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All Journal Competence : Journal of Management Studies (Kompetensi : Jurnal Studi Manajemen) Eco-Entrepreneur Jurnal Studi Manajemen dan Bisnis JCES (Journal of Character Education Society) Akuntabilitas: Jurnal Ilmiah Ilmu-Ilmu Ekonomi eCo-Buss Jurnal Manajemen Sains dan Organisasi (JMSO) Jurnal Ekonomi JURNAL ILMIAH GLOBAL EDUCATION Jurnal Kajian Ilmu Manajamen
Arie Setyo Dwi Purnomo
Universitas Trunojoyo Madura
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Mathematics Social Sciences Other

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ANALYSIS OF THE ROLE OF MFI AND FAMILY FUNDING ON WELFARE MADURA SALT FARMERS Arie Setyo Dwi Purnomo; Moh Zaki Kurniawan
Jurnal Ilmiah Global Education Vol. 4 No. 1 (2023): JURNAL ILMIAH GLOBAL EDUCATION, Volume 4 Nomor 1, Maret 2023
Publisher : LPPM Institut Pendidikan Nusantara Global

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/jige.v4i1.551

Abstract

Basically, financial service institutions in the form of microfinance institutions (MFIs) are needed to support rural economic development, especially as institutions to facilitate the costs of salt farming businesses. This is because most farmers face technology adoption due to weak capital. This condition occurs in salt farmers, Kalianget District, Sumenep Regency. This study aims to determine the concept of salt business. factors that affect the productivity of salt business, and the role of microfinance in salt farming. The study was conducted in the village of Kertasada with the aim of using a purposive sampling method with a total of 45 samples. The data obtained from the study were analyzed using R/C and Cobb-Douglass functions. The results showed that salt farmers were profitable with an R/C value >1, salt production was significantly affected by labor, weather and family funding
Pengaruh Financial Knowledge, Attitude terhadap Behavior Pengguna E-wallet Pelaku UMKM Madura Intan Fajar Daratista; Arie Setyo Dwi Purnomo; Prasetyo Nugroho
eCo-Buss Vol. 7 No. 2 (2024): eCo-Buss
Publisher : Komunitas Dosen Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32877/eb.v7i2.1739

Abstract

This study seeks to research the effect of financial knowledge and financial attitude on financial behaviour among e-wallet users in MSMEs in Madura. A quantitative approach was used, with data collected from 100 respondents through Google Form questionnaires using a Likert scale of 1–5. Instrument validity and reliability tests were carried out to guarantee data accuracy, and classical assumption tests including normality, multicollinearity, and heteroscedasticity were applied to meet regression requirements. The F-test results imply that financial knowledge and financial attitude have a significant and simultaneous impact on financial behaviour. A coefficient of determination (R²) of 30.7% demonstrates that these variables explain part of the variation in financial behaviour, implying that 30.7% of financial behaviour among MSME e-wallet users can be related to financial knowledge and attitude. The remaining 69.3% is impacted by various factors external to the model, suggesting that additional variables may play a crucial role. The findings confirm that financial knowledge and financial attitude substantially shape financial behaviour among e-wallet users in MSMEs in Pamekasan, Madura, underscoring their importance in financial behaviour improvement efforts within this context.
GENDER DIFFERENCES: DIGITAL PAYMENT AND FINANCIAL LITERACY ON CONSUMPTIVE BEHAVIOR IN SOCIETY Apriliana Wahyu Pratiwi; Arie Setyo Dwi Purnomo; Prasetyo Nugroho
Jurnal Manajemen Sains dan Organisasi Vol. 5 No. 3 (2024): Jurnal Manajemen Sains dan Organisasi
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Palangka Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52300/jmso.v5i3.17202

Abstract

Objective – By looking at differences based on gender, this research examines how digital payment and financial literacy influence consumptive behavior. In addition, this research also investigates how modern digitalization will influence individual overconsumption patterns.Design/Methodology/Approach – Partial Least Square (PLS SEM), a quantitative approach, and the purposive sampling method were applied in this research. SmartPLS 4.0 software was used to process this research data from 100 respondents from the Pamekasan community.Findings – According to this research, the use of digital payment tends to encourage an increase in excessive consumption habits, but financial literacy has an adverse correlation with this behavior. In addition, there are significant differences between genders in terms of the impact of digital payment on consumptive behavior, but the same differences are not found in terms of the influence of financial literacy.Conclusion and Implications – This research enriches knowledge about consumptive behavior for people who are very attached to financial technology such as digital payment. This research also shows that every individual needs financial literacy to control consumptive behavior. Keywords: Digital Payment, Financial Literacy, Consumptive Behavior, Gender
Co-Authors Andhini, Mega Murti Apriliana Wahyu Pratiwi Avinda Dwi Purnamasari Budi Hartono Damayanti, Elok Della Dwi Ramadhani Intan Fajar Daratista Jodin Syakatera Kurniawan, Moh. Zaki M. Boy Singgih Gitayuda Prasetyo Nugroho