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THE EFFECTS OF CAPITAL, PROFITABILITY, LIQUIDITY UPON THE PREDICTION OF NATIONAL BANK FRAGILITY SYARIEF GERALD PRASETYA
The Accounting Journal of Binaniaga Vol 2, No 01 (2017): June 2017
Publisher : STIE Binaniaga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (174.155 KB) | DOI: 10.33062/ajb.v2i1.11

Abstract

An indication of banking crises within 2014 has been identified due to a slowing down of credit development, inappropriate resources, high cost of the funds and an increasing of NPL which have created a pressure on the banking profitability level which is a small value of net profit ratio upon the assets (ROA). Less profit has happened due to a decreasing of new credit distribution as well as an increasing of provision cost refers to credit problem (NPL). Banking sector is quite fragile, it is the result of banking network system either national or international. Early detection upon bank fragility can minize a jeopardy risk of banking sector systematically which is an improper intermediary function of banking. The research aims to discover whether a significant effect of capital, profitability and liquidity has happened upon the prediction of banking crises. Research method has applied associated descriptive and the analysis has applied logistics regression. Result of the research has identified that only probability variable has affected significantly the crises of banking, it is suggested that the banks should have to be more concerned about internal and external factors to improve bank profitability.Keywords : bank sector fragility, capita adequacy ratio, return on assets, non performing loan.
THE IMPACT OF THE UNPAYABLE ACCOUNTS RECEIVABLE ON THE LIQUIDITY LEVEL AT PT ABC Syarief Gerald Prasetya
The Accounting Journal of Binaniaga Vol 2, No 02 (2017): December 2017
Publisher : STIE Binaniaga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (105.817 KB) | DOI: 10.33062/ajb.v2i02.93

Abstract

The capability of a company to settle down its short-term liabilities hasbeen one factor to determine whether the financial of a company is good or not. This kind of capability is the liquidity level. One factor that has determined the company’s liquidity level whether it is huge or small one is depending on the total of the accounts receivable owned by the company. The method of this research has applied the associative descriptive method describing the connection of two or more variables.To identify the liquidity level of the company, it has been applying a proxy analysis of liquidity ratio. Identifying the impact of the unpayable accounts receivable on the liquidity level has been applying a simple regression equation. The test result using t-test has indicated a significant effect. Moreover, it has been noticed that the amountof unpayable account receivables has been determining the liquidity level of the company. The suggestion to increase the liquidity level is by reducing the total amount of current liabilities.Keywords: bad debt, liquidity, account receivable 
PNPB CREDIT MANAGEMENT AT THE MINISTRY OF ESDM Syarief Gerald Prasetya
The Accounting Journal of Binaniaga Vol 1, No 01 (2016): June 2016
Publisher : STIE Binaniaga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (160.829 KB) | DOI: 10.33062/ajb.v1i1.76

Abstract

State Non-taxable Revenue (PNBP) from the energy and mineral sources (ESDM) sectors, particularly at Oil and earth gas(Migas) sector, coal and mineral sector, are very significant revenue of the state which is State Non-taxable Revenue described on the National budget and revenue(APBN). Actually there are still a lot of BUMN, BUMD, private companies which have not paid yet their PNBP to the Ministry of ESDM.. This research aims to recognize empirically the system of PNBP management within the Ministry of ESDM. This research has applied an analytical descriptive method which is a method to provide an actual condition regarding the credit management. The State revenue refers to PNBP credit has still been beyond the expectation due to a slow process of PNBP credit administration as well as the organization management which has not been running well. An effort to speed up the process should have to be applied refers to the efficiency of the related sources consumed such as time, cost and manpower. An effort to develop the effectiveness of State credit administration should have to be applied by improving the organization performance to maximize the result of the State credit management.
The Influence Of Green Transportation And Gen Z Consumer Behavior On The Selection Of Biskita Trans Pakuan Transportation Mode Devka Salsabila; Syarief Gerald Prasetya
International Conference On Digital Advanced Tourism Management And Technology Vol. 1 No. 2 (2023): International Conference on Digital Advanced Tourism, Management, and Technolog
Publisher : Sekolah Tinggi Ilmu Ekonomi Pariwisata Indonesia Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56910/ictmt.v1i2.95

Abstract

Concern over sustainable transportation is growing as the demand for environmentally friendly alternatives increases. This study examines the impact of green transportation and Gen Z consumer behaviour as independent variables on the choice of transportation mode. The findings correspond with other studies, emphasizing the importance of green transportation and consumer behaviour in affecting the mode of transportation chosen. The purpose is to examine the direct correlation between green transport and the behaviour of Gen Z consumers, considering them as independent variables that impact the choice of transportation mode as the dependent variable. The sample comprised participants who had utilised Biskita transport on at least one occasion. They were residents of Bogor city, born between 1996 and 2010. The study aimed to investigate the influence of green transportation and Gen Z consumer behaviour on mode choice. Path analysis was conducted in order to understand the direct effects of relationship between variables. Data analysis was carried out using Smart PLS software. This study is constrained by the limited amount of available data and a small sample size of participants. The results is green transportation and gen z consumer behaviour have a significant direct influence on transport mode choice. Green transportation is critical in providing information that increases consumer awareness of environmental issues and enables consumer behaviour to better respond to external pressures and encourages consideration of environmental issues when making decisions on the mode of transport used and implementing actions that increase the likelihood of achieving optimal mode choice. Keywords: ; ; ;