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All Journal Jurnal Ekonomi dan Bisnis Jagaditha Equilibrium: Jurnal Ekonomi-Manajemen-Akuntansi Jambura Agribusiness Journal Jurnal Ekonomi Bisnis, Manajemen dan Akuntansi (JEBMA) Jurnal Ilmu Ekonomi Jurnal Pengabdian Masyarakat (ABDIRA) Improvement: Jurnal Manajemen dan Bisnis AKADEMIK: Jurnal Mahasiswa Ekonomi & Bisnis Economic Development Analysis Journal
Ermatry Hariani
Universitas Wijaya Kusuma Surabaya
Aerospace Engineering Agriculture, Biological Sciences & Forestry Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Nursing Social Sciences Other

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ANALISIS PENGARUH PENANAMAN MODAL ASING (PMA), PENANAMAN MODAL DALAM NEGERI (PMDN) DAN EKSPOR TERHADAP PERTUMBUHAN EKONOMI DI PROVINSI JAWA TIMUR TAHUN 2009-2019 Avivi Makasmita Meliani; Sugeng Widodo; Ermatry Hariani
Jurnal Ilmu Ekonomi Vol. 5 No. 3 (2021): Jurnal Ilmu Ekonomi
Publisher : Program Studi Ekonomi Pembangunan Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jie.v5i3.18153

Abstract

State development is a major development from a certain condition to a situation that is considered more valuable. One of the main requirements for economic growth is the investment criteria, apart from investment, of course, there are many factors that can affect economic growth, namely exports. The research objective to be achieved is to determine the effect of foreign investment, domestic investment, and exports on economic growth. The approach used in this research is quantitative. The variables of this study consist of independent variables, namely PMA, PMDN, and exports in East Java, while the dependent variable is economic growth. Data collection uses secondary data obtained from the Central Statistics Agency of East Java from 2009-2019. The data were analyzed using multiple linear regression analysis through the F test and T test with classical assumptions. The results of the study indicate that partially for PMA,PMDN,and exports have a significant effect on economic growth in East Java, and simultaneously there is a significant influence between PMA, PMDN, and exports on economic growth in East Java.
Modal Usaha, Tenaga Kerja, Produksi dan Tingkat Pendidikan Terhadap Pendapatan UKM Armionissyah Dewike Fortuna; Sugeng Widodo; Ermatry Hariani
Improvement: Jurnal Manajemen dan Bisnis Vol 2, No 1 (2022): Vol 2 No 1 Maret 2022
Publisher : UMSurabaya Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (223.177 KB) | DOI: 10.30651/imp.v2i1.9801

Abstract

This study aims to determine the effect of business capital, labor, production, and education level on the income of Usaha Kecil Menengah (UKM) in the kerupuk village, Kedungrejo village, Sidoarjo. The population in this study was all UKM Centers in Kerupuk Village, Kedungrejo Village, Sidoarjo Regency, East Java, totaling 50 UKM. The sample collection in this study used a saturated sampling method / census, which means the sampling technique is when all members of the population are used as samples. In this study, researchers distributed questionnaires to UKM business owners in Kerupuk Village, Kedungrejo Village, Sidoarjo Regency. The analysis technique used in this research is multiple linear analysis techniques. The results of the regression analysis show that the variables of business capital (X1), labor (X2), production (X3), education level (X4) simultaneously have a significant influence and relationship to income (Y). Partially, after the analysis is carried out, the conclusion is that business capital (X1), labor (X2), production (X3), education level (X4) have a significant effect on income (Y).Penelitian ini bertujuan untuk mengetahui pengaruh modal usaha, tenaga kerja, produksi, dan tingkat pendidikan terhadap pendapatan usaha kecil menengah (UKM) pada kampung kerupuk desa Kedungrejo kabupaten Sidoarjo. Populasi dalam penelitian ini berupa seluruh Sentra UKM Kampung Kerupuk Desa Kedungrejo Kabupaten Sidoarjo Jawa Timur yang berjumlah 50 UKM, pengambilan sampel dalam penelitian ini dengan menggunakan metode sampling jenuh / sensus yang artinya teknik penentuan sampel bila semua anggota populasi digunakan sebagai sampel. Dalam penelitian ini peneliti menyebarkan kuesioner kepada pemilik usaha UKM kampung kerupuk desa Kedungrejo kabupaten Sidoarjo. Teknik analisis yang digunakan dalam penelitian ini adalah teknik analisis linier berganda. Hasil analisis regresi menunjukan bahwa variabel modal usaha (X1), tenaga kerja (X2), produksi (X3), tingkat pendidikan (X4) secara simultan mempunyai pengaruh dan hubungan yang signifikan terhadap pendapatan (Y). Secara parsial setelah dilakukan analisis diperoleh kesimpulan bahwa modal usaha (X1), tenaga kerja (X2), produksi (X3), tingkat pendidikan (X4) berpengaruh signifikan terhadap pendapatan (Y).Keywords: Business Capital, Labor, Production, Education Level, Income
Pengaruh Pertumbuhan Ekonomi, Populasi Penduduk Kota, Keterbukaan Perdagangan Internasional Terhadap Emisi Gas Karbon Dioksida (CO2) Di Negara ASEAN Retno Febriyastuti Widyawati; Ermatry Hariani; Andi Lopa Ginting; Elisabeth Nainggolan
Jambura Agribusiness Journal VOLUME 3, ISSUE 1, 2021: JULY-DECEMBER
Publisher : State University of Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1935.47 KB) | DOI: 10.37046/jaj.v3i1.11193

