Christopher Panal Lumban Gaol
Fakultas Hukum, Universitas Katolik Santo Thomas Medan

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Normative Juridical Review Regarding Bank Interest in Islamic Law Lumban Gaol, Christopher Panal
Journal of Progressive Law and Legal Studies Том 1 № 02 (2023): Journal of Progressive Law and Legal Studies
Publisher : PT. Riset Press International

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59653/jplls.v1i02.30

Abstract

This journal aims to examine the concept of bank interest (riba) within the framework of Islamic law (Sharia). The practice of charging and receiving interest has been a topic of significant debate and controversy among Islamic scholars and jurists. This paper provides an in-depth analysis of the philosophical underpinnings of bank interest in Islamic law, taking into account various perspectives and interpretations within the Islamic legal tradition. The journal begins by exploring the foundational principles of Islamic law and its ethical framework, highlighting the prohibition of riba as outlined in the Quran and the Hadith. It discusses the historical context and evolution of Islamic banking and finance, emphasizing the need for alternative financial mechanisms that comply with Islamic principles. The study then delves into the philosophical considerations surrounding bank interest from an Islamic legal perspective. It examines different schools of thought and the rationale behind their positions, including the arguments for and against the permissibility of bank interest. The utilitarian perspective evaluates the societal consequences of interest-based transactions, while the deontological approach emphasizes the adherence to moral principles. The contractualist viewpoint focuses on the voluntary agreements between parties, and the concept of justice and equality is examined in relation to interest-based transactions. Furthermore, the journal analyzes contemporary practices in Islamic banking and finance, including the development of Islamic financial instruments that adhere to Sharia principles. It explores the role of regulatory bodies in overseeing and ensuring compliance with Islamic law in the financial industry. The research concludes by synthesizing the diverse perspectives and providing a comprehensive understanding of the philosophical considerations surrounding bank interest in Islamic law. It emphasizes the importance of contextual interpretation and critical analysis within the Islamic legal tradition to address the challenges and complexities posed by modern financial systems.
Application of Indonesian National Standard (SNI) on Helmets of Two-Wheeled Motor Vehicle Riders: Consumer Rights and Obligations of Business Actors Lumban Gaol, Christopher Panal
Journal of Progressive Law and Legal Studies Том 1 № 01 (2023): Journal of Progressive Law and Legal Studies
Publisher : PT. Riset Press International

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59653/jplls.v1i01.31

Abstract

This paper discusses the application of the Indonesian National Standard (SNI) on two-wheeled motorized vehicle helmets and its implications for consumer rights and obligations of business actors. Based on the Regulation of the Minister of Industry of the Republic of Indonesia Number: 79/M-IND/PER/9/2015, SNI for helmets of two-wheeled motorized vehicle riders is compulsorily enforced. Business actors who produce and/or import helmets must meet SNI requirements and have a product certificate using the SNI mark installed on the product. Consumers have rights protected by the Consumer Protection Law, including the right to comfort, security, and safety in consuming goods and/or services. They have the right to true, clear and honest information about helmet products, and have the right to raise opinions and complaints. If the helmet product does not comply with the agreement, the consumer is entitled to compensation and compensation. On the other hand, business actors have an obligation to provide true, clear, and honest information about the condition and guarantee of helmet products. They must treat consumers properly and honestly, as well as provide compensation, indemnity and replacement if the helmet product does not comply with the agreement. The Indonesian National Standard (SNI) for helmets of two-wheeled motorized vehicle riders, such as Helm SNI 1911:2007, specifies technical requirements related to materials, designs, and features that must be met by helmets. These requirements include materials that are strong, do not change by temperature changes, and do not cause irritation to the skin. The helmet design must also meet certain criteria, including height, ventilation, and bearing. Full face helmets and open face helmets have different technical requirements, such as ear protection, neck covers, shields, or chin caps for full face helmets, and hoods, protective linings, straps and more for open face helmets.In conclusion, this paper underlines the importance of applying SNI to two-wheeled motorized vehicle helmets to maintain product quality, safety, and comfort. Consumers have rights that must be protected, while business actors have the obligation to meet SNI requirements and provide good service to consumers. With SNI, it is hoped that two-wheeled motorized vehicle helmets on the market can meet the standards that have been set, so as to provide better protection for riders.
B.I CHECKING SEBAGAI ALAT BUKTI DALAM PEMBUKTIAN SEDERHANA PERKARA KEPAILITAN Lumban Gaol, Christopher Panal
Fiat Iustitia : Jurnal Hukum Volume 1 Nomor 1
Publisher : Universitas Katolik Santo Thomas Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (866.446 KB) | DOI: 10.54367/fiat.v1i1.903

