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All Journal Islamic Ecomonics Journal
Muhammad Ghozali
Darussalam University Gontor
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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Implementasi Akad Murabahah Dalam Perbankan Syariah di Indonesia Muhammad Alfan Rumasukun; Muhammad Ghozali
Islamic Economics Journal Vol 2, No 1 (2016)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (655.039 KB) | DOI: 10.21111/iej.v2i1.968

Abstract

The term “Murabahah” refers to contracts in which a financial institution purchases goods upon the request of a client, who makes deferred payments that cover costs and agreed-upon profit margin for the financial institution. The financial institution handles payment to a supplier and the incidental expenses of delivery (against a deferred payment made by the buyer to cover delivery costs and agreed-upon share of the buyer’s mark-up). Murabahah is the most widely used instrument of Islamic banking with seventy-five percent of total contract being murabahah based. It is widely used in consumer and corporate financing as well as in subordinated or term financing. The aim of this article is to review and analyze the murabahah contract, the most important investment mechanism in Islamic banking today both in its theoretical and practical aspects.
Implementasi Akad Murabahah Dalam Perbankan Syariah di Indonesia Muhammad Alfan Rumasukun; Muhammad Ghozali
Islamic Economics Journal Vol. 2 No. 1 (2016)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (655.039 KB) | DOI: 10.21111/iej.v2i1.968

Abstract

The term “Murabahah” refers to contracts in which a financial institution purchases goods upon the request of a client, who makes deferred payments that cover costs and agreed-upon profit margin for the financial institution. The financial institution handles payment to a supplier and the incidental expenses of delivery (against a deferred payment made by the buyer to cover delivery costs and agreed-upon share of the buyer’s mark-up). Murabahah is the most widely used instrument of Islamic banking with seventy-five percent of total contract being murabahah based. It is widely used in consumer and corporate financing as well as in subordinated or term financing. The aim of this article is to review and analyze the murabahah contract, the most important investment mechanism in Islamic banking today both in its theoretical and practical aspects.
Co-Authors Muhammad Alfan Rumasukun