Abstract

Tujuan penelitian ini menganalisis pengaruh pertumbuhan ekonomi, populasi penduduk kota (urban population), dan keterbukaan perdagangan internasional (trade openness) terhadap emisi karbon dioksida (CO2) di Negara ASEAN. Penelitian ini menggunakan data panel mulai dari tahun 2000 sampai dengan tahun 2014. Unit analisis yaitu Negara ASEAN: Brunei Darussalam, Indonesia, Kamboja, Laos, Myanmar, Malaysia, Philippines, Singapore, Thailand, dan Vietnam. Tehnik analisis data menggunakan regresi linier data panel, dengan bantuan software Eviews-9. Hasil penelitian menunjukkan, variabel pertumbuhan ekonomi dan keterbukaan perdagangan internasional masing-masing mempunyai pengaruh negatif dan signifikan terhadap emisi gas karbon dioksida, sedangkan variabel populasi penduduk kota berpengaruh positif dan signifikan terhadap emisi gas karbon dioksida di Negara ASEAN tahun 2000-2014. Variabel-variabel dalam penelitian ini dapat digunakan sebagai upaya dalam mengurangi emisi karbon dioksida di Negara ASEAN dengan memperhatikan kebijakan pembangunan berkelanjutan ramah lingkungan, penekanan angka kelahiran untuk menekan jumlah penduduk kota, dan berspesialisasi keunggulan komparatif dalam menghasilkan produk negara.
Strategi Pemasaran Digital Produk UMKM di Kota Pasuruan dengan Aplikasi LINKTREE Ermatry Hariani; Retno Febriyastuti Widyawati; Ardya Ayu Dewanti
Jurnal Pengabdian Masyarakat (ABDIRA) Vol 2, No 3 (2022): Abdira, Juli
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/abdira.v2i3.170

Abstract

Along with the increase in online business and technological advances that continue to grow, we must be able to carry out good strategies to increase the number of consumers. Our products on social media will be better known to many consumers if they can provide convenience for consumers to visit our sales website. This convenience can be done by using supporting applications, such as Linktree. Linktree is one of the recommended applications for loading multiple links in the Instagram Bio. In fact, in the field, there are still a few SMEs who use this application to increase their sales targets. With these problems, the purpose of this community service activity is to provide education to MSMEs in the Pasuruan city area. MSMEs need more education regarding their product marketing strategies in online business by using available supporting applications. The method used is Focus Group Discussion (FGD) via online. The result of this service: MSME actors are easier to evaluate their online marketing strategies so as to improve their skills and knowledge in developing digital marketing of their products.
The Influence of Credit Risk and Liquidity Risk on Profitability of State-Owned Bank (BUMN) Retno Febriyastuti Widyawati; Ermatry Hariani; Yanis Ulul Az'Mi
Jurnal Ekonomi & Bisnis JAGADITHA Vol. 9 No. 2 (2022): Jurnal Ekonomi & Bisnis JAGADITHA
Publisher : Magister Manajemen, Program Pascasarjana, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/jj.9.2.2022.108-114

