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Mega Usvita
STIE Pasaman
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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PENGARUH RELIGIUSITAS DAN KEPERCAYAAN NASABAH TERHADAP KEPUTUSAN MENABUNG PADA BANK NAGARI SYARIAH KCP SIMPANG EMPAT Mega Usvita
Jurnal Apresiasi Ekonomi Vol 9, No 1 (2021)
Publisher : Institut Teknologi dan Ilmu Sosial Khatulistiwa

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (184.339 KB) | DOI: 10.31846/jae.v9i1.339

Abstract

Penelitian ini dimaksud untuk melihat bagaimana pengaruh religiusitas dan kepercayaan nasabah terhadap keputusan menabung pada Bank Nagari Syariah KCP Simpang Empat. Populasi dalam penelitian ini adalah seluruh nasabah Bank Nagari Syarian KCP Simpang Empat dengan jumlah sampel 100 orang, dimana teknik penarikan sampel menggunakan Accidental Sampling. Dari hasil penelitian ini didapat variabel Religiusitas (X1) dan Kepercayaan (X­­2) berpengaruh positif dan signifikan terhadap keputusan menabung (Y) pada bank Nagari Syariah KCP Simpang Empat dengan tingkat signifikannya 0,000. Besarnya pengaruh Religiusitas (X1) dan Kepercayaan (X­­2) terhadap keputusan menabung (Y) adalah 0,774 (R2= 77,4)
OPTIMIZATION ENTREPRENEURSHIP ORIENTATION IN CREATING ADDED VALUE OF PASAMAN CITRUS Mega Usvita
Jurnal Apresiasi Ekonomi Vol 7, No 1 (2019)
Publisher : Institut Teknologi dan Ilmu Sosial Khatulistiwa

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (144.43 KB) | DOI: 10.31846/jae.v7i1.209

Abstract

West Pasaman is an area rich in agricultural products. One of the region's agricultural products is Citrus, which are popularly known as Pasaman Citrus. Pasaman Citrus has a sweet taste and has a lot of vitamin content. Pasaman Citrus Market is already so extensive. This Citrus has been sold in other regions. To increase added value, bring ideas to developing products such as packaged orange juice, syrup and other products. This idea will certainly increase the marketing and income of citrus producers. The research method is descriptive qualitative which is explored from three dimensions of entrepreneurship, namely innovation, where citrus producers are able to create new products that can later expand market opportunities. Furthermore proactive spirit, where the development of these products will increase competitiveness in the market and will get opportunities both from the local market and the market in several other regions. Then the courage to take risks. With the increasing competition, citrus producers are also able to deal with risks and minimize the risks. Keyword: Innovation, proactive spirit, Courage to take risks
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