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All Journal Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam Al-Muzara'ah AKTSAR: Jurnal Akuntansi Syariah
Emy Widyastuti
Institut Agama Islam Negeri Salatiga
Economics, Econometrics & Finance Other

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Analisis Pengaruh Pembiayaan Murabahah, Tingkat Bagi Hasil Dan Suku Bunga Acuan BI Terhadap Volume Pembiayaan Mudharabah Perbankan Syariah Di Indonesia (Periode 2016-2018) Emy Widyastuti
AKTSAR: Jurnal Akuntansi Syariah Vol 2, No 2 (2019): December 2019
Publisher : IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/aktsar.v2i2.6071

Abstract

The purpose of this study is to analyze the influence of murabahah financing, profit-sharing rate and BI rate on the volume of Islamic banking mudharabah financing in Indonesia during the period of 2016-2018. The sample used in this study is all Islamic Commercial Banks in Indonesia in 2016-2018. The data analysis method used in this study is multiple linear regression to find the effect of each variable on the volume of mudharabah financing of Islamic banking in Indonesia. The results showed that simultaneously murabahah financing variables, profit-sharing rates, and BI reference interest rates influenced mudharabah financing. While partially murabahah financing variable and BI reference interest rate have a significant negative effect on mudharabah financing, while the interest rate variable has a significant positive effect on mudharabah financing. The limitation of this study is that it uses a few variables so that it has not been able to show the full variables that affect mudharabah financing volume.
Analisis Faktor-Faktor Yang Mempengaruhi Minat Generasi Milenial Dalam Berwakaf Tunai Ummu Maziah; Emy Widyastuti
Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam Vol. 5 No. 2 (2021)
Publisher : Universitas Muhammadiyah Prof. DR. HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/alurban_vol4/is1pp101-114

Abstract

Abstract: The purpose of this study was to examine the effect of attitudes, subjective norms, beliefs and income on the interest in cash waqf in the millennial generation, a case study of the millennial generation in Semarang Regency. This type of research is a quantitative research. The population used is the districts in Semarang Regency. The sample was taken by purposive sampling technique with the criteria of the District having the highest number of endowments and millennials, while the number of samples was calculated using the Slovin formula which obtained a total sample of 100 respondents. The method of data collection is through the distribution of questionnaires which are then analyzed by Multiple Linear Regression. The results showed that partially attitude had no effect on interest in cash waqf in the millennial generation in Semarang Regency, while subjective norms, trust and income had an effect on interest in cash waqf in the millennial generation in Semarang Regency. Keywords: Attitude; subjective norm; trust, income, interest in cash waqf Abstrak: Tujuan penelitian ini adalah untuk menguji pengaruh sikap, norma subjektif, kepercayaan dan pendapatan terhadap minat berwakaf tunai pada generasi milenial studi kasus generasi milenial di Kabupaten Semarang. Jenis penelitian ini merupakan penelitian kuantitatif. Populasi yang digunakan yaitu wilayah-wilayah Kecamatan yang ada di Kabupaten Semarang. Sampel diambil dengan teknik Purposive sampling dengan kriteria Kecamatan yang memiliki jumlah wakaf dan milenial terbanyak, sedangkan jumlah sampel dihitung melalui rumus Slovin yang didapat jumlah sampel sebanyak 100 responden. Metode pengumpulan data melalui penyebaran kuesioner yang kemudian dianalisis dengan Regresi Linear Berganda. Hasil penelitian menunjukan bahwa secara parsial sikap tidak berpengaruh terhadap minat berwakaf tunai pada generasi milenial di Kabupaten Semarang, sedangkan norma subjektif, kepercayaan dan pendapatan berpengaruh terhadap minat berwakaf tunai pada generasi milenial di Kabupaten Semarang. Kata kunci: Sikap; norma subjektif; kepercayaan, pendapatan, minat berwakaf tunai
Perbankan Syariah dan Pertumbuhan Ekonomi Indonesia: Bagaimana Kontribusinya? Emy Widyastuti; Yusvita Nena Arinta
AL-MUZARA'AH Vol. 8 No. 2 (2020): AL-MUZARA'AH (December 2020)
Publisher : Department of Islamic Economics, IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29244/jam.8.2.129-140

Abstract

Islamic banking takes part in the Indonesian economic and financial system which contributes to the dynamics of eeconomic growth. The number of Islamic banks in Indonesia, through its market share, is still quite small, namely 5.95% in 2019 of the total national banking market share. One of the main activities of Islamic banking is channeling financing through financing based on the type of use and business category. This study aims to determine the short-term and long-term contribution of Islamic banking to Indonesia's economic growth using the Vector Error Correction Model (VECM) method. The data used in this study are quarterly secondary data of real Gross Domestic Product (GDP) and financing based on the use and category of Indonesian Islamic banking business types, which consist of working capital financing, investment financing and consumption financing. The results showed that in the short and long term, the variable consumption financing had a significant negative effect on Indonesia's economic growth.
Co-Authors Ummu Maziah Yusvita Nena Arinta