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All Journal EKONOMIS : Journal of Economics and Business EKONOMI, KEUANGAN, INVESTASI DAN SYARIAH (EKUITAS)
Sugianto Sugianto
Universitas Islam Negeri Sumatera Utara, Medan
Economics, Econometrics & Finance

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Pengaruh Penerapan Akad Qard Dan Ijarah Terhadap Minat Nasabah Pada Produk Gadai di Bank Syariah Indonesia (BSI) KC Binjai Abi Waqqosh; Saparuddin Siregar; Sugianto Sugianto
Ekonomi, Keuangan, Investasi dan Syariah (EKUITAS) Vol 3 No 3 (2022): February 2022
Publisher : Forum Kerjasama Pendidikan Tinggi (FKPT)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/ekuitas.v3i3.1163

Abstract

The purpose of this study was to find out how the effect of qard and ijarah contracts on customer interest in using pawn products at the Indonesian Islamic Bank (BSI) Kc Binjai. This study used quantitative research in its analysis. The population used in this study is all people who use pawn services at Bank Syariah Indonesia (BSI) Kc Binjai. The data analysis used is data quality analysis, multiple linear regression test, and hypothesis testing. From the results of the study, it is known that the qard and ijarah contracts have a positive and significant effect on customer interest in using pawn products at Bank Syariah Indonesia (BSI) Kc Binjai
Pengaruh Citra Perusahaan dan Promosi terhadap Minat Menggunakan Hasanah Card Pada BSI KC Medan Heny Liya Hasibuan; Saparuddin Siregar; Sugianto Sugianto
Ekonomi, Keuangan, Investasi dan Syariah (EKUITAS) Vol 3 No 3 (2022): February 2022
Publisher : Forum Kerjasama Pendidikan Tinggi (FKPT)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/ekuitas.v3i3.1164

Abstract

The Hasanah Card is a new breakthrough in the sharia-based credit financing system with an interest-free scheme. There are various factors that influence people's interest in using hasanah cards, including corporate image and promotion. Referring to these two factors, this research was conducted with the aim of knowing how the influence of corporate image and promotion on public interest using hasanah cards. The method used in this research is quantitative research, with the number of respondents as many as 40 people and the data analysis techniques used are classical assumption test, multiple linear regression test, F test, T test and R square test. The results showed that the company's image and promotion had a positive and significant influence on people's interest in using hasanah cards at BSI KC Medan
Analisis Makna Distribusi Kekayaan Perspektif Ekonomi Islam dalam Pandangan Al-Qur’an dan Hadits Syahrul Amsari; Sugianto Sugianto; Ahmad Afandi; Asmaul Husna
Ekonomis: Journal of Economics and Business Vol 7, No 2 (2023): September
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/ekonomis.v7i2.980

Abstract

The distribution of wealth is the center of attention of Islamic economics to achieve common prosperity. The purpose of this study is to find out how the concept of good and correct distribution of wealth in the Islamic economy is based on the Al Qur’an and Hadith. This research is a library research where data sources are taken from books, hadith books, journals and others using the maudhu'i interpretation method or better known as thematic interpretation and all data is reviewed and described into a systematic discussion. This shows that the concept of wealth distribution which is prohibited by Allah in the Qur'an is the circulation of wealth that occurs only to a group of people. The existing reality shows that there are still many people who use the wrong concept of distribution. So that the rich remain rich and the poor remain poor, while the correct distribution of wealth is when the circulation of wealth does not only occur in certain circles. As in the interpretation of QS. Al Hasry verse 7 then in solving this problem, it is necessary to have an economic mechanism and a non-economic mechanism to overcome the wrong concept of distribution, so that it can produce a complete concept from the Al Qur’an on this problem, so that the distribution of wealth will circulate to all groups and will not occur social inequality in society.
Co-Authors Abi Waqqosh Ahmad Afandi Asmaul Husna Heny Liya Hasibuan Saparuddin Siregar Syahrul Amsari