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OPTIMALISASI PEMBERDAYAAN MASYARAKAT DI TENGAH PANDEMI COVID-19 MELALUI LAZISNU Ahmad Ubaidillah; Miftahal Anjarsabda Wira Buana; Moh. Ah. Subhan ZA
BUDIMAS : JURNAL PENGABDIAN MASYARAKAT Vol 3, No 2 (2021): BUDIMAS : VOL. 03 NO. 02, 2021
Publisher : LPPM ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/budimas.v3i2.3349

Abstrak: Pemberdayaan yang merupakan proses penyadaran masyarakat yang dilakukan secara transformatif, partisipatif, dan berkesinambungan melalui peningkatan kemampuan dalam menangani berbagai persoalan dasar yang dihadapi dan meningkatkan kondisi hidup sesuai dengan harapan, harus segera dilakukan, agar ekonomi masyarakat kecil bisa terselamatkan. Pemberdayaan masyarakat bisa dilakukan dengan cara melakukan pemetaan terlebih dahulu apa yang menjadi masalah serta kebutuhan mendasar dari masyarakat, yang kemudian menyusun langkah-langkah untuk memecahkan masalah tersebut dengan cara memberikan pelatihan non formal terkiat potensi yang ada di wilayah tersebut. Pemberdayaan masyarakat di masa Covid-19 sangat penting dan merupakan kebutuhan mendesak untuk segera dilaksanakan mengingat kegiatan ini bertujuan untuk meningkatkan kemampuan masyarakat, khususnya di wilayah Desa Sukobendu Kecamatan Mantup Kabupaten Lamongan. Metode pelaksnaan menggunakan observasi, wawancara, dokumentasi, dan ceramah. Hasil pengabdian menujukkan bahwa kegiatan pendampingan dan pengabdian tentang sosialisasi pemberdayaan masyarakat di tengah pandemi Covid-19 melalui LAZISNU berjalan lancar. Selain itu, semua elemen masyarakat Desa Sukobendu Kecamatan Mantup menyambut dengan antusias. Kata kunci: Pemberdayaan Masyarakat, Covid-19, LAZISNU

Tijarah dalam Perspektif Fikih Muamalah pada Halal Network Internasional Miftahal Anjarsabda Wira Buana; Moh. Ah. Subhan ZA
Jihbiz : Jurnal Ekonomi, Keuangan dan Perbankan Syariah Vol 3 No 2 (2019)
Publisher : Universitas Islam Raden Rahmat

Penelitian ini bertujuan untuk mengetahui alasan seseorang menjadi agen dari Halal Network Internasional-PT Herba Penawar Alwahida Indonesia (HNI-HPAI). Lebih lanjut, bagaimana sistem MLM Syariah di HNI-HPAI dan bagaimana analisis keputusan masyarakat menjadi agen Multi-Level Marketing (MLM) yang Halal dan Legal. Sementara itu data mencatat semakin hari semakin banyak minat masyarakat yang bergabung menjadi agen HNI-HPAI baik produknya dikonsumsi untuk diri sendiri maupun untuk dijadikan ladang bisnis. Dan analisis keputusan masyarakat menjadi agen, terdapat kejelasan atau transparansi mengenai strategi bisnis jaringan yang digunakan serta produk-produk yang dijual, bonus dan royalti pada HNI-HPAI adalah berdasarkan akad ju’alah di mana bonus dan royalti yang diberikan kepada para agen adalah berdasarkan prestasi kerja dari masing-masing agen. Dan analisis keputusan masyarakat menjadi agen, terdapat kejelasan atau transparansi mengenai strategi bisnis jaringan yang digunakan serta produk-produk yang dijual, bonus dan royalti pada HNI-HPAI adalah berdasarkan akad ju’alah di mana bonus dan royalti yang diberikan kepada para agen adalah berdasarkan prestasi kerja dari masing-masing agen.

