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Perbandingan Kinerja Keuangan BUSN Devisa Konvensional dan BUSN Non Devisa Konvensional Ma’ulvi Marsela Devi; Evi Sistiyarini
INOBIS: Jurnal Inovasi Bisnis dan Manajemen Indonesia Vol. 4 No. 3 (2021): INOBIS: Jurnal Inovasi Bisnis dan Manajemen Indonesia - Edisi Juni 2021
Publisher : Forum Inovasi Bisnis dan Manajemen

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (280.911 KB) | DOI: 10.31842/jurnalinobis.v4i3.192

Abstract

Penelitian ini bertujuan untuk mengetahui perbedaan yang signifikan pada LDR, CR, NPL, APB, NIM, ROA, CAR dan DR antara Bank Umum Swasta Nasional Devisa Konvensional dan Bank Umum Swasta Nasional Non Devisa Konvensional pada periode triwulan satu tahun 2015 sampai dengan triwulan empat 2019. Sampel dalam penelitian ini adalah Bank Bumi Arta, Bank Maspion, Bank MNC Internasional, Bank Yudha, Bank Jasa Jakarta dan Bank Sahabat Sampoerna. Penelitian ini menggunakan data sekunder, teknik pengambilan sampel menggunakan Purposive Sampling dan teknik analisis data menggunakan independent simple t test. Hasil dari penelitian ini menunjukkan bahwa terdapat perbedaan yang signifikan pada LDR, CR, NPL, APB, NIM, ROA, dan CAR dan terdapat perbedaan yang tidak signifikan pada DR.
STABILITAS KEUANGAN BPR DI KOTA SURABAYA DENGAN PROFITABILITAS BANK SEBAGAI VARIABEL MODERASI Evi Sistiyarini; Agustina Ratna Dwiati
MANAJEMEN Vol. 5 No. 2 (2025): Oktober : MANAJEMEN (Jurnal Ilmiah Manajemen dan Kewirausahaan)
Publisher : LPPM Politeknik Pratama

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/8m2vpt23

Abstract

Financial stability in Rural Credit Banks (BPR) is very important because BPR as an intermediary institution can support the regional economy and help SMEs in carrying out business activities. Banks that have good financial stability will have an impact on customer trust, support economic resilience, prevent systemic risk and reduce the risks faced by the bank. The independent variables used are LDR, cash ratio, NPL, and BOPO. The moderating variable used is ROA. The dependent variable is bank's financial stability (Z score). The research sample consisted of 14 Rural Credit Banks (BPR) which were taken using the purposive sampling method in the first quarter of 2021 to the fourth quarter of 2023. The panel data regression method and Moderated Regression Analysis were processed using the eviews program. The results of the study showed that partially the LDR and BOPO variable has a negative but insignificant effect on financial stability in BPR in Surabaya City. The cash ratio and NPL variables have a positive and significant effect on financial stability in BPR in Surabaya City. ROA as a moderating variable is able to significantly moderate the influence of LDR, cash ratio and NPL on the financial stability of BPRs in Surabaya City.
Edukasi Pasar Modal Berbasis Web pada Siswa SMA Negeri 17 Surabaya Agustina Ratna Dwiati; Ellen Theresia Sihotang; Evi Sistiyarini; Zubaidah Nasution
ABDIKAN: Jurnal Pengabdian Masyarakat Bidang Sains dan Teknologi Vol. 5 No. 2 (2026): Mei 2026
Publisher : Yayasan Literasi Sains Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55123/abdikan.v5i1.7512

Abstract

This Community Service Activity (CSA) was conducted for students of SMA Negeri 17 Surabaya to enhance their understanding of early investment in the capital market through a technical analysis approach. The activity was motivated by the lack of innovative economics learning materials and media related to capital market education, which has led to limited practical understanding among high school students. To address this issue, a more practical and contextual learning method was applied using training and simulation. The training introduced basic capital market concepts, while the simulation used the ChartNexus website to practice basic technical analysis. The CSA was implemented in three stages: planning, implementation, and evaluation. Planning involved coordination with the school to identify learning needs. The implementation was held for two and a half hours at Hayam Wuruk Perbanas University and attended by 10 students. Evaluation was conducted through direct observation and questionnaires. The results indicated improved participant understanding, with several students able to perform basic technical analysis. Participants also gave very positive feedback on the organization and delivery of the activity, indicating that the program was successfully implemented.