Abstract

The business world needs certainty in carrying out economic activities that are the backbone of the economy, and business people need legal certainty so that there will be no multiple interpretations in carrying out these business activities. Banking is a business activity in the field of financial services that really needs the law to run its business. If there is no law, public fund raising will be chaotic. These activities require supervision and also require authority so that they can run in an orderly and calm manner. Legal uncertainty will be detrimental to all parties, be it the state, the people and business people. If you want to see further, surely the investment will not go well, which means that money from abroad will not enter Indonesia. Strengthening in law in the field of business is a must and also a lot of attention from developed countries. Evidence is a tool that can be used to strengthen the argument in the procedural law. The procedural law in a bankruptcy case has a difference, it must be proven simply. The normative juridical approach with analytical descriptive is the research method used in this paper. Simple proof of the existence of two or more creditors can be done through B.I Checking. Because the data is managed by the central bank in Indonesia, so the validity of the data can be guaranteed, and the data can be accessed via the internet, so that it can be easily  taken and displayed in court.
AKIBAT HUKUM SUATU BADAN USAHA PERSEROAN TERBATAS YANG DINYATAKAN PAILIT Lumban Gaol, Christopher Panal
Fiat Iustitia : Jurnal Hukum Volume 1 Nomor 2
Publisher : Universitas Katolik Santo Thomas Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (9311.106 KB) | DOI: 10.54367/fiat.v1i2.1154

Abstract

Prosedur pernyataan pailit dan pihak-pihak dalam kepailitan secara umum diajukan ke Pengadilan Niaga melalui panitera, Panitera menyampaikan permohonan pernyataan pailit kepada Ketua Pengadilan Negeri (Niaga) dalam waktu paling lambat 1 x 24 jam. Pemanggilan Sidang 7 (tujuh) hari sebelum sidang pertama di mulai. Sidang pemeriksaan atas permohonan pernyataan pertama di selenggarakan dalam jangka waktu paling lambat 20 hari  terhitung sejak tanggal permohonan di daftarkan.  Akibat hukum yang timbul terhadap perseroan terbatas yang dinyatakan Pailit bahwa seluruh harta kekayaan dari PT tersebut jatuh dalam penyitaan oleh Balai Harta Peninggalan, dan yang melakukan pengurusan dan pemberesan harta pailit adalah kurator dan Hakim pengawas. Pemberesan dan pengurusan harta pailit dan yang menyebabkan berakhirnya kepailitan yakni harta debitur pailit di likuidasi yang di lakukan oleh kurator atas hasil likuidasi kurator mendistribusikannya kepada masingmasing kreditur tersebut yang piutangnya telah diakui dalam proses pencocokan hutang sebagaimana ditentukan oleh Undang-undang, maka berakhirlah kepailitan itu.   
TINJAUAN YURIDIS NORMATIF PEMBAGIAN HARTA BERSAMA AKIBAT PERCERAIAN MENURUT KITAB UNDANG-UNDANG HUKUM PERDATA DAN UNDANG-UNDANG NOMOR 1 TAHUN 1974 TENTANG PERKAWINAN (Studi Kasus Putusan Nomor 755/Pdt.G/2017/PN Mdn) Damanik, Novi Febrianti; Suhardin, Yohanes; Lumban Gaol, Christopher Panal
Fiat Iustitia : Jurnal Hukum Volume 3 Nomor 1 Tahun 2022
Publisher : Universitas Katolik Santo Thomas Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54367/fiat.v3i1.2129

Abstract

Tujuan penelitian ini adalah untuk mengetahui kesesuaian Putusan Pengadilan Negeri Medan Nomor 755/Pdt.G/2017/PN Mdn mengenai gugatan harta bersama menurut KUHPerdata dan Undang-Undang Nomor 1 Tahun 1974 tentang Perkawinan. Hasil penelitian menunjukkan bahwa putusan Pengadilan Negeri Medan Nomor 755/Pdt.G/2017/PN Mdn, berdasarkan ketentuan Pasal 35 jo Pasal 37 Undang-Undang Nomor 1 Tahun 1974 tentang Perkawinan jo Pasal 128 KUHPerdata, maka sebidang tanah berikut bangunan ruko di atasnya dan Usaha Bengkel Saudara Jaya Motor adalah harta bersama yang diperoleh penggugat dan tergugat semasa perkawinan penggugat dan tergugat. Adapun harta benda yang tidak dapat dibagi adalah satu unit mobil merek Honda CRV, hal ini dikarenakan tidak ada satu alat bukti surat ataupun keterangan saksi penggugat yang mempunyai nilai kekuatan pembuktian untuk mendukung dalil gugatan penggugat bahwa mobil tersebut diperoleh penggugat dan tergugat dalam masa perkawinan sebagaimana dalam ketentuan Pasal 1865 KUH Perdata yang mengatur mengenai pembuktian. Oleh karena itu, putusan tersebut telah sesuai dengan Pasal 128 KUH Perdata dan Pasal 35 jo Pasal 37 Undang-Undang Nomor 1 Tahun 1974 tentang Perkawinan.
B.I CHECKING SEBAGAI ALAT BUKTI DALAM PEMBUKTIAN SEDERHANA PERKARA KEPAILITAN Lumban Gaol, Christopher Panal
Fiat Iustitia : Jurnal Hukum Volume 1 Nomor 1
Publisher : Universitas Katolik Santo Thomas Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (866.446 KB) | DOI: 10.54367/fiat.v1i1.903