Strategic Management of Digital Technology in Increasing Zakat Fundraising Miftahal Anjarsabda Wira Buana; Moh. Ah Subhan ZA; Akmalur Rijal
JOURNAL OF SHARIA ECONOMICS Vol. 4 No. 1 (2022): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v4i1.281

Digital zakat technology can be a promotional activity for a zakat institution that uses digital media as a medium for its introduction to the community, one of which is by using the internet or social media as a place for promotion or advertising. During the current pandemic, everything is carried out online to prevent crowds and transmission of the virus. There are several ZIS institutions whose income has decreased and their fundraising has been hampered by the COVID-19 pandemic. This is also a driving factor in increasing the number of potential zakat, infaq and online alms carried out by the community, where in 2021 zakat donations have increased by 30%, reaching 6 trillion from 2015, previously which only reached 4.2 trillion. The method used in this research was descriptive qualitative method. This qualitative descriptive method was used to describe the strategic management of digital technology comprehensively to see strategies for increasing the potential of zakat in the Indonesian zakat institution. Based on the theory and facts in the field that fundraising through digital technology was very significant: Mobile banking application customers could easily give zakat, infaq, and alms and their waqf to those who need it, Based on Baznas data, as of 2020 the total ZISWAF funds collected was estimated at Rp12.5 trillion. An important role was that zakat must be popularized among millennials who were already on a fixed income. The image of the institution could be obtained if the public is familiar with our institution. How do we introduce our institution on social media, that is, if we convey information about the institution to the public. After that, there must be interaction between the institution and the community through Facebook social media. The purpose of Facebook social media-based fundraising was to be able to raise ZIS funds, collect muzakki, and improve the image of the institution, by influencing or reminding and making people aware through the content posted. This meant reminding the public to be aware that the assets they own are not entirely their own. This social media was also a tool for reporting ZIS Institution transactions so that muzakki feel satisfied and public trust was built because they knew in detail the assets handed over to the ZIS institution.

Implementation of Islamic Business Ethics in Increase welfare Trader Post Pandemic ( Study The case on UMKM Lamongan ) Miftahal Anjarsabda Wira Buana; Akmalur Rijal; Moh. Ah. Subhan ZA; Khotijatul Khoiriyah
JOURNAL OF SHARIA ECONOMICS Vol. 5 No. 1 (2023): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v5i1.363

In economy Islamic , business And ethics No must looked at as two opposites , cause business which is symbol from affairs mundane is also considered as integral part of things that are investment afterlife . That is , if orientation business And effort investment hereafter ( intended as worship And is totality obedience to God ), then business with itself must in line with based on moral principles faith to afterlife . Even in Islam , understanding that business Alone No restricted affairs world , however covers all activity We in world that is " businessed " ( intended as worship ) for reach profit or reward afterlife .This research is a field research that uses a quantitative approach, namely analyzing data in the form of numbers. The data used in this research is primary data. Primary data is data directly obtained from the first data source at the research location.The process begins with theory, then by using deductive logic a research hypothesis is derived accompanied by measurement and operationalization of the concept, then empirical generalizations that rely on statistics so that it can be concluded as research findings. The research was conducted in the District Lamongan and research conducted from July to August 20 22 . The population is all the characteristics that are the object of research, where these characteristics are related to all groups of people, events or objects that are the center of attention for researchers. The population in the study were 54 entrepreneurial actors.Based on the results of the study, it was found that there was an influence of Islamic business ethics on business profits. Every Muslim trader must carry out his economic activities based on sharia, namely the rules or regulations that Allah commands His servants. The economic activity is interpreted as an activity that does not commit deception, there is justice between the seller and the buyer, there is generosity, has good motivation in running his business and all of that is only to carry out the commands of Allah SWT.By looking at the research results and several expert opinions, that basically business ethics highlights the moral behavior of humans who have a profession in the business field and are owned globally by business actors in general, while the embodiment of business ethics that exists in each business actor is formed and manifested according to the culture in question. This business ethics will emerge when each business actor relates and interacts with one another as a stakeholder . The purpose of business ethics here is to arouse the moral awareness of business people to run a business properly and cleanly. Based on the purpose of business ethics, business

