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All Journal Irtiqo: Postgraduate Journal of Islamic Economics, Finances and Accounting Studies
Achmad Firdaus
Tazkia Islamic University College

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Analisis Strategi Koperasi Pondok Pesantren Dengan Pendekatan Business Model Canvas dan Analisis SWOT (Studi Kasus KSPS BMT UGT Sidogiri Indonesia) Royhan Syaputra; Achmad Firdaus
IRTIQO' : Postgraduate Journal of Islamic Economics, Finance and Accounting Studies Vol. 3 No. 2 (2024): Irtiqo: Postgraduate Journal of Islamic Economics, Finances and Accounting Stud
Publisher : Department Islamic Economics

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Abstract

This study aims to determine the strategies and alternative strategies of KSPS BMT UGT Sidogiri using the BMC approach and SWOT Analysis. This research uses a qualitative descriptive approach with a Business Model Canvas approach and SWOT analysis at KSPS BMT UGT Sidogiri, Indonesia. The results of the study show that based on the SWOT Business Model Canvas analysis of KSPS BMT UGT Sidogiri Indonesia, KSPS BMT UGT Sidogiri had to add some segments, namely the customer/member segment, which increased to three, and the addition of new branches. Second, the value proposition adds to the ease of online access. Third, the channel segment adds to information technology. Fourth, maintaining relationships with members is very good through a direct approach, product value, and rewards. Fifth, the revenue stream segment adds new business units. Sixth, the main resources owned are very good, but it is necessary to improve human resource welfare and utilize alumni networks. Seventh, key activities need to include innovation and product development. Eighth, the main partnership needs to be supplemented by obtaining new partners, and the expansion of the cooperative business will further develop. Ninth, with the development of cooperatives, for business expansion, it is necessary to add costs for adding new branches and HR welfare costs. Thus, KSPS BMT UGT Sidogiri Indonesia must dare to expand new branches on the strength of the cooperative business model canvas and its opportunities (rapid growth). All strategies produced in this study are related to one another, so cooperation from all parties in the KSPS BMT UGT Sidogiri Indonesia is needed so that the nine business model canvasses can be run properly. If applied, the cooperative will be better.
Faktor Penentu Perencanaan Keuangan Keluarga Islami Yuliansyah; Achmad Firdaus; Saiful Anwar
IRTIQO' : Postgraduate Journal of Islamic Economics, Finance and Accounting Studies Vol. 2 No. 2 (2023): Irtiqo: Postgraduate Journal of Islamic Economics, Finances and Accounting Stud
Publisher : Department Islamic Economics

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This study aims to analyze the determinants of Islamic family financial planning. In this case, psychological factors, sociological factors, financial factors and religiosity factors influence the decision to have financial planning. This study uses descriptive quantitative methods with a causal research design. Methods of data analysis in research using Component or Variance Based Structural Equation Modeling which in data processing using the Partial Least Square (Smart-PLS) program. Respondents in this study were 252 people who were over 35-45 years old, Muslim, who were in the Jakarta and Tangerang areas. The results of the study found that psychological factors did not influence respondents to carry out financial planning. In this study, it was also found that religiosity factors had a negative and significant effect on respondents in financial planning. Social and financial factors influence respondents in financial planning positively and significantly.
Government Expenditure Efficiency Towards Islamic Human Development Index (IHDI): Data Envelopment Analysis Application Fahmi Alhadi; Achmad Firdaus; Zulkarnain Muhammad Ali
IRTIQO' : Postgraduate Journal of Islamic Economics, Finance and Accounting Studies Vol. 3 No. 1 (2024): Irtiqo: Postgraduate Journal of Islamic Economics, Finances and Accounting Stud
Publisher : Department Islamic Economics

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This study examines the efficiency of local government spending in 34 provinces in Indonesia against the indicators of the Islamic Human xDevelopment Index (IHDI) in 2018-2020. Data Envelopment Analysis is used in this study as a method of measuring the efficiency of each province. This study uses local government spending based on function as an input variable and IHDI indicators which are built based on maqashid sharia in the form of crime rate, national zakat index, life expectancy, the average length of schooling, birth rate, gini ratio, and expenditure per population capita as output variable. The results of this study indicate that the efficiency level of local government spending on the hifdz an-nafs aspect has the highest average efficiency score among other aspects, namely 96-97%. Furthermore, Gorontalo could have gotten a better efficiency score on the hifdz al-’aql indicator.
Co-Authors Erwandi Tarmizi Fahmi Alhadi Hera Herdiansyah Royhan Syaputra Saiful Anwar Yuliansyah Zulkarnain Muhammad Ali