Abstract

Bank has an important role. As a financial institution that functions to collect and distribute of funds to the public, banking financial institutions are very vulnerable to risk in carrying out its activities. Therefore, this research aims to examine the influence of credit risk and liquidity of BUMN Bank in 2017:Q1Q4 to 2020:Q1Q4. This research used quantitative data with multiplier linear regression method. The unit of analysis studied consisted of three state owns banks in Indonesia: BRI, Bank Mandiri, and BNI. Periode 2017:Q1Q4 to 2020:Q1Q4. The data is taken form financial reports issued by the Financial Services Authority. The results show that credit risk (NPL) has a negative and insignificant effect on the profitability of state owned banks (ROA) in 2017:Q1Q4 to 2020:Q1Q4. Credit risk (NPL) and liquidity risk (LDR) simultaneously affect the profitability of state owned banks (ROA) in 2017:Q1Q4 to 2020:Q1Q4.
Impact General Allocation Of Funds And Economic Growth On Government Expenditure In East Kotawaringin Retno Febriyastuti Widyawati; Andi Lopa Ginting; Ermatry Hariani
Equilibrium: Jurnal Ekonomi-Manajemen-Akuntansi Vol 19, No 1 (2023): April
Publisher : Research Institution and Community Service Universitas Wijaya Kusuma Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30742/equilibrium.v19i1.2818

Abstract

This study aims to examine the impact of economic growth and the general allocation of funds on economic growth in East Kotawaringin. The descriptive-quantitative research method was used in this study. Multiple linear regression with the t-test, F-test, and coefficient of determination test was used in this study as an analytical tool. According to the findings of this study, the variables of the general allocation fund significantly impact government expenditures in East Kotawaringin. At the same time, economic growth has no significant impact on government expenditure in East Kotawaringin. Concurrently, the general allocation fund variables and economic development affect the government expenditure variable
Pencegahan Stunting dalam Peningkatan Kualitas Sumber Daya Manusia Di 11 Kabupaten Jawa Timur Ermatry Hariani; Retno Febriyastuti Widyawati; Reyza Tamara Muhammad; Muhammad Dwimastadji W; Baru Dewa L
Jurnal Ekonomi Bisnis, Manajemen dan Akuntansi (JEBMA) Vol. 3 No. 3 (2023): Artikel Riset Volume 3 Issue 3, November 2023
Publisher : ITScience (Information Technology and Science)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47709/jebma.v3i3.3187

Abstract

Peningkatan kualitas Sumber Daya Manusia adalah kunci utama dalam pembangunan bangsa dan negara. Tantangan kedepan dalam pembangunan SDM ini yaitu bagaimana kita mewujudkan konsep generasi emas. Untuk menuju generasi emas tersebut maka kita harus mempersiapkan sejak dini, salah satunya yaitu menciptakan generasi yang berkualitas melalui program percepatan penurunan angka stunting. Provinsi Jawa Timur termasuk 12 prioritas wilayah dalam program penurunan angka stunting. Penelitian ini menggunakan pendekatan kuantitatif dengan data data panel di 11 Kabupaten Jawa Timur dari tahun 2019-2021. Variabel terikat pada penelitian ini yaitu prevalensi stunting dan variabel bebasnya yaitu Produk Domestik Regional Bruto (PDRB), Indeks Pembangunan Manusia (IPM), dan Sanitasi Lingkungan. Hasil penelitian menjelaskan bahwa variabel PDRB, IPM serta sanitasi lingkungan tidak berpengaruh signifikan terhadap penurunan angka prevalensi stunting.
Impact of Macroprudential Policy on Demand KPR-FLPP Retno Febriyastuti Widyawati; Sisti Ujianti; Ermatry Hariani; Andi Lopa Ginting
Economics Development Analysis Journal Vol 11 No 4 (2022): Economics Development Analysis Journal
Publisher : Economics Development Department, Universitas Negeri Semarang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/edaj.v11i4.55675

