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All Journal Jurnal Cahaya Mandalika Journal of Management and Creative Business
Muhammad Alhada Fuadillah Habib
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Humanities Decision Sciences, Operations Research & Management Languange, Linguistic, Communication & Media

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Pengaruh Gaya Hidup, Promosi, dan Harga terhadap iPhone pada iPhoneku Bandung Tulungagung Diesta Wahyu Kusuma; Muhammad Alhada Fuadillah Habib
Journal of Management and Creative Business Vol. 2 No. 2 (2024): April : Journal of Management and Creative Business
Publisher : Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/jmcbus.v2i2.2371

Abstract

The iPhone smartphone is a smartphone brand from Apple that is currently in great demand by the public. From year to year, the iPhone has experienced developments in terms of its series and design which can attract consumer interest. One of the businesses that sells iPhones in Bandung, Tulungagung, is iPhoneku Bandung. iPhoneku Bandung is the only store that has the most consumers in the Bandung Tulungagung area. In the midst of a lot of competition for similar products, iPhoneku Bandung has managed to maintain its sales and become one of the choices for people around Bandung. This research aims to determine the influence of lifestyle, promotions and price on iPhoneku Bandung Tulungagung consumer purchasing decisions. The population in this research is iPhoneku Bandung consumers who have purchased iPhone products taken using accidental sampling technique. Samples were taken using the lemeshow formula so that a sample size of 100 respondents was obtained. Data collection was carried out using a questionnaire. The analytical method used in this research is multiple linear regression analysis with the help of the SPSS version 25 program.
PELAKSANAAN GADAI DAN CICIL EMAS DI BANK SYARIAH INDONESIA KCP MALANG KEPANJEN 1 DALAM PERSPEKTIF PERBANKAN SYARIAH Reka Indriani; Muhammad Alhada Fuadillah Habib
Jurnal Cahaya Mandalika ISSN 2721-4796 (online) Vol. 4 No. 3 (2023)
Publisher : Institut Penelitian Dan Pengambangan Mandalika Indonesia (IP2MI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36312/jcm.v4i3.1885

Abstract

The merger of the three Islamic banks aims to create the largest Islamic bank in Indonesia through unification of core capital in its operational activities. The financing products offered by Indonesian Islamic banks themselves also vary according to the needs of the community, one of the products that are in great demand by the public is gold mortgage products and gold installments. Basically, an Islamic bank is a business entity that must be implemented according to sharia principles. However, in its implementation in the field, there are still several Islamic bank institutions that have not implemented sharia principles in carrying out their business. For this reason, this study aims to analyze how the process of implementing gold pawning and gold installments at Bank Syariah Indonesia KCP Malang Kepanjen 1 in the perspective of Islamic banking. The method used in this study is a qualitative descriptive method in which data are obtained from interviews, observations, and literature studies. Based on the research that has been done, the results show that the process of implementing gold pawning and gold installments at Bank Syariah Indonesia KCP Malang Kepanjen 1 is in accordance with the perspective of Islamic banking, it is proven that in the process of carrying out its activities it has implemented contracts that are in accordance with sharia provisions and in accordance with the principles - sharia economic principles, namely sharia banking must be based on the principle of being free from acts of maysir, gharar and usury, apply the principles (fairness, partnership, transparency, and universals), apply the principles of trust and prudence in managing its operational activities, and use a contract that in accordance with Islamic law that has been taught Rasulullah SAW.
Co-Authors Diesta Wahyu Kusuma Reka Indriani