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All Journal Jurnal Manajemen Bisnis Krisnadwipayana
Benjamin Lemta Luntungan
Program Studi Manajemen STHI
Economics, Econometrics & Finance Social Sciences

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ASPEK-ASPEK PENDEKATAN DAN METODE KUANTITATIF YANG MEMENGARUHI PERENCANAAN KREDIT Benjamin Lemta Luntungan
Jurnal Manajemen Bisnis Krisnadwipayana Vol 3, No 1 (2015): Jurnal Manajemen Bisnis Krisnadwipayana
Publisher : Program Studi Magister Manajemen Universitas Krisnadwipayana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35137/jmbk.v3i1.98

Abstract

Credit management is an act of managing credit by bank, consisting every stage of planning, organizing, actuating, and controlling, so that the credit itself can be absorbed by the market, while it is still in alignment with regulations. Hence it can be major source of income for the banks. Within planning stage, bank should consider all aspects that can affect plan formulation, such as fund structuring, laws and regulations on reserve requirement, legal lending limit, loan to deposit ratio, and other laws and regulations related to credit funding and banking activities. This paper will discuss several approaches on credit funding and also several quanitative methodes for determining credit volume and alocation. These quantitative methods will give us value of credit that will be marketed on certain period.
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