Claim Missing Document
Check
Articles

Found 12 Documents
Search

ANALYSIS OF THE ROLE OF MFI AND FAMILY FUNDING ON WELFARE MADURA SALT FARMERS Arie Setyo Dwi Purnomo; Moh Zaki Kurniawan
Jurnal Ilmiah Global Education Vol. 4 No. 1 (2023): JURNAL ILMIAH GLOBAL EDUCATION, Volume 4 Nomor 1, Maret 2023
Publisher : LPPM Institut Pendidikan Nusantara Global

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/jige.v4i1.551

Abstract

Basically, financial service institutions in the form of microfinance institutions (MFIs) are needed to support rural economic development, especially as institutions to facilitate the costs of salt farming businesses. This is because most farmers face technology adoption due to weak capital. This condition occurs in salt farmers, Kalianget District, Sumenep Regency. This study aims to determine the concept of salt business. factors that affect the productivity of salt business, and the role of microfinance in salt farming. The study was conducted in the village of Kertasada with the aim of using a purposive sampling method with a total of 45 samples. The data obtained from the study were analyzed using R/C and Cobb-Douglass functions. The results showed that salt farmers were profitable with an R/C value >1, salt production was significantly affected by labor, weather and family funding
Pengaruh Financial Knowledge, Attitude terhadap Behavior Pengguna E-wallet Pelaku UMKM Madura Intan Fajar Daratista; Arie Setyo Dwi Purnomo; Prasetyo Nugroho
eCo-Buss Vol. 7 No. 2 (2024): eCo-Buss
Publisher : Komunitas Dosen Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32877/eb.v7i2.1739

Abstract

This study seeks to research the effect of financial knowledge and financial attitude on financial behaviour among e-wallet users in MSMEs in Madura. A quantitative approach was used, with data collected from 100 respondents through Google Form questionnaires using a Likert scale of 1–5. Instrument validity and reliability tests were carried out to guarantee data accuracy, and classical assumption tests including normality, multicollinearity, and heteroscedasticity were applied to meet regression requirements. The F-test results imply that financial knowledge and financial attitude have a significant and simultaneous impact on financial behaviour. A coefficient of determination (R²) of 30.7% demonstrates that these variables explain part of the variation in financial behaviour, implying that 30.7% of financial behaviour among MSME e-wallet users can be related to financial knowledge and attitude. The remaining 69.3% is impacted by various factors external to the model, suggesting that additional variables may play a crucial role. The findings confirm that financial knowledge and financial attitude substantially shape financial behaviour among e-wallet users in MSMEs in Pamekasan, Madura, underscoring their importance in financial behaviour improvement efforts within this context.