Abstract

The need for housing is increasing every year, along with the increase in population. However, the increase in housing reached 11.4 million units is not matched by the availability of housing because there are as many as 1.8 million marriages every year, and they need housing. This results in housing prices getting more expensive every year. Therefore, the government, through macroprudential policies, loosened down payments for house purchases so that there was an increase in housing demand. The purpose is to find out whether the macroprudential policy implemented by BI has an impact on the demand for the KPR-FLPP government program by examining the influence factors of inflation, GRDP, interest rates, and LTV on demand KPR-FLPP (financing housing subsidies to income society low from the government issued by a conventional bank and sharia bank) in East Java Province. This study employed Ordinary Least Squares (OLS) model multiple linear regression and time series from Q1:2010 to Q4:2020 for East Java. The macroeconomic variables applied in this study composed dependent variable is the demand for KPR-FLPP. While the independent variables are inflation, GRDP, interest rates, and LTV, with a dummy variable of 0 before LTV and 1 after the LTV. The study concluded that inflation and GRDP have an important role in the demand for KPR-FLPP. It means that inflation and GRDP raised significantly, causing more demand for KPR-FLPP in East Java. This study is expected to give contribution to East Java Government to policy makers to increase demand for KPR-FLPP in East Java.
Analisis Bi Rate, Inflasi, dan Nilai Tukar terhadap Tingkat Tabungan pada Bank-Bank Umum Di Indonesia: Sebelum dan Pasca Pandemi Covid-19 Andi Lopa Ginting; Ermatry Hariani
AKADEMIK: Jurnal Mahasiswa Ekonomi & Bisnis Vol. 4 No. 2 (2024): AKADEMIK: Jurnal Mahasiswa Ekonomi & Bisnis
Publisher : Perhimpunan Sarjana Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37481/jmeb.v4i2.735

Abstract

There are 3 main impacts in using the BI 7-Day (Reverse) Repo Rate instrument as the new policy interest rate, one of which is increasing the effectiveness of monetary policy transmission through its influence on movements in money market interest rates and banking interest rates. Interest rates will affect the level of savings in society. How effective was this interest rate during the pre-pandemic and post-Covid-19 pandemic periods in influencing people's savings levels? The movement of the savings rate is interesting to observe because this variable will experience quite elastic movements when there is the influence of other macroeconomic variables such as inflation and exchange rates. This research aims to measure the impact of movements in the BI rate, inflation and exchange rate on public savings at commercial banks in Indonesia in 2018-2021. This research uses mixed methods. Mixed method is a research method that combines qualitative and quantitative approaches. This research uses an Explanatory Sequential design, starting with data collection and analyzing quantitative (numerical) data in stage 1 and continuing with collecting and analyzing qualitative data (text) in stage 2 which is built based on the results or findings in stage 1 (Creswell and Clark, 2018). This design aims to provide a deeper explanation based on the results or findings in quantitative research, where the quantitative research uses the Vector Error Correction Model (VECM). The variables used in this research are BI Rate, Inflation, Exchange Rate and Community Savings in commercial banks. The time period analyzed is from 2017-2020. The results of this research prove that the variables that had a significant influence on people's savings levels in the period before the Covid-19 pandemic were inflation and the exchange rate, while the BI rate had no significant influence. In the post-pandemic period, it is proven that the variables that have a significant influence on people's savings levels are the BI rate and inflation, while the exchange rate variable has no significant influence.
Co-Authors Andi Lopa Ginting Andi Lopa Ginting Ardya Ayu Dewanti Armionissyah Dewike Fortuna Avivi Makasmita Meliani Baru Dewa L Elisabeth Nainggolan Muhammad Dwimastadji W Retno Febriyastuti Widyawati Reyza Tamara Muhammad Sisti Ujianti Sugeng Widodo Yanis Ulul Az'Mi