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Mohammad Habibi
STAI AN NAJAH INDONESIA MANDIRI SIDOARJO
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Analisis Potensi Industri Halal bagi Pebisnis Kuliner di Indonesia Mohammad habibi
ICO EDUSHA Vol. 1 No. 1 (2020): INTERNATIONAL CONFERENCE ON EDUCATION MANAGEMENT AND SHARIA ECONOMICS (ICO EDUS
Publisher : STAI AN-NAJAH INDONESIA MANDIRI

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Abstract

This study aims to analyze the potential of industrial halal cullinary products for business actors in Indonesia, this is considering to halal products experience rapid development in the midst of increasing religious tendency of Indonesian society and on the other side of the Muslim population in the middle class have increased revenue, resulting in demand for products halal is also increasing. The data used in this study is secondary data sourced from several publications of goverment agencies with the analytical tools used are qualitative descriptive. This study found the potential of halal industry for business actors in Indonesia, among others: First, the need for Halal Products (goods and services). Second, Halal Product Diversity. Third, the completeness of the Legal Framework. Fourth, Many Business Executors in Halal Product Market. Fifth, Halal Cullinary Product Society Needs and Export. Keywords: Industrial Potential, Halal Cullinary Product, Business Actor
ANALISIS PRODUK PEMBIAYAAN MURABAHAH PADA BMT PERMATA (studi kasus pada BMT Permata Mojokerto Jawa Timur) Ziyadatur Rosyada; Mohammad Habibi
ICO EDUSHA Vol. 2 No. 1 (2021): THE 2nd ICO EDUSHA 2021 INTERNATIONAL CONFERENCE ON EDUCATION MANAGEMENT AND SH
Publisher : STAI AN-NAJAH INDONESIA MANDIRI

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This research raises the theme of Murabahah financing products at BMT Permata Mojokerto, East java. This is motivated by the development of islamic financial Institutions which also indicated by the high number of BMT (Baitul Maal Wat Tamwil) BMT it self is a sharia financial institution that provides sharia financing services to businesses micro for its members the existence of BMT is strategic, especially to reach rural areas (agricultural sector and informal sector).This study aims to determine how the systematics of Murabahah financing Products at BMT Permata Mojokerto, East Java. This type of research is qualitative research. The research data were obtained thourgh observation, interviews and documentation methods found in the field. Often used for buying and selling transactions of course because it has many advantages and disadvantages, as for the advantages, namely the Margin of Murabahah profit is fixed (certainty) (2) in financing products there are advantages that are given, such as easy checking of financing through mobile gems, other bank transfers can be entered directly to the BMT savings account and can be directly checked via the BMT mobile, without making direct deposit to the BMT office Keywords: BMT, Financing, Murabahah References Ahmad Ifham Sholihin, Pedoman Umum Lembaga Keuangan Syariah (Jakarta: PT Gramedia Pustaka Utama, 2010), 457 Azhar Muttaqin (2012) Model Pembiayaan BMT dan Perannya dalam pembinaan kesejahteraan usaha kecil menengah (UKM) Departemen Pendidikan Nasional, Kamus Besar Bahasa Indonesia Pusat Bahasa, (Jakarta PT Gramedia Pustaka Utama 2008) Dody Setiawan (2019). Laporan PraktikKerja Lapangan (PKL) Pada BMT Ta’awun Finance (BMT Tawfin) bidang Pemasaran, UNEJ Kasmir, Manajemen Perbankan (Jakarta: PT Raja Grafindo Persada, 2001), 92 Nur Rianto, Lembaga Keuangan Syariah (Bandung: CV Pustaka Setia, 2012), 149 Metode Penelitian Kuantitatif,Kualitatif dan R&D, hlm,304 Muhammad Syafi’i Antonio, Bank Syariah dari Teori ke Praktik (Jakarta: Gema Insani Press, 2001), 160. Muhammad, Lembaga-Lembaga Keuangan Umat Kontemporer (Yogyakarta: UII Press), 260. Syafi’i Antonio, Bank Syari’ah dari Teori ke Praktek, 170. Wiroso, Jual Beli Murabahah (Yogyakarta: UII Press, 2005)
ANALISIS PENANGANAN PEMBIAYAAN BERMASALAH DI LEMBAGA KEUANGAN SYARIAH (Studi Kasus di BMT Berkah Mandiri Sejahtera Cabang Cariu) Siti Nuraeni; Mohammad Habibi
ICO EDUSHA Vol. 2 No. 1 (2021): THE 2nd ICO EDUSHA 2021 INTERNATIONAL CONFERENCE ON EDUCATION MANAGEMENT AND SH
Publisher : STAI AN-NAJAH INDONESIA MANDIRI

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Abstract

Problematic financing often occurs in financial institutions both Islamic financial institutions and conventional financial institutions. The greater the problematic financing, it will have a bad impact on the level of liquidity health of financial institutions. This can also lead to a decrease in public trust to leave funds to financial institutions. Therefore, it is very important to draw up the right steps where a settlement is needed against problematic financing as a step of health and improvement to the balance sheet. In dealing with problematic financing every financial institution must have a different way. As one of the Islamic financial institutions, Baitul Maal wa Tamwil (BMT) Berkah Mandiri Sejahtera must have its own way to deal with troubled members in completing their financing. The purpose of this research is to find out the steps taken by BMT Berkah Mandiri Sejahtera in dealing with problematic financing. The method used in this study uses a type of qualitative research with a descriptive approach that aims to make descriptions, systematic, actual and accurate images of the facts, properties and relationships between the phenomena investigated and then conclude. This research data collection technique uses documents, interviews, and observations as a source of evidence to obtain data supported by conducting literature studies related to the regulation of problematic murabahah financing treatment. The results regarding problematic financing handlers in BMT Berkah Mandiri Sejahtera are by sending billing letters, monitoring, and withdrawal of guarantees. Keywords: billing, financing, monitoring, settlement. References Dr. Mardani, 2017 “ASPEK HUKUM LEMBAGA KEUANGAN SYARIAH DI INDONESIA” Jakarta: KENCANA. Eef Saefullah, Fitria Handayani, 2016, “IMPELEMENTASI FUNGSI BAYT AL- MĀL DAN PENGELOLAANNYA PADA BMT AL-FALAH SUMBER” Al- Amwal: Volume 8, No. 2 Mensari Rizki Dian, Dzikra Ahmad, 2017,“ ISLAM DAN LEMBAGA KEUANGAN SYARIAH”, AL-INTAJ Vol. 3, No. 1 Odi Nur Arifah, 2017, ANALISIS PEMBIAYAAN MUDHARABAH BERMASALAH PADA BMT MITRA HASANAH SEMARANG, Jurisprudence, Vol. 7 No. 1 Tita Novitasari, 2019, “Peran Otoritas Jasa Keuangan dalam Pengawasan Lembaga Baitul Maal wa Tamwil (BMT): Studi Kasus BMT Global Insani” Undang: Jurnal Hukum, Vol. 2, No. 1 Yanuar Dharma Putra, Imron Mawardi, 2019, “ELIMINASI RISIKO OPERASIONAL BMT SRI SEJAHTERA SURABAYA” Jurnal Ekonomi Syariah Teori dan Terapan: Vol. 6 No. 7
Co-Authors Siti Nuraeni Ziyadatur Rosyada