Abstract

The business world needs certainty in carrying out economic activities that are the backbone of the economy, and business people need legal certainty so that there will be no multiple interpretations in carrying out these business activities. Banking is a business activity in the field of financial services that really needs the law to run its business. If there is no law, public fund raising will be chaotic. These activities require supervision and also require authority so that they can run in an orderly and calm manner. Legal uncertainty will be detrimental to all parties, be it the state, the people and business people. If you want to see further, surely the investment will not go well, which means that money from abroad will not enter Indonesia. Strengthening in law in the field of business is a must and also a lot of attention from developed countries. Evidence is a tool that can be used to strengthen the argument in the procedural law. The procedural law in a bankruptcy case has a difference, it must be proven simply. The normative juridical approach with analytical descriptive is the research method used in this paper. Simple proof of the existence of two or more creditors can be done through B.I Checking. Because the data is managed by the central bank in Indonesia, so the validity of the data can be guaranteed, and the data can be accessed via the internet, so that it can be easily  taken and displayed in court.
AKIBAT HUKUM SUATU BADAN USAHA PERSEROAN TERBATAS YANG DINYATAKAN PAILIT Lumban Gaol, Christopher Panal
Fiat Iustitia : Jurnal Hukum Volume 1 Nomor 2
Publisher : Universitas Katolik Santo Thomas Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54367/fiat.v1i2.1154

Abstract

Prosedur pernyataan pailit dan pihak-pihak dalam kepailitan secara umum diajukan ke Pengadilan Niaga melalui panitera, Panitera menyampaikan permohonan pernyataan pailit kepada Ketua Pengadilan Negeri (Niaga) dalam waktu paling lambat 1 x 24 jam. Pemanggilan Sidang 7 (tujuh) hari sebelum sidang pertama di mulai. Sidang pemeriksaan atas permohonan pernyataan pertama di selenggarakan dalam jangka waktu paling lambat 20 hari  terhitung sejak tanggal permohonan di daftarkan.  Akibat hukum yang timbul terhadap perseroan terbatas yang dinyatakan Pailit bahwa seluruh harta kekayaan dari PT tersebut jatuh dalam penyitaan oleh Balai Harta Peninggalan, dan yang melakukan pengurusan dan pemberesan harta pailit adalah kurator dan Hakim pengawas. Pemberesan dan pengurusan harta pailit dan yang menyebabkan berakhirnya kepailitan yakni harta debitur pailit di likuidasi yang di lakukan oleh kurator atas hasil likuidasi kurator mendistribusikannya kepada masingmasing kreditur tersebut yang piutangnya telah diakui dalam proses pencocokan hutang sebagaimana ditentukan oleh Undang-undang, maka berakhirlah kepailitan itu.   
TINJAUAN YURIDIS NORMATIF PEMBAGIAN HARTA BERSAMA AKIBAT PERCERAIAN MENURUT KITAB UNDANG-UNDANG HUKUM PERDATA DAN UNDANG-UNDANG NOMOR 1 TAHUN 1974 TENTANG PERKAWINAN (Studi Kasus Putusan Nomor 755/Pdt.G/2017/PN Mdn) Damanik, Novi Febrianti; Suhardin, Yohanes; Lumban Gaol, Christopher Panal
Fiat Iustitia : Jurnal Hukum Volume 3 Nomor 1 Tahun 2022
Publisher : Universitas Katolik Santo Thomas Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (383.636 KB) | DOI: 10.54367/fiat.v3i1.2129

Abstract

Tujuan penelitian ini adalah untuk mengetahui kesesuaian Putusan Pengadilan Negeri Medan Nomor 755/Pdt.G/2017/PN Mdn mengenai gugatan harta bersama menurut KUHPerdata dan Undang-Undang Nomor 1 Tahun 1974 tentang Perkawinan. Hasil penelitian menunjukkan bahwa putusan Pengadilan Negeri Medan Nomor 755/Pdt.G/2017/PN Mdn, berdasarkan ketentuan Pasal 35 jo Pasal 37 Undang-Undang Nomor 1 Tahun 1974 tentang Perkawinan jo Pasal 128 KUHPerdata, maka sebidang tanah berikut bangunan ruko di atasnya dan Usaha Bengkel Saudara Jaya Motor adalah harta bersama yang diperoleh penggugat dan tergugat semasa perkawinan penggugat dan tergugat. Adapun harta benda yang tidak dapat dibagi adalah satu unit mobil merek Honda CRV, hal ini dikarenakan tidak ada satu alat bukti surat ataupun keterangan saksi penggugat yang mempunyai nilai kekuatan pembuktian untuk mendukung dalil gugatan penggugat bahwa mobil tersebut diperoleh penggugat dan tergugat dalam masa perkawinan sebagaimana dalam ketentuan Pasal 1865 KUH Perdata yang mengatur mengenai pembuktian. Oleh karena itu, putusan tersebut telah sesuai dengan Pasal 128 KUH Perdata dan Pasal 35 jo Pasal 37 Undang-Undang Nomor 1 Tahun 1974 tentang Perkawinan.