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All Journal Al Kalam : Jurnal Komunikasi, Bisnis dan Manajemen AL-ULUM : Jurnal Ilmu Sosial dan Humaniora
Muliyadi Jaya
STIE Palangka Raya
Humanities Economics, Econometrics & Finance Social Sciences

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ANALISIS OPERATIONAL EFFICIENCY DAN COST EFFICIENCY RATIO TERHADAP NET PROFIT MARGIN Muliyadi Jaya
Al-KALAM : JURNAL KOMUNIKASI, BISNIS DAN MANAJEMEN Vol 4, No 2 (2017)
Publisher : Universitas Islam Kalimantan Muhammad Arsyad Al Banjari

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (585.884 KB) | DOI: 10.31602/al-kalam.v4i2.969

Abstract

This research aims to examine the influence of operational efficiency ratio (OER) and cost efficiency ratio (CER) toward net profit margin (NPM) at Bank Rakyat Indonesia The background of this research done is due  to  the bank’s low rate  in obtaining NPM.Based on the  classical assumption test’s result,  the  two independent variables chosen in this research are normally distributed with no disorder found. According to the correlation test’s result, it is found that OER correlates to the NPM as high as 95.6 % while the CER correlates to the NPM as high as 92.7 %. In addition, based on the R-square test’s result, it is found that both independent variables are responsible as high as 91.6% for each change in the NPM.Based on the F test, it is found that both independent variables, including OER & CER have significant influence toward NPM simultaneously, in which the P-value less than 0.05 (5%).The T test’s result, however, shows that OER has negative and effect toward NPM partially, while the CER  has the positive effect and the two variables have no significant effect partially. Therefore, the stepwise test is required to be done in order to get which variable that is significant partially. And this results that OER has significant and negative effect toward NPM partially with P-value less than 0.05 (5%) and t-calculated value [-8.030] > t-table [1.860]
PENGARUH STATUS SOSIAL EKONOMI TERHADAP PRESTASI MAHASISWA PERGURUAN TINGGI SWASTA Muliyadi Jaya; Pamungkur Pamungkur
AL-ULUM : Jurnal Ilmu Sosial dan Humaniora Vol 2, No 3 (2016): Edisi Oktober
Publisher : Universitas Islam Kalimantan Muhammad Arsyad Al Banjari

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (231.844 KB) | DOI: 10.31602/alsh.v2i3.561

Abstract

The achievement of university students is influenced by their socio-economic status as a result of the interactions between their socio-economic positions, work experiences, and families which react relatively on each other in relation to their incomes, occupations, and academic degrees. This study was conducted to investigate socio-economic status as the factor that influences the academic achievement of private university students. Furthermore, this socio-economic status factor divides parenting in relationship with children development into two distinct ways. A family that has low rate of income theoretically will be inclined to raise a child in lack of capability to afford excellence academic accomplishments. Accordingly, the objective set for this study was to find out the influence of socio-economic status on the academic achievement of private university students in Palangka Raya. Therefore, this study applied multivariate analysis to verify the influence of the socio-economic status of family on children’s academic accomplishments. This study also investigated the impact of age, gender, marriage status, income, region, education, and socio-economic status of the parents based on cross-section data collected in 2012 and 2015. Meanwhile, the result of this study was obtained from random sampling collected from three different private universities in Palangka Raya using questionnaire. Thus, the result attained from this study was that a stable socio-economic status has a meaningful influence on academic achievement of the students at private universities in Palangka Raya. In addition, a higher socio-economic status brings out some advantages to the students of private universities in Palangka Raya.
Co-Authors Pamungkur Pamungkur