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All Journal Dinamis : Journal of Islamic Management and Bussiness Journal of Sharia Economics Jurnal Iqtisaduna Journal Publicuho
Adzan Noor Bakri
Institut Agama Islam Negeri Palopo
Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Languange, Linguistic, Communication & Media Social Sciences

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Journal : Journal Publicuho

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MODEL PENINGKATAN KAPABILITAS MASYARAKAT PENERIMA BANTUAN DANA BERGULIR PROGRAM KOTAKU BKM BAREALLO KELURAHAN RANTEPAKU TORAJA UTARA Hidryana Pratiwi; Fasiha; Adzan Noor Bakri; Suryanto
Journal Publicuho Vol. 8 No. 1 (2025): February - April - Journal Publicuho
Publisher : Halu Oleo University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35817/publicuho.v8i1.637

Abstract

This study aims to investigate the capability improvement model of the recipient community of revolving fund assistance for the Slum City program, Bareallo Community Empowerment Agency, Rantepaku Village, North Toraja to reduce bad debts in the area. This study uses a qualitative case study research type where the case analyzed is bad debts that occur in the Bareallo Community Empowerment Agency, Rantepaku Village, North Toraja. The results of the study show that the distribution of revolving funds in Rantepaku goes through three main stages, namely membership in the Community Empowerment Group, having a business, and meeting administrative requirements. Payment constraints are triggered by a lack of financial transparency, indiscipline, and inappropriate use of funds. The strategy for handling bad debts is carried out through periodic collections and increasing awareness of payment responsibilities. The community feels the benefits of revolving funds, with easy access to education, health, and infrastructure, as well as guarantees of basic needs such as food, housing, and poverty control through four main programs.
Co-Authors Arhami Fasiha Hidryana Pratiwi Inggriawan Saputra Nurmaya Fitriani Munir Ramlah Ramlah Suryanto