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All Journal Journal of Research in Business, Economics, and Education Journal of Economics and Business Letters Formosa Journal of Science and Technology (FJST)
Yusuf
Universitas Pamulang
Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Social Sciences

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The effect of human agility, digital literature, curriculum and the role of the family on the interest of the millennial generation in entrepreneurship through capabilities as intervening variables Asep Suherman; Yusuf
Journal of Economics and Business Letters Vol. 1 No. 2 (2021): August
Publisher : Privietlab

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Abstract

The business environment continues to change rapidly and uncertainly, therefore, in order to exist, in the world of entrepreneurship, the millennial generation needs to have the capability to be able to exploit change and agility in action, or what is known as agility. Furthermore, with the support of knowledge of the rapidly growing digital world, nowadays, it is a determining factor for success in entrepreneurship. In particular, the issue of education and the role of the family that encourages the emergence of an entrepreneurial spirit in the millennial generation are also important factors that deserve to be reviewed. The data used by researchers in this study is primary data obtained through distributing questionnaires to active students at Pamulang University. Data collection was carried out in March 2021 and the analysis used using Structural Equation Model (SEM) analysis with the SmartPLS 3.0 software tool. Based on the results of the study, the human agility variable has a significant effect on entrepreneurial capabilities and interests, digital literacy variables only have a significant effect on capabilities, curriculum variables do not affect entrepreneurial capabilities or interests, family role variables only have a significant effect on capabilities, and capability variables affect entrepreneurial interests. However, the intervening variable capability is a good variable to influence the millennial generation's interest in entrepreneurship.
The Completion of Filing A Claim Ex Gratia Sharia Life Insurance Lukman Anthoni; Yusuf
Journal of Research in Business, Economics, and Education Vol. 2 No. 3 (2020): June
Publisher : Kusuma Negara Business School

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The difference in the process of claim settlement with the standard and Ex Gratia categories is the core of this study, so that researchers can find out the difference in the work procedure for filing a standard claim with the submission of claims with the Ex Gratia category. The research instrument of this research uses documentation, interviews and literature studies with descriptive qualitative research methods by conducting research on the object of PT XYZ sharia life insurance research as well as describing the workflow and process carried out in the settlement of claims of the Ex Gratia category. Conclusions regarding the filing of an Ex Gratia claim are made after the results of the claims analysis are completed with the decision rejected by the claims department. The Ex Gratia claim process is carried out by re-submitting a claim that has been rejected. The decision to file an Ex Gratia appeal will be submitted to management and the results will be forwarded to the Policy Holder. Prevention of filing an Ex Gratia claim early can be done by adjusting the product specifications according to the expectations of policyholders. The frequency of filing claims for the Ex Gratia category is expected to be controlled or can be limited considering the use of funds for settling Ex Gratia claims originating from company funds, because in essence the submission of the claim is rejected because it does not comply with the provisions of the Sharia insurance policy claim.
Preparation of Financial Statements On Bpr Xyz Based On Sak – Etap Yusuf; Annisa Aulia
Formosa Journal of Science and Technology Vol. 1 No. 1 (2022): May 2022
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (632.003 KB) | DOI: 10.55927/fjst.v1i1.641

Abstract

The financial report is a form of accountability by the management of the company to internal and external parties. Seeing the importance in terms of usability, financial statements must be prepared based on applicable standards so that they can be interpreted with the same concept and understanding by users. BPR XYZ is a financial institution whose main activity is to distribute credit to the public, this credit can pose risks that can affect the sustainability of the business, therefore the implementation of its business must be based on the principle of prudence in providing healthy credit. This study aims to determine whether the application of BPR XYZ financial statements is in accordance with the Financial Accounting Standards for Entities Without Public Accountability (SAK – ETAP) and BPR Accounting Guidelines. The method used in this research is descriptive qualitative. The Financial Accounting Standards for Entities Without Public Accountability (SAK – ETAP) were born with the aim of accommodating the needs of entities that do not have significant public accountability in running their business. With the correct procedure regarding the provision of credit, it can reduce the risk of non-performing loans. Thus, the existence of a good credit granting procedure is very important in order to create cooperation to build the company in accordance with the vision and mission.
Co-Authors Annisa Aulia Asep Suherman Lukman Anthoni