Strategi Penanganan Strategi Penanganan Pembiayaan Bermasalah Pada Produk Pembiayaan Ijarah Paralel di KBSU Tikung Lamongan Miftahal Anjarsabda Wira Buana; Moh. Ah. Subhan ZA; Akmalur Rijal; Zuliana; Alfina Maulidya Hidayatul Magfiroh
Akademika Vol 19 No 2 (2025): Akademika
Publisher : Universitas Islam Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30736/adk.v19i2.2645

Pembiayaan bermasalah masih menjadi tantangan signifikan bagi lembaga keuangan mikro syariah, termasuk pada produk Ijarah Paralel, yang menuntut keseimbangan antara kepatuhan syariah dan efektivitas manajemen risiko. Penelitian ini bertujuan untuk menganalisis faktor penyebab serta strategi penanganan pembiayaan bermasalah pada produk Ijarah Paralel di KSPPS Bina Syariah Ummah Tikung, Lamongan. Menggunakan pendekatan kualitatif dengan desain studi kasus, data diperoleh melalui wawancara mendalam, observasi partisipatif, dan dokumentasi lembaga. Hasil penelitian menunjukkan bahwa pembiayaan bermasalah terutama disebabkan oleh faktor eksternal, seperti kesulitan ekonomi anggota, kematian anggota, dan pelarian nasabah. KSPPS Bina Syariah Ummah menerapkan empat strategi penanganan, yaitu pendekatan kekeluargaan, penagihan aktif, penyitaan jaminan, dan penjualan jaminan, dengan prinsip ukhuwah dan keadilan sebagai landasan utama. Strategi tersebut tidak hanya berfungsi untuk pemulihan keuangan, tetapi juga mencerminkan nilai-nilai etika Islam dalam menjaga keberlanjutan lembaga. Temuan ini memberikan kontribusi teoretis terhadap pengembangan model manajemen risiko berbasis nilai syariah serta implikasi praktis bagi penguatan kebijakan mitigasi pembiayaan bermasalah pada lembaga keuangan mikro syariah

Peran Digital Platform dalam Mendorong Kewirausahaan Halal pada Generasi Z Miftahal Anjarsabda Wira Buana; Moh Ah Subhan ZA; Zarkia Al Hikmah
JES (Jurnal Ekonomi Syariah) Vol. 11 No. 1 (2026): Maret
Publisher : Universitas Islam Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30736/jes.v11i1.1229

Digital transformation has changed the global entrepreneurial landscape, including the development of the halal economy, which is increasingly integrated with digital technology. On the other hand, Generation Z, as digital natives, has adaptive characteristics towards technology and a tendency to build flexible and value-based businesses (purpose-driven entrepreneurship). This study aims to analyze the role of digital platforms in encouraging halal entrepreneurship among Generation Z. Specifically, this study examines the influence of digital platform use on halal entrepreneurship interest and practice by considering the mediating role of trust and perceived usefulness, as well as the moderating role of religiosity and digital literacy. The study used a quantitative approach with the Structural Equation Modeling–Partial Least Squares (SEM-PLS) method. Data were collected through a Likert-scale questionnaire distributed to Generation Z aged 18–27 who are involved in digital business activities or interested in halal entrepreneurship. The research variables were developed based on the integration of the Technology Acceptance Model and the Theory of Planned Behavior in the context of digital platform-based halal entrepreneurship. The results show that digital platforms have a positive and significant influence on halal entrepreneurship. Digital platforms act as enablers in opening market access, accelerators in accelerating business growth, and validators in building trust and strengthening halal branding. Furthermore, trust and perceived usefulness are proven to mediate the relationship between digital platform usage and halal entrepreneurship. This study also found that religiosity and digital literacy strengthen the influence of digital platforms on halal entrepreneurial behavior among Generation Z. This study contributes to the development of sharia-based digital entrepreneurship literature by offering an integrative model that connects digital technology, Islamic values, and entrepreneurial behavior of Generation Z. Practically, the research findings can be a reference for the government, digital platforms, and business actors in developing a more inclusive, adaptive, and sustainable halal entrepreneurship ecosystem in the digital economy era.

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