors influence consumer behavior factors, (3) to determine sharia insurance. The method used in this research is the literature study method, which is a method that uses a series of research activities by collecting library data, reading and recording important things, such as we can take this research material through journals, articles, trusted websites, and books that we got. The results obtained are to understand what Islamic insurance is, understand consumer behavior, consumer behavior models, and find out what factors influence consumer behavior in Islamic insurance. Keywords: Factors, Influence, Consumer Behavior, Sharia Insurance
Analisis Pengaruh Kinerja Keuangan terhadap Zakat Perusahaan Asuransi Syariah Tri Inda Fadhila Rahma; Ami Radianti
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 2 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (530.435 KB) | DOI: 10.47467/alkharaj.v5i2.1209

Abstract

Sharia insurance is an effort to protect and help each other among policyholders which is carried out through the collection and management of tabarru funds that provide a pattern of returns to face certain risks through contracts that are in accordance with sharia principles. The aims of this study are (1) to understand the financial performance of Islamic insurance companies, (2) to understand the company's zakat, (3) to understand the effect of financial performance on Islamic insurance companies' zakat, and (4) to understand ROE and ROA. The research used in this research is quantitative deskriptive. The data is taken from secondary data, namely secondary financial statements. Hypothesis testing in this study uses regression analysis. In this study using the company's performance by using the ratio of ROE and ROA. The results of this study indicate that the company's performance using the ROE and ROA methods on the calculation of company zakat has a positive influence on company zakat, but all the results of the calculation can be concluded that insurance company zakat is influenced by the company's operational performance but not fully influenced by ROA and ROE, however. This could be a factor that influences the company in issuing its obligation to pay zakat. Keywords: Financial Performance, Corporate Zakat, Sharia Insurance
Co-Authors Nuri Aslami Tri Inda Fadhila Rahma